SMFG Relative Valuation
SMFG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, SMFG is overvalued; if below, it's undervalued.
Historical Valuation
Sumitomo Mitsui Financial Group Inc (SMFG) is now in the Fair zone, suggesting that its current forward PE ratio of 12.41 is considered Fairly compared with the five-year average of 9.25. The fair price of Sumitomo Mitsui Financial Group Inc (SMFG) is between 8.92 to 23.54 according to relative valuation methord.
Relative Value
Fair Zone
8.92-23.54
Current Price：19.72
Fair
12.41
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Sumitomo Mitsui Financial Group Inc. (SMFG) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Sumitomo Mitsui Financial Group Inc. (SMFG) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
7.35
PS
Sumitomo Mitsui Financial Group Inc. (SMFG) has a current PS of 7.35. The 5-year average PS is 4.59. The thresholds are as follows: Strongly Undervalued below 1.47, Undervalued between 1.47 and 3.03, Fairly Valued between 6.16 and 3.03, Overvalued between 6.16 and 7.72, and Strongly Overvalued above 7.72. The current Forward PS of 7.35 falls within the Overvalued range.
0.00
P/OCF
Sumitomo Mitsui Financial Group Inc. (SMFG) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Sumitomo Mitsui Financial Group Inc. (SMFG) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Sumitomo Mitsui Financial Group Inc (SMFG) has a current Price-to-Book (P/B) ratio of 0.77. Compared to its 3-year average P/B ratio of 0.78 , the current P/B ratio is approximately -0.71% higher. Relative to its 5-year average P/B ratio of 0.65, the current P/B ratio is about 19.03% higher. Sumitomo Mitsui Financial Group Inc (SMFG) has a Forward Free Cash Flow (FCF) yield of approximately -71.70%. Compared to its 3-year average FCF yield of -23.22%, the current FCF yield is approximately 208.82% lower. Relative to its 5-year average FCF yield of -29.77% , the current FCF yield is about 140.80% lower.
0.77
P/B
Median3y
0.78
Median5y
0.65
-71.70
FCF Yield
Median3y
-23.22
Median5y
-29.77
Competitors Valuation Multiple
The average P/S ratio for SMFG's competitors is 4.52, providing a benchmark for relative valuation. Sumitomo Mitsui Financial Group Inc Corp (SMFG) exhibits a P/S ratio of 7.35, which is 62.53% above the industry average. Given its robust revenue growth of 6.61%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of SMFG increased by 33.53% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 24.53 to 36.47.
The secondary factor is the Revenue Growth, contributed 6.61%to the performance.
Overall, the performance of SMFG in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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Frequently Asked Questions
Is Sumitomo Mitsui Financial Group Inc (SMFG) currently overvalued or undervalued?
Sumitomo Mitsui Financial Group Inc (SMFG) is now in the Fair zone, suggesting that its current forward PE ratio of 12.41 is considered Fairly compared with the five-year average of 9.25. The fair price of Sumitomo Mitsui Financial Group Inc (SMFG) is between 8.92 to 23.54 according to relative valuation methord.
What is Sumitomo Mitsui Financial Group Inc (SMFG) fair value?
SMFG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Sumitomo Mitsui Financial Group Inc (SMFG) is between 8.92 to 23.54 according to relative valuation methord.
How does SMFG's valuation metrics compare to the industry average?
The average P/S ratio for SMFG's competitors is 4.52, providing a benchmark for relative valuation. Sumitomo Mitsui Financial Group Inc Corp (SMFG) exhibits a P/S ratio of 7.35, which is 62.53% above the industry average. Given its robust revenue growth of 6.61%, this premium appears unsustainable.
What is the current P/B ratio for Sumitomo Mitsui Financial Group Inc (SMFG) as of Jan 09 2026?
As of Jan 09 2026, Sumitomo Mitsui Financial Group Inc (SMFG) has a P/B ratio of 0.77. This indicates that the market values SMFG at 0.77 times its book value.
What is the current FCF Yield for Sumitomo Mitsui Financial Group Inc (SMFG) as of Jan 09 2026?
As of Jan 09 2026, Sumitomo Mitsui Financial Group Inc (SMFG) has a FCF Yield of -71.70%. This means that for every dollar of Sumitomo Mitsui Financial Group Inc’s market capitalization, the company generates -71.70 cents in free cash flow.
What is the current Forward P/E ratio for Sumitomo Mitsui Financial Group Inc (SMFG) as of Jan 09 2026?
As of Jan 09 2026, Sumitomo Mitsui Financial Group Inc (SMFG) has a Forward P/E ratio of 12.41. This means the market is willing to pay $12.41 for every dollar of Sumitomo Mitsui Financial Group Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Sumitomo Mitsui Financial Group Inc (SMFG) as of Jan 09 2026?
As of Jan 09 2026, Sumitomo Mitsui Financial Group Inc (SMFG) has a Forward P/S ratio of 7.35. This means the market is valuing SMFG at $7.35 for every dollar of expected revenue over the next 12 months.