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TCBK

Trico Bancshares
$
42.775
+0.805(1.918%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings
Line
Line
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Candle
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
42.850
Open
42.100
VWAP
42.46
Vol
128.85K
Mkt Cap
1.39B
Low
41.535
Amount
5.47M
EV/EBITDA(TTM)
7.55
Total Shares
33.17M
EV
1.20B
EV/OCF(TTM)
--
P/S(TTM)
3.78
TriCo Bancshares is a bank holding company. The Company’s principal business is to serve as the holding company for its subsidiary, Tri Counties Bank, a California-chartered commercial bank (the Bank). The Bank provides a breadth of personal, small business and commercial financial services, including accepting demand, savings and time deposits and making small business, commercial, real estate, and consumer loans, as well as a range of treasury management services and other customary banking services, including safe deposit boxes at some branches. The Bank offers a variety of banking and financial services to both personal, small business and commercial customers. Brokerage services are provided at the Bank’s offices by Tri Counties Wealth Management Advisors. In addition, it has five capital trusts, which are all wholly owned trust subsidiaries formed for the purpose of issuing trust preferred securities (Trust Preferred Securities) and lending the proceeds to the Company.
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Market Estimates

Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
106.47M
+7.96%
0.877
+9.58%
108.65M
+8.25%
0.896
+1.82%
107.60M
+8.28%
0.884
+0.84%
Estimates Revision
The market is revising Upward the revenue expectations for TriCo Bancshares (TCBK) for FY2025, with the revenue forecasts being adjusted by 0.26% over the past three months. During the same period, the stock price has changed by 10.79%.
Revenue Estimates for FY2025
Revise Upward
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+0.26%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward
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-0.25%
In Past 3 Month
Stock Price
Go Up
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+10.79%
In Past 3 Month
3 Analyst Rating
up Image
2.86% Upside
Wall Street analysts forecast TCBK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TCBK is 44.00 USD with a low forecast of 43.00 USD and a high forecast of 46.00  USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
2 Hold
0 Sell
Moderate Buy
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2.86% Upside
Current: 42.775
sliders
Low
43.00
Averages
44.00
High
46.00
Raymond James
Outperform
maintain
$43 -> $45
2025-07-25
New
Reason
Raymond James raised the firm's price target on TriCo Bancshares to $45 from $43 and keeps an Outperform rating on the shares. TriCo's Q2 results were stronger than expected and core trends are solid, the analyst tells investors in a research note.
DA Davidson
Jeff Rulis
Neutral
maintain
$43 -> $45
2025-07-25
New
Reason
DA Davidson analyst Jeff Rulis raised the firm's price target on TriCo Bancshares to $45 from $43 and keeps a Neutral rating on the shares. TriCo's Q2 was positive on many fronts, including strong balance sheet growth, net interest margin expansion and improved efficiency, the analyst tells investors in a research note. Building capital levels, easing regulatory scrutiny and a history of M&A transactions could indicate a favorable acquisition may be in play, the firm says.
Raymond James
David Feaster
Outperform
downgrade
$48 -> $43
2025-04-25
Reason
Raymond James analyst David Feaster lowered the firm's price target on TriCo Bancshares to $43 from $48 and keeps an Outperform rating on the shares. TriCo's Q1 results were in-line with forecasts, and core trends remain solid, the analyst tells investors in a research note. The firm continues to view the risk-reward favorably.
Keefe, Bruyette & Woods
Kelly Motta
Hold
Maintains
$53 → $50
2025-01-28
Reason
DA Davidson
Jeff Rulis
Strong Buy
to
Hold
Downgrades
$50 → $53
2024-11-12
Reason
DA Davidson downgraded TriCo Bancshares to Neutral from Buy with a price target of $53, up from $50. With the lift in bank trading multiples post the 2024 U.S. Presidential Election, the firm is lifting its price target and reiterates its view that the shares deserve a premium valuation based on premium performance. However, the firm is guarded on extending a greater premium due to the bank's potential to return as an M&A buyer and less compelling rate and growth positioning versus higher growth peers, so it is downgrading shares.
Stephens & Co.
Andrew Terrell
Buy
Maintains
$52 → $50
2024-10-29
Reason
Stephens lowered the firm's price target on TriCo Bancshares to $50 from $52 and keeps an Overweight rating on the shares following the company's Q3 report. With TriCo set to cross $10B in assets in 2025, the firm believes potential M&A over the next 6-12 months remains a focus, the analyst tells investors.

Valuation Metrics

The current forward P/E ratio for Trico Bancshares (TCBK.O) is 11.71, compared to its 5-year average forward P/E of 11.71. For a more detailed relative valuation and DCF analysis to assess Trico Bancshares 's fair value, click here.

Forward PE

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PE
11.71
Current PE
11.71
Overvalued PE
13.18
Undervalued PE
10.25

Forward EV/EBITDA

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PS
3.35
Current PS
3.19
Overvalued PS
3.80
Undervalued PS
2.90

Financials

Annual
Quarterly
FY2025Q2
YoY :
+6.66%
97.36M
Total Revenue
FY2025Q2
YoY :
-3.33%
37.82M
Operating Profit
FY2025Q2
YoY :
-5.14%
27.54M
Net Income after Tax
FY2025Q2
YoY :
-3.45%
0.84
EPS - Diluted
FY2025Q1
YoY :
-20.87%
140.58M
Free Cash Flow
FY2025Q2
N/A
FCF Margin - %
FY2025Q2
YoY :
-11.07%
28.29
Net Margin - %
FY2025Q2
YoY :
+5.62%
7.70
ROIC

Trading Trends

Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
252.3K
USD
1
0-12
Months
234.2K
USD
3
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months

TCBK News & Events

Events Timeline

2025-07-24 (ET)
2025-07-24
06:07:09
TriCo Bancshares reports Q2 EPS 84c, consensus 81c
select
2025-04-24 (ET)
2025-04-24
07:09:50
TriCo Bancshares reports Q1 EPS 80c, consensus 78c
select
2025-01-23 (ET)
2025-01-23
05:33:47
TriCo Bancshares reports Q4 EPS 88c, consensus 78c
select
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News

9.5
07-24NASDAQ.COM
PinnedTriCo (TCBK) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
9.5
07-24NASDAQ.COM
TriCo (TCBK) Q2 Earnings and Revenues Beat Estimates
7.5
07-14Newsfilter
Tri Counties Bank Expands Bay Area Presence with New San Francisco West Portal Branch, Opening in Late Summer 2025
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FAQ

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What is Trico Bancshares (TCBK) stock price today?

The current price of TCBK is 42.775 USD — it has increased 1.92 % in the last trading day.

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