TCBK

Trico Bancshares

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42.775

+0.805(1.918%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

42.850

Open

42.100

VWAP

42.46

Vol

128.85K

Mkt Cap

1.39B

Low

41.535

Amount

5.47M

EV/EBITDA(TTM)

7.55

Total Shares

33.17M

1.20B

EV/OCF(TTM)

P/S(TTM)

3.78

TriCo Bancshares is a bank holding company. The Company’s principal business is to serve as the holding company for its subsidiary, Tri Counties Bank, a California-chartered commercial bank (the Bank). The Bank provides a breadth of personal, small business and commercial financial services, including accepting demand, savings and time deposits and making small business, commercial, real estate, and consumer loans, as well as a range of treasury management services and other customary banking services, including safe deposit boxes at some branches. The Bank offers a variety of banking and financial services to both personal, small business and commercial customers. Brokerage services are provided at the Bank’s offices by Tri Counties Wealth Management Advisors. In addition, it has five capital trusts, which are all wholly owned trust subsidiaries formed for the purpose of issuing trust preferred securities (Trust Preferred Securities) and lending the proceeds to the Company.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

106.47M

+7.96%

0.877

+9.58%

108.65M

+8.25%

0.896

+1.82%

107.60M

+8.28%

0.884

+0.84%

Estimates Revision

The market is revising Upward the revenue expectations for TriCo Bancshares (TCBK) for FY2025, with the revenue forecasts being adjusted by 0.26% over the past three months. During the same period, the stock price has changed by 10.79%.

Revenue Estimates for FY2025

Revise Upward

+0.26%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-0.25%

In Past 3 Month

Stock Price

Go Up

+10.79%

In Past 3 Month

3 Analyst Rating

2.86% Upside

Wall Street analysts forecast TCBK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TCBK is 44.00 USD with a low forecast of 43.00 USD and a high forecast of 46.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

2 Hold

0 Sell

Moderate Buy

2.86% Upside

Current: 42.775

Low

43.00

Averages

44.00

High

46.00

2.86% Upside

Current: 42.775

Low

43.00

Averages

44.00

High

46.00

Raymond James

Outperform

maintain

$43 -> $45

2025-07-25

New

Reason

Raymond James

Price Target

$43 -> $45

2025-07-25

New

maintain

Outperform

Reason

Raymond James raised the firm's price target on TriCo Bancshares to $45 from $43 and keeps an Outperform rating on the shares. TriCo's Q2 results were stronger than expected and core trends are solid, the analyst tells investors in a research note.

DA Davidson

Jeff Rulis

Neutral

maintain

$43 -> $45

2025-07-25

New

Reason

DA Davidson

Jeff Rulis

Price Target

$43 -> $45

2025-07-25

New

maintain

Neutral

Reason

DA Davidson analyst Jeff Rulis raised the firm's price target on TriCo Bancshares to $45 from $43 and keeps a Neutral rating on the shares. TriCo's Q2 was positive on many fronts, including strong balance sheet growth, net interest margin expansion and improved efficiency, the analyst tells investors in a research note. Building capital levels, easing regulatory scrutiny and a history of M&A transactions could indicate a favorable acquisition may be in play, the firm says.

Raymond James

David Feaster

Outperform

downgrade

$48 -> $43

2025-04-25

Reason

Raymond James

David Feaster

Price Target

$48 -> $43

2025-04-25

downgrade

Outperform

Reason

Raymond James analyst David Feaster lowered the firm's price target on TriCo Bancshares to $43 from $48 and keeps an Outperform rating on the shares. TriCo's Q1 results were in-line with forecasts, and core trends remain solid, the analyst tells investors in a research note. The firm continues to view the risk-reward favorably.

Keefe, Bruyette & Woods

Kelly Motta

Hold

Maintains

$53 → $50

2025-01-28

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$53 → $50

2025-01-28

Maintains

Hold

Reason

DA Davidson

Jeff Rulis

Strong Buy

Hold

Downgrades

$50 → $53

2024-11-12

Reason

DA Davidson

Jeff Rulis

Price Target

$50 → $53

2024-11-12

Downgrades

Strong Buy

Hold

Reason

DA Davidson downgraded TriCo Bancshares to Neutral from Buy with a price target of $53, up from $50. With the lift in bank trading multiples post the 2024 U.S. Presidential Election, the firm is lifting its price target and reiterates its view that the shares deserve a premium valuation based on premium performance. However, the firm is guarded on extending a greater premium due to the bank's potential to return as an M&A buyer and less compelling rate and growth positioning versus higher growth peers, so it is downgrading shares.

Stephens & Co.

Andrew Terrell

Buy

Maintains

$52 → $50

2024-10-29

Reason

Stephens & Co.

Andrew Terrell

Price Target

$52 → $50

2024-10-29

Maintains

Buy

Reason

Stephens lowered the firm's price target on TriCo Bancshares to $50 from $52 and keeps an Overweight rating on the shares following the company's Q3 report. With TriCo set to cross $10B in assets in 2025, the firm believes potential M&A over the next 6-12 months remains a focus, the analyst tells investors.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Trico Bancshares (TCBK.O) is 11.71, compared to its 5-year average forward P/E of 11.71. For a more detailed relative valuation and DCF analysis to assess Trico Bancshares 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

11.71

Current PE

11.71

Overvalued PE

13.18

Undervalued PE

10.25

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

3.35

Current PS

3.19

Overvalued PS

3.80

Undervalued PS

2.90