SMBK Earnings

SMBK reported its earnings on 2026-04-20, showcasing a revenue of 82.21M against an estimate of 53.65M, resulting in a 53.24% surprise. The EPS was 0.81, surpassing the expected 0.81 by 0%. The stock experienced a 0.9% price change on the earnings day and a -0.94% change over the next five days, reflecting market reactions to the results.

Following SMBK's earnings announcement on 2026-04-20, the stock price moved by 0.9% on the day of the release. Over the subsequent five days, it saw a -0.94% change. Historically, SMBK's stock price tends to shift by an average of -3.86% in the 10 days leading up to earnings and 3.66% in the 10 days following, providing insight into potential market.

For 2026/Q2, analysts estimate SMBK's annual revenue to reach 53.60M, while the EPS is projected at 0.81. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between SMBK's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, SMBK's stock price typically moves by -3.86% in the 10 days before its earnings and 3.66% in the 10 days after. For the upcoming 2026/Q2 earnings, analysts expect an EPS of 0.81 and revenue of 53.60M.

The earnings call summary indicates a mixed financial performance with a decrease in net income by 8% and an increase in operating expenses and loan loss provisions. Although total revenue increased by 5%, the decline in net interest margin and higher funding costs are concerning. The absence of strategic initiatives and outlook discussion, along with vague forward-looking statements, adds uncertainty. These factors suggest a negative sentiment, likely leading to a stock price decrease of -2% to -8% over the next two weeks.