SIGI Relative Valuation
SIGI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, SIGI is overvalued; if below, it's undervalued.
Historical Valuation
Selective Insurance Group Inc (SIGI) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.88 is considered Undervalued compared with the five-year average of 14.33. The fair price of Selective Insurance Group Inc (SIGI) is between 94.85 to 137.33 according to relative valuation methord. Compared to the current price of 84.00 USD , Selective Insurance Group Inc is Undervalued By 11.44%.
Relative Value
Fair Zone
94.85-137.33
Current Price：84.00
11.44%
Undervalued
10.88
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Selective Insurance Group Inc. (SIGI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
9.36
EV/EBIT
Selective Insurance Group Inc. (SIGI) has a current EV/EBIT of 9.36. The 5-year average EV/EBIT is 7.04. The thresholds are as follows: Strongly Undervalued below -6.46, Undervalued between -6.46 and 0.29, Fairly Valued between 13.80 and 0.29, Overvalued between 13.80 and 20.55, and Strongly Overvalued above 20.55. The current Forward EV/EBIT of 9.36 falls within the Historic Trend Line -Fairly Valued range.
0.91
PS
Selective Insurance Group Inc. (SIGI) has a current PS of 0.91. The 5-year average PS is 1.23. The thresholds are as follows: Strongly Undervalued below 0.87, Undervalued between 0.87 and 1.05, Fairly Valued between 1.41 and 1.05, Overvalued between 1.41 and 1.59, and Strongly Overvalued above 1.59. The current Forward PS of 0.91 falls within the Undervalued range.
0.00
P/OCF
Selective Insurance Group Inc. (SIGI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Selective Insurance Group Inc. (SIGI) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Selective Insurance Group Inc (SIGI) has a current Price-to-Book (P/B) ratio of 1.53. Compared to its 3-year average P/B ratio of 2.07 , the current P/B ratio is approximately -26.03% higher. Relative to its 5-year average P/B ratio of 2.01, the current P/B ratio is about -23.53% higher. Selective Insurance Group Inc (SIGI) has a Forward Free Cash Flow (FCF) yield of approximately 22.85%. Compared to its 3-year average FCF yield of 16.32%, the current FCF yield is approximately 39.97% lower. Relative to its 5-year average FCF yield of 15.32% , the current FCF yield is about 49.11% lower.
1.53
P/B
Median3y
2.07
Median5y
2.01
22.85
FCF Yield
Median3y
16.32
Median5y
15.32
Competitors Valuation Multiple
The average P/S ratio for SIGI's competitors is 2.39, providing a benchmark for relative valuation. Selective Insurance Group Inc Corp (SIGI) exhibits a P/S ratio of 0.91, which is -62% above the industry average. Given its robust revenue growth of 8.89%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of SIGI decreased by 0.15% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 7.43 to 8.53.
The secondary factor is the Revenue Growth, contributed 8.89%to the performance.
Overall, the performance of SIGI in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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Frequently Asked Questions
Is Selective Insurance Group Inc (SIGI) currently overvalued or undervalued?
Selective Insurance Group Inc (SIGI) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.88 is considered Undervalued compared with the five-year average of 14.33. The fair price of Selective Insurance Group Inc (SIGI) is between 94.85 to 137.33 according to relative valuation methord. Compared to the current price of 84.00 USD , Selective Insurance Group Inc is Undervalued By 11.44% .
What is Selective Insurance Group Inc (SIGI) fair value?
SIGI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Selective Insurance Group Inc (SIGI) is between 94.85 to 137.33 according to relative valuation methord.
How does SIGI's valuation metrics compare to the industry average?
The average P/S ratio for SIGI's competitors is 2.39, providing a benchmark for relative valuation. Selective Insurance Group Inc Corp (SIGI) exhibits a P/S ratio of 0.91, which is -62.00% above the industry average. Given its robust revenue growth of 8.89%, this premium appears unsustainable.
What is the current P/B ratio for Selective Insurance Group Inc (SIGI) as of Jan 08 2026?
As of Jan 08 2026, Selective Insurance Group Inc (SIGI) has a P/B ratio of 1.53. This indicates that the market values SIGI at 1.53 times its book value.
What is the current FCF Yield for Selective Insurance Group Inc (SIGI) as of Jan 08 2026?
As of Jan 08 2026, Selective Insurance Group Inc (SIGI) has a FCF Yield of 22.85%. This means that for every dollar of Selective Insurance Group Inc’s market capitalization, the company generates 22.85 cents in free cash flow.
What is the current Forward P/E ratio for Selective Insurance Group Inc (SIGI) as of Jan 08 2026?
As of Jan 08 2026, Selective Insurance Group Inc (SIGI) has a Forward P/E ratio of 10.88. This means the market is willing to pay $10.88 for every dollar of Selective Insurance Group Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Selective Insurance Group Inc (SIGI) as of Jan 08 2026?
As of Jan 08 2026, Selective Insurance Group Inc (SIGI) has a Forward P/S ratio of 0.91. This means the market is valuing SIGI at $0.91 for every dollar of expected revenue over the next 12 months.