RPAY Relative Valuation
RPAY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, RPAY is overvalued; if below, it's undervalued.
Historical Valuation
Repay Holdings Corp (RPAY) is now in the Undervalued zone, suggesting that its current forward PE ratio of 3.77 is considered Undervalued compared with the five-year average of 13.74. The fair price of Repay Holdings Corp (RPAY) is between 4.66 to 18.15 according to relative valuation methord. Compared to the current price of 3.45 USD , Repay Holdings Corp is Undervalued By 25.92%.
Relative Value
Fair Zone
4.66-18.15
Current Price：3.45
25.92%
Undervalued
3.77
PE
1Y
3Y
5Y
Trailing
Forward
4.69
EV/EBITDA
Repay Holdings Corp. (RPAY) has a current EV/EBITDA of 4.69. The 5-year average EV/EBITDA is 10.94. The thresholds are as follows: Strongly Undervalued below 0.16, Undervalued between 0.16 and 5.55, Fairly Valued between 16.33 and 5.55, Overvalued between 16.33 and 21.71, and Strongly Overvalued above 21.71. The current Forward EV/EBITDA of 4.69 falls within the Undervalued range.
477.02
EV/EBIT
Repay Holdings Corp. (RPAY) has a current EV/EBIT of 477.02. The 5-year average EV/EBIT is -52.22. The thresholds are as follows: Strongly Undervalued below -1024.06, Undervalued between -1024.06 and -538.14, Fairly Valued between 433.70 and -538.14, Overvalued between 433.70 and 919.62, and Strongly Overvalued above 919.62. The current Forward EV/EBIT of 477.02 falls within the Overvalued range.
0.88
PS
Repay Holdings Corp. (RPAY) has a current PS of 0.88. The 5-year average PS is 3.60. The thresholds are as follows: Strongly Undervalued below -1.21, Undervalued between -1.21 and 1.20, Fairly Valued between 6.01 and 1.20, Overvalued between 6.01 and 8.41, and Strongly Overvalued above 8.41. The current Forward PS of 0.88 falls within the Undervalued range.
0.00
P/OCF
Repay Holdings Corp. (RPAY) has a current P/OCF of 0.00. The 5-year average P/OCF is 10.11. The thresholds are as follows: Strongly Undervalued below -6.33, Undervalued between -6.33 and 1.89, Fairly Valued between 18.33 and 1.89, Overvalued between 18.33 and 26.55, and Strongly Overvalued above 26.55. The current Forward P/OCF of 0.00 falls within the Undervalued range.
0.00
P/FCF
Repay Holdings Corp. (RPAY) has a current P/FCF of 0.00. The 5-year average P/FCF is 13.27. The thresholds are as follows: Strongly Undervalued below -7.70, Undervalued between -7.70 and 2.79, Fairly Valued between 23.76 and 2.79, Overvalued between 23.76 and 34.25, and Strongly Overvalued above 34.25. The current Forward P/FCF of 0.00 falls within the Undervalued range.
Repay Holdings Corp (RPAY) has a current Price-to-Book (P/B) ratio of 0.46. Compared to its 3-year average P/B ratio of 0.81 , the current P/B ratio is approximately -43.61% higher. Relative to its 5-year average P/B ratio of 1.27, the current P/B ratio is about -64.17% higher. Repay Holdings Corp (RPAY) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 18.33%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 12.52% , the current FCF yield is about -100.00% lower.
0.46
P/B
Median3y
0.81
Median5y
1.27
35.90
FCF Yield
Median3y
18.33
Median5y
12.52
Competitors Valuation Multiple
The average P/S ratio for RPAY's competitors is 0.00, providing a benchmark for relative valuation. Repay Holdings Corp Corp (RPAY) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of -1.79%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of RPAY decreased by 54.52% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -0.70 to -2.49.
The secondary factor is the Revenue Growth, contributed -1.79%to the performance.
Overall, the performance of RPAY in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
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