SBFG Earnings

SBFG reported its earnings on 2026-01-29, showcasing a revenue of 23.00M against an estimate of 17.00M, resulting in a 35.98% surprise. The EPS was 0.65, surpassing the expected 0.64 by 1.56% . The stock experienced a 0% price change on the earnings day and a 0% change over the next five days, reflecting market reactions to the results.

Following SBFG's earnings announcement on 2026-01-29, the stock price moved by 0.00% on the day of the release. Over the subsequent five days, it saw a % change. Historically, SBFG's stock price tends to shift by an average of -2.12% in the 10 days leading up to earnings and +2.38% in the 10 days following, providing insight into potential market.

For 2025/Q4, analysts estimate SBFG’s annual revenue to reach 12.00M, while the EPS is projected at 1.00. These estimates reflect recent revisions, with revenue estimates revised Revenue No Change by 0% and EPS estimates No Change by 0% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between SBFG's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were No Change by 0%, while EPS estimates moved No Change by 0% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, SBFG's stock price typically moves by -2.12% in the 10 days before its earnings and +2.38% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 1.00 and revenue of 12.00M.

The earnings call reveals strong financial performance with high loan yields and stable funding costs. The Q&A section highlights robust loan growth, particularly in Columbus and the agricultural sector, and plans to manage expenses effectively. Although management was vague about competitive deposit impacts, the overall outlook is positive with expected margin stability and improved credit quality. The company's strategic focus on growth and efficiency, combined with optimistic guidance on mortgage volume, supports a positive sentiment. However, no market cap data limits the prediction's precision.