RVYL Relative Valuation
RVYL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, RVYL is overvalued; if below, it's undervalued.
Historical Valuation
Ryvyl Inc (RVYL) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.07 is considered Undervalued compared with the five-year average of 5.55. The fair price of Ryvyl Inc (RVYL) is between 16.59 to 19.75 according to relative valuation methord. Compared to the current price of 5.50 USD , Ryvyl Inc is Undervalued By 66.86%.
Relative Value
Fair Zone
16.59-19.75
Current Price：5.50
66.86%
Undervalued
0.00
PE
1Y
3Y
5Y
1.76
EV/EBITDA
Ryvyl Inc. (RVYL) has a current EV/EBITDA of 1.76. The 5-year average EV/EBITDA is 15.66. The thresholds are as follows: Strongly Undervalued below -118.28, Undervalued between -118.28 and -51.31, Fairly Valued between 82.63 and -51.31, Overvalued between 82.63 and 149.60, and Strongly Overvalued above 149.60. The current Forward EV/EBITDA of 1.76 falls within the Historic Trend Line -Fairly Valued range.
-5.05
EV/EBIT
Ryvyl Inc. (RVYL) has a current EV/EBIT of -5.05. The 5-year average EV/EBIT is -11.72. The thresholds are as follows: Strongly Undervalued below -71.55, Undervalued between -71.55 and -41.64, Fairly Valued between 18.19 and -41.64, Overvalued between 18.19 and 48.11, and Strongly Overvalued above 48.11. The current Forward EV/EBIT of -5.05 falls within the Historic Trend Line -Fairly Valued range.
0.07
PS
Ryvyl Inc. (RVYL) has a current PS of 0.07. The 5-year average PS is 3.08. The thresholds are as follows: Strongly Undervalued below -7.62, Undervalued between -7.62 and -2.27, Fairly Valued between 8.43 and -2.27, Overvalued between 8.43 and 13.77, and Strongly Overvalued above 13.77. The current Forward PS of 0.07 falls within the Historic Trend Line -Fairly Valued range.
0.80
P/OCF
Ryvyl Inc. (RVYL) has a current P/OCF of 0.80. The 5-year average P/OCF is -4.71. The thresholds are as follows: Strongly Undervalued below -44.93, Undervalued between -44.93 and -24.82, Fairly Valued between 15.40 and -24.82, Overvalued between 15.40 and 35.51, and Strongly Overvalued above 35.51. The current Forward P/OCF of 0.80 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/FCF
Ryvyl Inc. (RVYL) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Ryvyl Inc (RVYL) has a current Price-to-Book (P/B) ratio of -1.63. Compared to its 3-year average P/B ratio of -1.76 , the current P/B ratio is approximately -7.03% higher. Relative to its 5-year average P/B ratio of 37.98, the current P/B ratio is about -104.30% higher. Ryvyl Inc (RVYL) has a Forward Free Cash Flow (FCF) yield of approximately -71.38%. Compared to its 3-year average FCF yield of 120.30%, the current FCF yield is approximately -159.34% lower. Relative to its 5-year average FCF yield of 63.37% , the current FCF yield is about -212.64% lower.
-1.63
P/B
Median3y
-1.76
Median5y
37.98
-71.38
FCF Yield
Median3y
120.30
Median5y
63.37
Competitors Valuation Multiple
The average P/S ratio for RVYL's competitors is 0.63, providing a benchmark for relative valuation. Ryvyl Inc Corp (RVYL) exhibits a P/S ratio of 0.07, which is -89% above the industry average. Given its robust revenue growth of -1.62%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of RVYL decreased by 87.26% over the past 1 year. The primary factor behind the change was an decrease in Revenue Growth from 2.83M to 2.79M.
The secondary factor is the P/E Change, contributed -17.24%to the performance.
Overall, the performance of RVYL in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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Frequently Asked Questions
Is Ryvyl Inc (RVYL) currently overvalued or undervalued?
Ryvyl Inc (RVYL) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.07 is considered Undervalued compared with the five-year average of 5.55. The fair price of Ryvyl Inc (RVYL) is between 16.59 to 19.75 according to relative valuation methord. Compared to the current price of 5.50 USD , Ryvyl Inc is Undervalued By 66.86% .
What is Ryvyl Inc (RVYL) fair value?
RVYL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Ryvyl Inc (RVYL) is between 16.59 to 19.75 according to relative valuation methord.
How does RVYL's valuation metrics compare to the industry average?
The average P/S ratio for RVYL's competitors is 0.63, providing a benchmark for relative valuation. Ryvyl Inc Corp (RVYL) exhibits a P/S ratio of 0.07, which is -89.00% above the industry average. Given its robust revenue growth of -1.62%, this premium appears unsustainable.
What is the current P/B ratio for Ryvyl Inc (RVYL) as of Jan 08 2026?
As of Jan 08 2026, Ryvyl Inc (RVYL) has a P/B ratio of -1.63. This indicates that the market values RVYL at -1.63 times its book value.
What is the current FCF Yield for Ryvyl Inc (RVYL) as of Jan 08 2026?
As of Jan 08 2026, Ryvyl Inc (RVYL) has a FCF Yield of -71.38%. This means that for every dollar of Ryvyl Inc’s market capitalization, the company generates -71.38 cents in free cash flow.
What is the current Forward P/E ratio for Ryvyl Inc (RVYL) as of Jan 08 2026?
As of Jan 08 2026, Ryvyl Inc (RVYL) has a Forward P/E ratio of 0.00. This means the market is willing to pay $0.00 for every dollar of Ryvyl Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Ryvyl Inc (RVYL) as of Jan 08 2026?
As of Jan 08 2026, Ryvyl Inc (RVYL) has a Forward P/S ratio of 0.07. This means the market is valuing RVYL at $0.07 for every dollar of expected revenue over the next 12 months.