SFBC Valuation

Sound Financial Bancorp Inc

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47.270

-0.05(-0.106%)1D

Overview
Forecast
Valuation
Earnings

SFBC Relative Valuation

SFBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, SFBC is overvalued; if below, it's undervalued.

Historical Valuation

Sound Financial Bancorp Inc (SFBC) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Sound Financial Bancorp Inc (SFBC) is between to according to relative valuation methord.

Relative Value

Fair Zone

Current Price：47.27

Fair

0.00

Trailing

Forward

0.00

EV/EBITDA

Sound Financial Bancorp Inc. (SFBC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

Sound Financial Bancorp Inc. (SFBC) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

0.00

Sound Financial Bancorp Inc. (SFBC) has a current PS of 0.00. The 5-year average PS is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward PS of 0.00 falls within the Strongly Undervalued range.

0.00

P/OCF

Sound Financial Bancorp Inc. (SFBC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Sound Financial Bancorp Inc. (SFBC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Sound Financial Bancorp Inc (SFBC) has a current Price-to-Book (P/B) ratio of 1.14. Compared to its 3-year average P/B ratio of 1.11 , the current P/B ratio is approximately 2.71% higher. Relative to its 5-year average P/B ratio of 1.11, the current P/B ratio is about 2.17% higher. Sound Financial Bancorp Inc (SFBC) has a Forward Free Cash Flow (FCF) yield of approximately 3.87%. Compared to its 3-year average FCF yield of 5.74%, the current FCF yield is approximately -32.65% lower. Relative to its 5-year average FCF yield of 6.98% , the current FCF yield is about -44.66% lower.

1.14

P/B

Median3y

1.11

Median5y

1.11

3.87

FCF Yield

Median3y

5.74

Median5y

6.98

Competitors Valuation Multiple

The average P/S ratio for SFBC's competitors is 1.00, providing a benchmark for relative valuation. Sound Financial Bancorp Inc Corp (SFBC) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of 17.25%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

SFBC.O

Sound Financial Bancorp Inc

First Guaranty Bancshares Inc

SB Financial Group Inc

2.69

21.53%

132.95M

Performance Decomposition

Market capitalization of SFBC decreased by 11.64% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 10.39 to 22.87.

The secondary factor is the Revenue Growth, contributed 17.25%to the performance.

Overall, the performance of SFBC in the past 1 year is driven by Margin Expansion. Which is more sustainable.

17.25%

7.65M → 8.97M

Revenue Growth

120.12%

10.39 → 22.87

Margin Expansion

-149.01%

-39.72 → 19.47

P/E Change

-11.64%