SBFG PE Ratio & Valuation,Is SBFG Overvalued

SBFG Relative Valuation

SBFG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, SBFG is overvalued; if below, it's undervalued.

Historical Valuation

SB Financial Group Inc (SBFG) is now in the Fair zone, suggesting that its current forward PE ratio of 9.28 is considered Fairly compared with the five-year average of 10.29. The fair price of SB Financial Group Inc (SBFG) is between 21.37 to 27.08 according to relative valuation methord.

Relative Value

Fair Zone

21.37-27.08

Current Price：23.67

Fair

9.56

0.00

EV/EBITDA

SB Financial Group Inc. (SBFG) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

SB Financial Group Inc. (SBFG) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

2.92

SB Financial Group Inc. (SBFG) has a current PS of 2.92. The 5-year average PS is 2.99. The thresholds are as follows: Strongly Undervalued below 2.02, Undervalued between 2.02 and 2.51, Fairly Valued between 3.48 and 2.51, Overvalued between 3.48 and 3.97, and Strongly Overvalued above 3.97. The current Forward PS of 2.92 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

SB Financial Group Inc. (SBFG) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

SB Financial Group Inc. (SBFG) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

SB Financial Group Inc (SBFG) has a current Price-to-Book (P/B) ratio of 1.06. Compared to its 3-year average P/B ratio of 0.76 , the current P/B ratio is approximately 40.85% higher. Relative to its 5-year average P/B ratio of 0.84, the current P/B ratio is about 27.34% higher. SB Financial Group Inc (SBFG) has a Forward Free Cash Flow (FCF) yield of approximately 13.47%. Compared to its 3-year average FCF yield of 14.22%, the current FCF yield is approximately -5.28% lower. Relative to its 5-year average FCF yield of 14.76% , the current FCF yield is about -8.75% lower.

1.10

P/B

Median3y

0.76

Median5y

0.84

13.47

FCF Yield

Median3y

14.22

Median5y

14.76

Competitors Valuation Multiple

The average P/S ratio for SBFG's competitors is 0.00, providing a benchmark for relative valuation. SB Financial Group Inc Corp (SBFG) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 18.51%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of SBFG increased by 13.53% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 18.06 to 26.19.

The secondary factor is the Revenue Growth, contributed 18.51%to the performance.

Overall, the performance of SBFG in the past 1 year is driven by Margin Expansion. Which is more sustainable.

18.51%

13.04M → 15.45M

Revenue Growth

45.02%

18.06 → 26.19

Margin Expansion

-50.00%

22.53 → 11.27

P/E Change

13.53%

20.91 → 23.74

Mkt Cap Growth

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Frequently Asked Questions

Is SB Financial Group Inc (SBFG) currently overvalued or undervalued?

What is SB Financial Group Inc (SBFG) fair value?

SBFG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of SB Financial Group Inc (SBFG) is between 21.37 to 27.08 according to relative valuation methord.

How does SBFG's valuation metrics compare to the industry average?

What is the current P/B ratio for SB Financial Group Inc (SBFG) as of Dec 16 2025?

As of Dec 16 2025, SB Financial Group Inc (SBFG) has a P/B ratio of 1.06. This indicates that the market values SBFG at 1.06 times its book value.

What is the current FCF Yield for SB Financial Group Inc (SBFG) as of Dec 16 2025?

As of Dec 16 2025, SB Financial Group Inc (SBFG) has a FCF Yield of 13.47%. This means that for every dollar of SB Financial Group Inc’s market capitalization, the company generates 13.47 cents in free cash flow.

What is the current Forward P/E ratio for SB Financial Group Inc (SBFG) as of Dec 16 2025?

As of Dec 16 2025, SB Financial Group Inc (SBFG) has a Forward P/E ratio of 9.28. This means the market is willing to pay $9.28 for every dollar of SB Financial Group Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for SB Financial Group Inc (SBFG) as of Dec 16 2025?

As of Dec 16 2025, SB Financial Group Inc (SBFG) has a Forward P/S ratio of 2.92. This means the market is valuing SBFG at $2.92 for every dollar of expected revenue over the next 12 months.

SBFG Valuation

SBFG Valuation

SBFG Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

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Frequently Asked Questions

Is SB Financial Group Inc (SBFG) currently overvalued or undervalued?

What is SB Financial Group Inc (SBFG) fair value?

How does SBFG's valuation metrics compare to the industry average?

What is the current P/B ratio for SB Financial Group Inc (SBFG) as of Dec 16 2025?

What is the current FCF Yield for SB Financial Group Inc (SBFG) as of Dec 16 2025?

What is the current Forward P/E ratio for SB Financial Group Inc (SBFG) as of Dec 16 2025?

What is the current Forward P/S ratio for SB Financial Group Inc (SBFG) as of Dec 16 2025?