SAN Valuation

Banco Santander SA

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10.140

-0.1(-0.977%)1D

Overview
Forecast
Valuation
Earnings

SAN Relative Valuation

SAN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, SAN is overvalued; if below, it's undervalued.

Historical Valuation

Banco Santander SA (SAN) is now in the Overvalued zone, suggesting that its current forward PE ratio of 9.54 is considered Overvalued compared with the five-year average of 5.78. The fair price of Banco Santander SA (SAN) is between 5.94 to 9.09 according to relative valuation methord. Compared to the current price of 10.14 USD , Banco Santander SA is Overvalued By 11.52%.

Relative Value

Fair Zone

5.94-9.09

Current Price：10.14

11.52%

Overvalued

9.54

Trailing

Forward

0.00

EV/EBITDA

Banco Santander SA. (SAN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Banco Santander SA. (SAN) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.08

Banco Santander SA. (SAN) has a current PS of 2.08. The 5-year average PS is 1.10. The thresholds are as follows: Strongly Undervalued below 0.57, Undervalued between 0.57 and 0.84, Fairly Valued between 1.36 and 0.84, Overvalued between 1.36 and 1.62, and Strongly Overvalued above 1.62. The current Forward PS of 2.08 falls within the Strongly Overvalued range.

0.00

P/OCF

Banco Santander SA. (SAN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.14. The thresholds are as follows: Strongly Undervalued below -5.72, Undervalued between -5.72 and -2.79, Fairly Valued between 3.07 and -2.79, Overvalued between 3.07 and 6.01, and Strongly Overvalued above 6.01. The current Forward P/OCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/FCF

Banco Santander SA. (SAN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Banco Santander SA (SAN) has a current Price-to-Book (P/B) ratio of 1.29. Compared to its 3-year average P/B ratio of 0.73 , the current P/B ratio is approximately 76.93% higher. Relative to its 5-year average P/B ratio of 0.67, the current P/B ratio is about 93.73% higher. Banco Santander SA (SAN) has a Forward Free Cash Flow (FCF) yield of approximately 24.67%. Compared to its 3-year average FCF yield of -8.63%, the current FCF yield is approximately -385.88% lower. Relative to its 5-year average FCF yield of 12.71% , the current FCF yield is about 94.20% lower.

1.29

P/B

Median3y

0.73

Median5y

0.67

24.67

FCF Yield

Median3y

-8.63

Median5y

12.71

Competitors Valuation Multiple

The average P/S ratio for SAN's competitors is 2.32, providing a benchmark for relative valuation. Banco Santander SA Corp (SAN) exhibits a P/S ratio of 2.08, which is -10.40% above the industry average. Given its robust revenue growth of 4.24%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Capital One Financial Corp

Banco Santander Brasil SA

Banco Bilbao Vizcaya Argentaria SA

2.56

-4.23%

108.31B

Performance Decomposition

Market capitalization of SAN increased by 103.49% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 5.35 to 10.43.

The secondary factor is the Margin Expansion, contributed 4.25%to the performance.

Overall, the performance of SAN in the past 1 year is driven by P/E Change. Which is more unsustainable.

4.24%

14.75B → 15.38B

Revenue Growth

4.25%

21.17 → 22.07

Margin Expansion

95.00%

5.35 → 10.43

P/E Change

103.49%