SAN Relative Valuation
SAN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, SAN is overvalued; if below, it's undervalued.
Historical Valuation
Banco Santander SA (SAN) is now in the Undervalued zone, suggesting that its current forward PS ratio of 2.22 is considered Undervalued compared with the five-year average of 5.51. The fair price of Banco Santander SA (SAN) is between +Inf to +Inf according to relative valuation methord. Compared to the current price of 11.04 USD , Banco Santander SA is Undervalued By Fair.
Relative Value
Fair Zone
+Inf-+Inf
Current Price：11.04
Fair
Undervalued
0.00
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Banco Santander SA. (SAN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Banco Santander SA. (SAN) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.22
PS
Banco Santander SA. (SAN) has a current PS of 2.22. The 5-year average PS is 1.15. The thresholds are as follows: Strongly Undervalued below 0.51, Undervalued between 0.51 and 0.83, Fairly Valued between 1.47 and 0.83, Overvalued between 1.47 and 1.80, and Strongly Overvalued above 1.80. The current Forward PS of 2.22 falls within the Strongly Overvalued range.
0.00
P/OCF
Banco Santander SA. (SAN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.14. The thresholds are as follows: Strongly Undervalued below -5.72, Undervalued between -5.72 and -2.79, Fairly Valued between 3.07 and -2.79, Overvalued between 3.07 and 6.01, and Strongly Overvalued above 6.01. The current Forward P/OCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/FCF
Banco Santander SA. (SAN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Banco Santander SA (SAN) has a current Price-to-Book (P/B) ratio of 1.39. Compared to its 3-year average P/B ratio of 0.79 , the current P/B ratio is approximately 76.90% higher. Relative to its 5-year average P/B ratio of 0.70, the current P/B ratio is about 97.54% higher. Banco Santander SA (SAN) has a Forward Free Cash Flow (FCF) yield of approximately 6.12%. Compared to its 3-year average FCF yield of -8.42%, the current FCF yield is approximately -172.72% lower. Relative to its 5-year average FCF yield of 12.36% , the current FCF yield is about -50.47% lower.
1.39
P/B
Median3y
0.79
Median5y
0.70
6.12
FCF Yield
Median3y
-8.42
Median5y
12.36
Competitors Valuation Multiple
The average P/S ratio for SAN's competitors is 2.53, providing a benchmark for relative valuation. Banco Santander SA Corp (SAN) exhibits a P/S ratio of 2.22, which is -12.22% above the industry average. Given its robust revenue growth of 0.67%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of SAN increased by 142.11% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 4.71 to 11.28.
The secondary factor is the Margin Expansion, contributed 2.01%to the performance.
Overall, the performance of SAN in the past 1 year is driven by P/E Change. Which is more unsustainable.
People Also Watch
FAQ
Is Banco Santander SA (SAN) currently overvalued or undervalued?
What is Banco Santander SA (SAN) fair value?
How does SAN's valuation metrics compare to the industry average?
What is the current P/B ratio for Banco Santander SA (SAN) as of Dec 05 2025?
What is the current FCF Yield for Banco Santander SA (SAN) as of Dec 05 2025?
What is the current Forward P/E ratio for Banco Santander SA (SAN) as of Dec 05 2025?