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TCBK Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
50.540
Open
50.280
VWAP
49.93
Vol
88.10K
Mkt Cap
1.59B
Low
49.285
Amount
4.40M
EV/EBITDA(TTM)
7.40
Total Shares
31.91M
EV
1.35B
EV/OCF(TTM)
3.97
P/S(TTM)
4.04
TriCo Bancshares is a bank holding company. The Company’s principal business is to serve as the holding company for its subsidiary, Tri Counties Bank, a California-chartered commercial bank (the Bank). The Bank provides a breadth of personal, small business and commercial financial services, including accepting demand, savings and time deposits and making small business, commercial, real estate, and consumer loans, as well as a range of treasury management services and other customary banking services, including safe deposit boxes at some branches. The Bank also provides advanced online and mobile banking, a shared nationwide network of surcharge-free ATMs, and bankers available by phone seven days per week. Brokerage services are provided at the Bank’s offices by Tri Counties Wealth Management Advisors. The Company maintains two capital subsidiary business trusts (collectively, the Trusts), both organized by the Company.
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Events Timeline

(ET)
2026-04-23
06:40:00
TriCo's Q1 Net Interest Margin Rises to 4.07%
select
2026-01-22 (ET)
2026-01-22
06:40:00
TriCo Net Interest Income Grows to $92.5M
select
2025-10-23 (ET)
2025-10-23
06:04:38
TriCo Bancshares Announces Q3 Earnings Per Share of $1.04, Exceeding Consensus Estimate of 91 Cents
select

News

seekingalpha
9.5
04-23seekingalpha
TriCo Bancshares Q1 Earnings Beat Expectations
  • Earnings Beat: TriCo Bancshares reported Q1 GAAP EPS of $1.04, exceeding expectations by $0.07, indicating strong profitability and boosting investor confidence in the company's financial health.
  • Slight Decline in Net Interest Income: The net interest income (FTE) for the quarter was $91.5 million, down $1 million or 1.1% from the previous quarter, reflecting ongoing pressure from the interest rate environment that may impact future earnings growth.
  • Transparency in Financial Information: TriCo Bancshares provided detailed financial data and historical earnings, enhancing market understanding of its financial health and aiding investors in making informed decisions.
  • Dividend Performance Assessment: The company also released a dividend scorecard, showcasing its stability in dividend payments, which further attracts income-seeking investors looking for reliable returns.
Newsfilter
9.5
04-23Newsfilter
TriCo Bancshares Reports Q1 2026 Financial Highlights
  • Net Income Growth: In Q1 2026, TriCo Bancshares reported net income of $33.7 million, translating to $1.04 per diluted share, reflecting a slight increase from $33.6 million and $1.03 in the previous quarter, showcasing the company's stability and profitability amid changing economic conditions.
  • Deposit and Loan Dynamics: Deposit balances rose by $139.7 million, an annualized growth rate of 6.8%, while loan balances decreased by $42.9 million, an annualized decline of 2.4%, indicating the company's ongoing focus on managing credit quality within its portfolio.
  • Improved Net Interest Margin: The net interest margin for the first quarter was 4.07%, up 5 basis points from 4.02% in the previous quarter, demonstrating effective management of interest income and expenses, which is expected to drive future revenue growth.
  • Share Repurchase Program: During the quarter, the company repurchased 447,211 shares of common stock at an average price of $48.30 per share, enhancing earnings per share and shareholder returns, reflecting confidence in the company's value.
moomoo
9.5
04-23moomoo
TRICO BANCSHARES REPORTS Q1 NET INCOME OF USD 33.685 MILLION
  • Company Overview: Tricoban shares have reported a net income of USD 33.685 million for the first quarter.
  • Financial Performance: The significant net income indicates a strong financial performance for the company in Q1.
Businesswire
8.0
02-23Businesswire
TriCo Bancshares Declares Quarterly Cash Dividend
  • Dividend Announcement: TriCo Bancshares has declared a cash dividend of $0.36 per share, reflecting the company's ongoing profitability and commitment to shareholder returns, which is expected to bolster investor confidence.
  • Dividend Payment Schedule: The dividend will be payable on March 20, 2026, to shareholders of record as of March 6, 2026, ensuring timely returns for investors and further solidifying the relationship between the company and its shareholders.
  • Consecutive Dividend Record: This marks the 146th consecutive quarterly cash dividend paid by TriCo Bancshares, showcasing the company's financial stability and sustained profitability since its establishment in 1975, thereby enhancing market confidence in its long-term growth prospects.
  • Banking Service Advantages: Tri Counties Bank offers a comprehensive range of consumer, small business, and commercial banking services, along with 24/7 ATM, online, and mobile banking access, which further enhances customer convenience and satisfaction.
Newsfilter
8.0
02-23Newsfilter
TriCo Bancshares Declares Quarterly Cash Dividend
  • Quarterly Cash Dividend: TriCo Bancshares has declared a cash dividend of $0.36 per share, marking the 146th consecutive quarterly cash dividend, which reflects the company's stable financial performance and commitment to shareholders.
  • Dividend Payment Timeline: The dividend will be payable on March 20, 2026, to shareholders of record as of March 6, 2026, ensuring timely returns for investors and enhancing their confidence in the company.
  • Company Background: Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares with nearly $10 billion in assets, demonstrating the company's solid position in the California financial market and 50 years of operational stability.
  • Service Offerings: Tri Counties Bank provides a comprehensive range of consumer, small business, and commercial banking services, while enhancing customer experience through 24/7 ATM, online, and mobile banking access, further solidifying its competitive edge in the market.
Newsfilter
6.5
02-19Newsfilter
Small Businesses' Expectations for AI Impact
  • AI Adoption Trends: The study reveals that 73% of small business owners are currently using AI, with 20% employing it extensively, which is expected to significantly enhance productivity and reduce labor costs, thereby driving overall efficiency and profitability for businesses.
  • Positive Impact Expectations: 83% of small business owners believe AI will have a favorable impact on their operations, with primary goals including increased productivity, improved accuracy, and automation of routine tasks, indicating a strong commitment to technological advancement among small enterprises.
  • Cost Savings Expectations: A majority of small business owners anticipate achieving labor cost savings of 6-20% through AI, particularly among full-time and part-time staff, which will help optimize human resource allocation and improve financial health for businesses.
  • Back-Office Function Applications: Among current users, AI primarily supports back-office functions such as marketing, creative content, data entry, and document management, which not only enhances operational efficiency but also creates new growth opportunities for small businesses.
Wall Street analysts forecast TCBK stock price to rise
4 Analyst Rating
Wall Street analysts forecast TCBK stock price to rise
2 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
46.00
Averages
50.00
High
57.00
Current: 0.000
sliders
Low
46.00
Averages
50.00
High
57.00
Piper Sandler
Overweight
maintain
$59 -> $63
AI Analysis
2026-04-27
Reason
Piper Sandler
Price Target
$59 -> $63
AI Analysis
2026-04-27
maintain
Overweight
Reason
Piper Sandler raised the firm's price target on TriCo Bancshares to $63 from $59 and keeps an Overweight rating on the shares. After the first wave of Q1 earnings across the firm's Western bank coverage, operating EPS exceeded expectations by 5% with the median EPS up 23% year-over-year. Piper notes stronger than expected PPNR has been a common theme driven by better net interest margin expansion and tighter expense controls, partially offset by softer loan growth in a seasonally difficult quarter.
Stephens
Andrew Terrell
Overweight
maintain
$54 -> $55
2026-01-26
Reason
Stephens
Andrew Terrell
Price Target
$54 -> $55
2026-01-26
maintain
Overweight
Reason
Stephens analyst Andrew Terrell raised the firm's price target on TriCo Bancshares to $55 from $54 and keeps an Overweight rating on the shares. Following the bank's Q4 report, the firm says it continues to expect TriCo is "a near-term buyer amongst our coverage." However, should M&A not come to fruition in the first half of 2026, the firm thinks "a takeout thesis could become more likely as the year progresses," the analyst tells investors.
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Valuation Metrics

The current forward P/E ratio for Trico Bancshares (TCBK.O) is 12.12, compared to its 5-year average forward P/E of 11.73. For a more detailed relative valuation and DCF analysis to assess Trico Bancshares's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
11.73
Current PE
12.12
Overvalued PE
13.12
Undervalued PE
10.34

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.61
Current EV/EBITDA
6.27
Overvalued EV/EBITDA
2.81
Undervalued EV/EBITDA
-1.60

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.36
Current PS
3.39
Overvalued PS
3.73
Undervalued PS
2.99

Financials

AI Analysis
Annual
Quarterly

Whales Holding TCBK

N
North Reef Capital Management LP
Holding
TCBK
-3.06%
3M Return
D
Davis Capital Partners, LLC
Holding
TCBK
-3.19%
3M Return

Trading Trends

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Frequently Asked Questions

What is Trico Bancshares (TCBK) stock price today?

The current price of TCBK is 49.96 USD — it has decreased -0.4

What is Trico Bancshares (TCBK)'s business?

TriCo Bancshares is a bank holding company. The Company’s principal business is to serve as the holding company for its subsidiary, Tri Counties Bank, a California-chartered commercial bank (the Bank). The Bank provides a breadth of personal, small business and commercial financial services, including accepting demand, savings and time deposits and making small business, commercial, real estate, and consumer loans, as well as a range of treasury management services and other customary banking services, including safe deposit boxes at some branches. The Bank also provides advanced online and mobile banking, a shared nationwide network of surcharge-free ATMs, and bankers available by phone seven days per week. Brokerage services are provided at the Bank’s offices by Tri Counties Wealth Management Advisors. The Company maintains two capital subsidiary business trusts (collectively, the Trusts), both organized by the Company.

What is the price predicton of TCBK Stock?

Wall Street analysts forecast TCBK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TCBK is50.00 USD with a low forecast of 46.00 USD and a high forecast of 57.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Trico Bancshares (TCBK)'s revenue for the last quarter?

Trico Bancshares revenue for the last quarter amounts to 106.81M USD, increased 17.53

What is Trico Bancshares (TCBK)'s earnings per share (EPS) for the last quarter?

Trico Bancshares. EPS for the last quarter amounts to 1.04 USD, increased 30.00

How many employees does Trico Bancshares (TCBK). have?

Trico Bancshares (TCBK) has 1135 emplpoyees as of May 14 2026.

What is Trico Bancshares (TCBK) market cap?

Today TCBK has the market capitalization of 1.59B USD.