Historical Valuation
SmartFinancial Inc (SMBK) is now in the Fair zone, suggesting that its current forward PE ratio of 11.35 is considered Fairly compared with the five-year average of 11.62. The fair price of SmartFinancial Inc (SMBK) is between 35.12 to 44.86 according to relative valuation methord.
Relative Value
Fair Zone
35.12-44.86
Current Price：37.74
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
SmartFinancial Inc (SMBK) has a current Price-to-Book (P/B) ratio of 1.16. Compared to its 3-year average P/B ratio of 0.98 , the current P/B ratio is approximately 17.48% higher. Relative to its 5-year average P/B ratio of 1.00, the current P/B ratio is about 15.93% higher. SmartFinancial Inc (SMBK) has a Forward Free Cash Flow (FCF) yield of approximately 9.40%. Compared to its 3-year average FCF yield of 8.50%, the current FCF yield is approximately 10.51% lower. Relative to its 5-year average FCF yield of 8.95% , the current FCF yield is about 4.99% lower.
P/B
Median3y
0.98
Median5y
1.00
FCF Yield
Median3y
8.50
Median5y
8.95
Competitors Valuation Multiple
AI Analysis for SMBK
The average P/S ratio for SMBK competitors is 2.73, providing a benchmark for relative valuation. SmartFinancial Inc Corp (SMBK.O) exhibits a P/S ratio of 2.93, which is 7.22% above the industry average. Given its robust revenue growth of 8.44%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for SMBK
1Y
3Y
5Y
Market capitalization of SMBK increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of SMBK in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is SMBK currently overvalued or undervalued?
SmartFinancial Inc (SMBK) is now in the Fair zone, suggesting that its current forward PE ratio of 11.35 is considered Fairly compared with the five-year average of 11.62. The fair price of SmartFinancial Inc (SMBK) is between 35.12 to 44.86 according to relative valuation methord.
What is SmartFinancial Inc (SMBK) fair value?
SMBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of SmartFinancial Inc (SMBK) is between 35.12 to 44.86 according to relative valuation methord.
How does SMBK's valuation metrics compare to the industry average?
The average P/S ratio for SMBK's competitors is 2.73, providing a benchmark for relative valuation. SmartFinancial Inc Corp (SMBK) exhibits a P/S ratio of 2.93, which is 7.22% above the industry average. Given its robust revenue growth of 8.44%, this premium appears unsustainable.
What is the current P/B ratio for SmartFinancial Inc (SMBK) as of Jan 10 2026?
As of Jan 10 2026, SmartFinancial Inc (SMBK) has a P/B ratio of 1.16. This indicates that the market values SMBK at 1.16 times its book value.
What is the current FCF Yield for SmartFinancial Inc (SMBK) as of Jan 10 2026?
As of Jan 10 2026, SmartFinancial Inc (SMBK) has a FCF Yield of 9.40%. This means that for every dollar of SmartFinancial Inc’s market capitalization, the company generates 9.40 cents in free cash flow.
What is the current Forward P/E ratio for SmartFinancial Inc (SMBK) as of Jan 10 2026?
As of Jan 10 2026, SmartFinancial Inc (SMBK) has a Forward P/E ratio of 11.35. This means the market is willing to pay $11.35 for every dollar of SmartFinancial Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for SmartFinancial Inc (SMBK) as of Jan 10 2026?
As of Jan 10 2026, SmartFinancial Inc (SMBK) has a Forward P/S ratio of 2.93. This means the market is valuing SMBK at $2.93 for every dollar of expected revenue over the next 12 months.