RVYL Earnings Prediction
The chart below shows how RVYL performed 10 days before and after its earnings report, based on data from the past quarters. Typically, RVYL sees a +4.29% change in stock price 10 days leading up to the earnings, and a -1.94% change 10 days following the report. On the earnings day itself, the stock moves by +2.69%. This data can give you a slight idea of what to expect for the next quarter's release.
RVYL Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
12.61M
-27.88%
5.93%
Gross Margin
33.85%
-1.77%
-3.42%
Operating Margin
-19.67%
45.49%
-9.23%
Net Margin
-41.04%
130.17%
-59.67%
EPS
-0.76
-26.67%
-59.57%
No Data Available
RVYL Earnings Analysis
Ryvyl Inc. Common Stock Corporation (RVYL.O) Earnings Conference Call
Positive
International Revenue Surge: In the third quarter of 2024, Ryvyl delivered sequential revenue growth driven by consistently strong international performance, with international revenue growing 96% year-over-year.
International Revenue Growth: Ryvyl's third quarter 2024 international revenue reached $952 million, up from $781 million in Q2 2024, reflecting a strong growth trajectory.
Processing Volume Increase: The company reported processing volumes across all channels reached a total of $1.123 billion, 6% higher than the second quarter of 2024 and 31% higher than the third quarter of 2023.
North American Processing Growth: Ryvyl's North American processing volumes were $171 million, up 12% from the second quarter of 2024, indicating strong growth in this segment.
Operating Expenses Reduction: Operating expenses in the third quarter of 2024 were $7.3 million compared to $9.1 million in the same quarter of 2023, reflecting lower G&A expenses and improved operational efficiency.
Negative
Revenue Decline Analysis: In the third quarter of 2024, revenue was $12.6 million compared to $17.5 million in the third quarter of 2023, indicating a significant decline.
Decline in Adjusted EBITDA: Adjusted EBITDA in the third quarter of 2024 was a negative $1.7 million compared to $50,000 in the third quarter of 2023, reflecting a substantial decrease in profitability.
Operating Expenses Reduction: Operating expenses in the third quarter of 2024 were $7.3 million compared to $9.1 million in the third quarter of 2023, showing a reduction but still indicating high costs.
EU Software Implementation Challenges: The company faced challenges in the EU due to delays in third-party software implementations, which impacted growth expectations.
Liquidity Challenges: As of September 30, 2024, the company reported a restricted cash balance of $91.5 million, with negative working capital, indicating liquidity issues.
RVYL FAQs
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RVYL Earning Call Sentiment
Ryvyl Inc. (RVYL) Q3 2024 Earnings Call Transcript
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00:00
00:00
RVYL.O
2.3%Positive
The earnings call presents mixed signals. Financials show strong international growth and improved margins, but negative EBITDA and liquidity challenges raise concerns. The Q&A reveals uncertainty about 2025 guidance and licensing deals, but highlights potential in cryptocurrency and technology upgrades. The lack of specific guidance and some unclear responses contribute to a neutral outlook. Without market cap data, a neutral prediction (-2% to 2%) is prudent, balancing positive growth prospects with financial and strategic uncertainties.