Earning Analysis
Welcome to our in-depth analysis of Selective Insurance Group Inc(SIGI) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of Selective Insurance Group Inc earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.
Earnings Forecast
Revenue
EPS
Currency: USD
Actual
Estimate
Surprise Analysis
| FY2025Q3 | 2025-10-22 | After Hours | 1.84 | 1.75 | -4.89 | 1.35B | 1.36B | +0.77 | -5.69 | -6.86 |
| FY2025Q2 | 2025-07-23 | After Hours | 1.55 | 1.31 | -15.48 | 1.32B | 1.33B | +0.28 | -17.04 | -10.38 |
| FY2025Q1 | 2025-04-23 | After Hours | 1.89 | 1.76 | -6.88 | 1.31B | 1.29B | -1.73 | -1.80 | -2.78 |
| FY2024Q4 | 2025-01-29 | After Hours | 1.98 | 1.62 | -18.18 | 1.27B | 1.26B | -1.23 | -12.64 | -8.98 |
| FY2024Q3 | 2024-10-21 | After Hours | 1.69 | 1.40 | -17.16 | 1.24B | 1.24B | +0.05 | -3.76 | -5.57 |
| FY2024Q2 | 2024-07-18 | - | 1.56 | -1.10 | -170.51 | 1.21B | 1.20B | -1.23 | -0.87 | -13.38 |
| FY2024Q1 | 2024-05-01 | - | 1.88 | 1.33 | -29.26 | 1.16B | 1.17B | +0.01 | +0.62 | -1.70 |
| FY2023Q4 | 2024-01-31 | - | 1.92 | 1.94 | +1.04 | 1.12B | 1.11B | -0.52 | -1.35 | -7.21 |
| FY2023Q3 | 2023-11-01 | - | 1.66 | 1.51 | -9.04 | 1.08B | 1.08B | +0.43 | +2.35 | +0.42 |
| - | 2023-05-03 | - | 1.57 | 1.44 | -8.28 | - | - | - | +2.34 | +5.02 |
SIGI Earnings Analysis
Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, Selective Insurance Group Inc reported performance for FY2025Q3, announced on 2025-10-22. The company achieved an EPS of 1.75, compared to analyst estimates of 1.84 by -4.89% . Revenue for the quarter reached 1.36B compared to expectations of 1.35B by 0.77% .
The stock price reacted with a -5.69% one-day change and a -6.86% five-day change following the earnings release. These movements reflect market reaction in Selective Insurance Group Inc growth trajectory and strategic initiatives.
SIGI Earnings Forecast
Looking ahead, Selective Insurance Group Inc(SIGI) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q4 project quarter revenue of 1.36B and an EPS of 2.19.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Upward by 0.1%, while EPS estimates have been Revise Upward by 0.78%. For the upcoming Q4 2025, revenue estimates have been adjusted Revise Downward by -0.85% . These revisions correlate with a -3.40% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in Selective Insurance Group Inc long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.
Estimate Revision
The chart shows the correlation between SIGI's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
Revise Upward
+0.1%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+0.78%
In Past 3 Month
Revenue Estimates for Q4 2025
Revise Downward
-0.85%
In Past 3 Month
Stock Price
Go Down
-3.40%
In Past 3 Month
1Y
3Y
5Y
Annual FY 2025
Currency: USD
1Y
3Y
5Y
--
Revenue Estimate-Annual FY 2025:5.33B
--
EPS Estimate-Annual FY 2025:7.00
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Stock Price77.10
SIGI Revenue and EPS Performance: A Historical Perspective
Selective Insurance Group Inc revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q3 (2025-10-22,After Hours):
EPS: 1.75 (Actual) vs.1.84 (Estimate) (-4.89%)
Revenue: 1.36B (Actual) vs. 1.35B (Estimate) (0.77%)
Price Reaction: -5.69%(1-Day), -6.86%(5-Day)
FY2025Q2 (2025-07-23,After Hours):
EPS: 1.31 (Actual) vs.1.55 (Estimate) (-15.48%)
Revenue: 1.33B (Actual) vs. 1.32B (Estimate) (0.28%)
Price Reaction: -17.04%(1-Day), -10.38%(5-Day)
FY2025Q1 (2025-04-23,After Hours):
EPS: 1.76 (Actual) vs.1.89 (Estimate) (-6.88%)
Revenue: 1.29B (Actual) vs. 1.31B (Estimate) (-1.73%)
Price Reaction: -1.80%(1-Day), -2.78%(5-Day)
Earnings Reaction
The chart below shows how SIGI performed 10 days before and after its earnings report, based on data from the past quarters. Typically, SIGI sees a -3.13% change in stock price 10 days leading up to the earnings, and a -5.95% change 10 days following the report. On the earnings day itself, the stock moves by -0.42%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in SEP/2025, the stock changed -5.69% on the day following the earnings release and then changed by -5.11% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.
Transcript Summary
Selective Insurance Group Inc (SIGI) Q3 2025 Earnings Call Summary
Neutral
2025-10-23
The earnings call presents a mixed picture: strong growth in Excess and Surplus Lines and an increase in book value per share are positive. However, issues in commercial auto, particularly in New Jersey, and the need for corrective actions indicate challenges. The Q&A reveals management's confidence in reserves but also highlights industry-wide pressures. The guidance reflects stable but not overly optimistic expectations. Overall, the sentiment is balanced, suggesting a neutral stock price movement.
Selective Insurance Group Inc (SIGI) Q2 2025 Earnings Call Summary
Neutral
2025-07-24
The earnings call presents a mixed picture. Financial performance is stable with a 13% ROE, and book value growth is positive. However, concerns like broad-based issues affecting retention rates, social inflation, and reserve adjustments temper optimism. The Q&A reveals management's cautious stance on these challenges, indicating potential risks. The absence of a clear new partnership or guidance changes further supports a neutral outlook, as the market may remain cautious given uncertainties in risk selection and claims decisions.
Selective Insurance Group Inc (SIGI) Q1 2025 Earnings Call Summary
Negative
2025-04-25
The earnings call summary presents mixed financial performance with a 34% increase in net income and a positive EPS growth. However, the guidance for a higher combined ratio and increased expense ratio, along with macroeconomic and regulatory challenges, weighs negatively. The Q&A highlights concerns about loss trends and competitive pressures. Despite share repurchase activity, the risks and uncertainties, especially in underwriting margins and investment income, suggest a negative sentiment, likely leading to a stock price decline of -2% to -8% over the next two weeks.
Selective Insurance Group Inc (SIGI) Q4 2024 Earnings Call Summary
Negative
2025-02-01
The earnings call reveals several negative factors: a decline in operating ROE, increased expense ratio, and significant prior year casualty reserve strengthening. Despite some positive aspects like increased net premiums and a dividend hike, the company's guidance reflects ongoing challenges due to social inflation and reserving actions. The Q&A section highlighted management's lack of clarity on key issues, such as reserve charges, which could further undermine investor confidence. Overall, the combination of weak financial metrics, cautious guidance, and management's evasive responses suggests a negative stock price reaction in the short term.
Selective Insurance Group, Inc. (SIGI) Q3 2024 Earnings Call Summary
Neutral
2024-10-22
The earnings call presents mixed signals. Financial performance shows growth in some areas like net premiums and investment income, but there are concerns with elevated catastrophe losses impacting ROE and combined ratios. The Q&A reveals stability in the book of business but lacks clarity on social inflation impacts. The share repurchase and dividend increase are positive, but weak guidance on combined ratios suggests caution. Without market cap data, a neutral outlook is appropriate, anticipating limited stock movement.
Selective Insurance Group, Inc. (SIGI) Q2 2024 Earnings Call Summary
Positive
2024-07-26
The earnings call reveals strong financial performance with increased net premiums, improved expense ratio, and strong investment income. Despite a slight decrease in book value, the company maintains a solid financial position with low debt and high surplus. The Q&A section confirms confidence in pricing strategies and stability, though some uncertainties in reserve adjustments exist. Overall, the positive financial metrics and confident outlook suggest a stock price increase, likely in the 2% to 8% range over the next two weeks.
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FAQ
What were the key highlights of SIGI’s latest earnings report for FY2025Q3?
How did SIGI’s stock price react after the FY2025Q3 earnings release?
What are the revenue and EPS estimates for SIGI for 2025/Q4?
How does SIGI’s stock price correlate with earnings forecast revisions?
What should investors expect from SIGI’s next earnings report?