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SFBC Overview

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Intellectia

Loading chart...

High
46.100
Open
44.770
VWAP
45.50
Vol
26.32K
Mkt Cap
117.12M
Low
44.750
Amount
1.20M
EV/EBITDA(TTM)
--
Total Shares
2.57M
EV
-3.54M
EV/OCF(TTM)
-0.03
P/S(TTM)
3.47
Sound Financial Bancorp, Inc. is the parent holding company for its wholly owned subsidiary, Sound Community Bank (the Bank). Its principal business consists of attracting retail and commercial deposits from the general public and investing those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four family residences (including home equity loans and lines of credit), commercial and multifamily real estate, construction and land, consumer and commercial business loans. Its commercial business loans include unsecured lines of credit and secured term loans and lines of credit secured by inventory, equipment and accounts receivable. It offers a variety of secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans and recreational vehicle loans. Its deposits consist of savings accounts, money market deposit accounts, NOW accounts, demand accounts and certificates of deposit.
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News

seekingalpha
9.5
01-28seekingalpha
Sound Financial Bancorp Reports Q4 Earnings
  • Earnings Performance: Sound Financial Bancorp reported a Q4 GAAP EPS of $0.87, indicating stability in profitability despite facing market challenges.
  • Revenue Overview: The company recorded revenue of $9.53 million, demonstrating resilience in the current economic environment, even though overall revenue fell short of expectations.
  • Cost Control Measures: A reduction in incentive compensation led to a $726,000 decrease in salaries and benefits, which helps improve overall profit margins and optimize resource allocation.
  • Regulatory Fee Reduction: A $274,000 decrease in regulatory assessments reflects lower-than-expected examination costs and reduced quarterly assessments due to a lower average asset balance, further alleviating the company's financial burden.
NASDAQ.COM
9.5
01-28NASDAQ.COM
Sound Financial Bancorp Reports Increased Q4 Profit
  • Profit Growth: Sound Financial Bancorp's Q4 net profit reached $2.25 million, with earnings per share at $0.87, significantly up from last year's $1.92 million and $0.74, indicating improved profitability.
  • Revenue Increase: The company's Q4 revenue was $9.53 million, a 1.6% rise from $9.38 million last year, reflecting business stability and ongoing market demand support.
  • Financial Performance Comparison: Both earnings per share and net profit showed significant growth compared to last year, demonstrating effective strategies in cost control and revenue enhancement.
  • Investor Confidence Boost: The growth in profit and revenue may enhance investor confidence in Sound Financial Bancorp, potentially driving its performance in the financial markets.
NASDAQ.COM
9.5
2025-10-28NASDAQ.COM
Sound Financial Bancorp Inc. Reports Increase in Q3 Earnings
  • Earnings Growth: Sound Financial Bancorp Inc. reported a profit of $1.69 million for the third quarter, an increase from $1.15 million in the same period last year.

  • Earnings Per Share: The earnings per share (EPS) rose to $0.66, compared to $0.45 in the previous year.

  • Revenue Increase: The company's revenue grew by 13.6%, reaching $8.94 million, up from $7.87 million last year.

  • Financial Summary: Key financial figures include earnings of $1.69 million, EPS of $0.66, and revenue of $8.94 million, all showing positive growth compared to the previous year.

Yahoo Finance
8.0
2025-05-04Yahoo Finance
Sound Financial Bancorp, Inc. (NASDAQ:SFBC) Will Pay A US$0.19 Dividend In Four Days
  • Dividend Eligibility: Investors interested in Sound Financial Bancorp, Inc. must purchase shares before May 9 to qualify for a dividend of US$0.19 per share, payable on May 23. The company has a low payout ratio of 29%, indicating potential sustainability of dividends despite a decline in earnings per share over the past five years.

  • Investment Considerations: While the company's historical dividend growth is promising, the recent drop in earnings per share raises concerns about future dividend stability. Potential investors are advised to monitor the company's performance closely and consider other risks before making investment decisions.

Newsfilter
9.5
2025-04-29Newsfilter
Sound Financial Bancorp, Inc. Q1 2025 Results
NASDAQ.COM
9.5
2025-04-01NASDAQ.COM
Sound Financial Bancorp Inc. Reports Advance In Q1 Profit
  • Earnings Report: Sound Financial Bancorp Inc. reported a first-quarter earnings increase to $1.17 million, or $0.45 per share, compared to $0.77 million, or $0.30 per share, from the previous year.

  • Financial Performance: The company's earnings reflect significant growth year-over-year, showcasing improved financial performance in the current fiscal period.

Valuation Metrics

The current forward P/E ratio for Sound Financial Bancorp Inc (SFBC.O) is 0.00, compared to its 5-year average forward P/E of 0.00. For a more detailed relative valuation and DCF analysis to assess Sound Financial Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.00
Current PE
0.00
Overvalued PE
0.00
Undervalued PE
0.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.00
Current PS
0.00
Overvalued PS
0.00
Undervalued PS
0.00

Financials

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Im gonna buy in, what do you recommend
Intellectia · 10 candidates
Region: Hong Kong, China, USList Exchange: XNYS, XNAS, XASEMoving Average Relationship: PriceAboveMA5, PriceAboveMA20Week Price Change Pct: $0.00 - $0.50Support Resistance Relationship: PriceAroundSupportMacd: bullish
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Frequently Asked Questions

What is Sound Financial Bancorp Inc (SFBC) stock price today?

The current price of SFBC is 45.64 USD — it has increased 1.44

What is Sound Financial Bancorp Inc (SFBC)'s business?

Sound Financial Bancorp, Inc. is the parent holding company for its wholly owned subsidiary, Sound Community Bank (the Bank). Its principal business consists of attracting retail and commercial deposits from the general public and investing those funds, along with borrowed funds, in loans secured by first and second mortgages on one-to-four family residences (including home equity loans and lines of credit), commercial and multifamily real estate, construction and land, consumer and commercial business loans. Its commercial business loans include unsecured lines of credit and secured term loans and lines of credit secured by inventory, equipment and accounts receivable. It offers a variety of secured and unsecured consumer loan products, including manufactured home loans, floating home loans, automobile loans, boat loans and recreational vehicle loans. Its deposits consist of savings accounts, money market deposit accounts, NOW accounts, demand accounts and certificates of deposit.

What is the price predicton of SFBC Stock?

Wall Street analysts forecast SFBC stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for SFBC is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Sound Financial Bancorp Inc (SFBC)'s revenue for the last quarter?

Sound Financial Bancorp Inc revenue for the last quarter amounts to 8.44M USD, increased 6.26

What is Sound Financial Bancorp Inc (SFBC)'s earnings per share (EPS) for the last quarter?

Sound Financial Bancorp Inc. EPS for the last quarter amounts to 0.88 USD, increased 18.92

How many employees does Sound Financial Bancorp Inc (SFBC). have?

Sound Financial Bancorp Inc (SFBC) has 108 emplpoyees as of March 25 2026.

What is Sound Financial Bancorp Inc (SFBC) market cap?

Today SFBC has the market capitalization of 117.12M USD.