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RPAY Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
4.090
Open
4.025
VWAP
4.06
Vol
160.55K
Mkt Cap
332.79M
Low
3.990
Amount
651.29K
EV/EBITDA(TTM)
7.36
Total Shares
82.17M
EV
662.40M
EV/OCF(TTM)
7.27
P/S(TTM)
1.12
Repay Holdings Corporation is a payments technology company. The Company provides integrated payment processing solutions to industry-oriented vertical markets in which businesses have specific transaction processing needs. Its segments include Consumer Payments and Business Payments. The Consumer Payments segment provides payment processing solutions, including debit and credit card processing, Automated Clearing House (ACH) processing and other electronic payment acceptance solutions, as well as its loan disbursement product that enables its clients to collect payments and disburse funds to consumers, and includes its clearing and settlement solutions (RCS) offering. Its Business Payments segment provides payment processing solutions, including accounts payable automation, debit and credit card processing, virtual credit card processing, ACH processing and other electronic payment acceptance solutions that enable its clients to collect or send payments to other businesses.
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Events Timeline

(ET)
2026-04-17
16:50:00
REPAY Holdings Receives $4.80 Acquisition Proposal from Forager
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2026-04-17
12:10:00
Iran's Strait of Hormuz Fully Open, Oil Prices Fall
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2026-04-17
08:10:00
Forager Capital Proposes to Acquire Repay Holdings for $4.80 per Share
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2026-04-17
08:10:00
Forager Capital Proposes to Acquire Repay Holding at $4.80 per Share
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2026-04-14 (ET)
2026-04-14
08:40:00
Repay Holdings Adopts Stockholder Rights Plan to Protect Interests
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2026-04-13 (ET)
2026-04-13
08:40:00
REPAY Acknowledges Veradace Letter, Confirms KUBRA Acquisition
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2026-04-09 (ET)
2026-04-09
09:20:00
Veradace Partners Calls on Repay Board to Abandon KUBRA Deal
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2026-04-01 (ET)
2026-04-01
08:30:00
DA Davidson Maintains Buy Rating on Repay Holdings with $8 Price Target
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2026-03-30 (ET)
2026-03-30
19:50:00
Repay Holdings Shares Down 5% After Resumption of Trade
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News

Newsfilter
8.5
04-17Newsfilter
REPAY Receives Acquisition Proposal
  • Acquisition Proposal Confirmation: REPAY Holdings Corporation has received a non-binding acquisition proposal from Forager Capital Management, offering $4.80 per share, indicating market recognition of the company's value and potentially influencing shareholder investment decisions.
  • Board Review: The REPAY Board will review the proposal in consultation with financial and legal advisors, demonstrating the company's cautious approach to external acquisitions and commitment to maximizing shareholder interests.
  • Advisory Team Composition: J.P. Morgan Securities LLC serves as the financial advisor, while Troutman Pepper Locke LLP and Sullivan & Cromwell LLP provide legal counsel, reflecting the company's professionalism and diligence in handling acquisition proposals.
  • Market Reaction Potential: This proposal may trigger increased market attention on REPAY's stock, especially against the backdrop of heightened competition in the payment processing industry, prompting investors to reassess the company's market positioning and future growth potential.
seekingalpha
8.5
04-17seekingalpha
Forager Capital Proposes Acquisition of Remaining Repay Shares at $4.80 Each
  • Acquisition Proposal: Forager Capital Management has proposed an all-cash acquisition of the remaining shares of Repay at $4.80 per share, currently owning approximately 13% of the company's outstanding shares, indicating strong confidence in Repay's future prospects.
  • Stock Price Reaction: Following the announcement, Repay's shares surged over 30% to $4.14, reflecting a positive market response to the acquisition premium and investor recognition of the deal's potential benefits.
  • Premium Advantage: The proposed acquisition price represents a 75% premium over Repay's 30-day volume-weighted average price of $2.75, highlighting Forager's high valuation of Repay and potentially attracting further investor interest.
  • Financing Capability: Forager's letter to shareholders states that it has secured sufficient financing to complete the transaction, enhancing market confidence in the deal's success and underscoring Forager's commitment to Repay's growth potential.
NASDAQ.COM
8.5
04-17NASDAQ.COM
Repay Holdings Receives All-Cash Buyout Proposal
  • Significant Stock Surge: Shares of Repay Holdings are up approximately 26% in Friday morning trading, currently priced at $4.01, reflecting strong market optimism regarding the acquisition proposal after opening at $3.98.
  • Acquisition Proposal Details: Forager Capital Management has proposed to acquire all outstanding shares of Repay Holdings at a cash price of $4.80 per share, indicating confidence in the company's future value and potential.
  • Historical Trading Range: Over the past year, Repay Holdings' stock has fluctuated between $2.30 and $6.0550, with the current acquisition offer exceeding the lowest point in that range, suggesting a reassessment of the company's valuation by the market.
  • Major Shareholder Involvement: As the largest shareholder, Forager Capital Management's acquisition proposal not only highlights its influence on corporate governance but also presents an exit opportunity for other shareholders, potentially impacting the company's strategic direction moving forward.
Newsfilter
9.0
04-14Newsfilter
REPAY Board Implements Rights Plan to Safeguard Shareholder Interests
  • Shareholder Rights Plan: REPAY's Board of Directors has approved a limited-duration shareholder rights plan effective immediately and expiring on April 13, 2027, aimed at protecting the long-term investment value of all shareholders against negative control through market acquisitions.
  • Rights Distribution Mechanism: Under the plan, REPAY will issue one preferred share purchase right for each share of common stock held as of April 24, 2026, allowing shareholders to purchase additional shares at a discount if any person or group acquires 12.5% or more of the stock, thus enhancing shareholder value.
  • Qualifying Offer Provision: The plan allows shareholders holding at least 20% of the shares to demand the Board submit a qualifying offer for a shareholder vote if the Board does not exempt or redeem the rights within 90 business days, providing a clear path for considering fully financed cash offers.
  • Transparency and Compliance: REPAY's rights plan does not include any dead-hand or similar features, ensuring the Board can consider fair offers without restrictions, while the company will file detailed information with the SEC to enhance transparency and compliance.
Newsfilter
8.5
04-09Newsfilter
Veradace Urges Repay to Abandon KUBRA Acquisition
  • Shareholder Opposition: Veradace Partners L.P., a significant shareholder of Repay Holdings with an 8.4% stake, publicly opposes the KUBRA acquisition, citing a 17% stock price drop on the announcement day as evidence of shareholder dissent.
  • Governance Structure Call: Veradace urges the Repay Board to immediately add two shareholder representatives to enhance governance and restore investor confidence, highlighting a potential breach of fiduciary duty due to inadequate communication of shareholder sentiments prior to the acquisition.
  • Management Communication Deficiency: Prior to the acquisition announcement, Veradace made multiple attempts to engage with management but received insufficient responses, indicating a lack of trust between management and shareholders as the management's defense of the acquisition failed to convince investors.
  • Acquisition Risk Assessment: Veradace points out that the size and leverage of the KUBRA acquisition are excessively high, and in the current market environment, shareholders prefer alternative capital allocation options, urging the Board to act swiftly to avoid potential financial losses.
seekingalpha
8.5
03-31seekingalpha
Repay to Acquire Kubra Data Transfer for ~$372M in Cash
  • Acquisition Overview: Repay is acquiring Kubra Data Transfer for approximately $372 million in an all-cash transaction, financed through a combination of cash on hand and debt, including a $500 million term loan and a $100 million revolving credit facility from Truist Bank.
  • Leverage Expectations: The acquisition is expected to close in Q2, with Repay anticipating a net leverage of around 4.0x post-transaction, aiming to reduce it below 3.0x within 18 months to enhance financial stability.
  • Technological Integration Advantage: Kubra's technology already serves over 40% of households in the U.S. and Canada, providing Repay with a substantial embedded customer base for cross-selling payment and communication services, thereby enhancing market competitiveness.
  • Cost Synergies and Revenue Outlook: Repay guides for over $15 million in annual run-rate cost synergies and over $5 million in technology savings over the next three years, along with over $5 million in incremental revenue opportunities by 2028 from the integrated platform and cross-selling efforts.
Wall Street analysts forecast RPAY stock price to rise
6 Analyst Rating
Wall Street analysts forecast RPAY stock price to rise
4 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
4.00
Averages
7.00
High
12.00
Current: 0.000
sliders
Low
4.00
Averages
7.00
High
12.00
Canaccord
Buy
downgrade
$12 -> $8
AI Analysis
2026-03-16
Reason
Canaccord
Price Target
$12 -> $8
AI Analysis
2026-03-16
downgrade
Buy
Reason
Canaccord lowered the firm's price target on Repay Holdings to $8 from $12 and keeps a Buy rating on the shares. The firm said they continue to view its valuation as compelling relative to its financial profile and growth outlook. The consumer electronic payments market remains a steady mid- to high single-digit growth market, and they believe the company is an incremental share taker here.
UBS
Neutral
downgrade
$4
2026-03-11
Reason
UBS
Price Target
$4
2026-03-11
downgrade
Neutral
Reason
UBS lowered the firm's price target on Repay Holdings to $3.50 from $4 and keeps a Neutral rating on the shares. The firm updated estimates after Repay reported Q4 results and provided initial FY26 guidance calling for 7%-9% normalized revenue growth.
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Valuation Metrics

The current forward P/E ratio for Repay Holdings Corp (RPAY.O) is 5.14, compared to its 5-year average forward P/E of 11.69. For a more detailed relative valuation and DCF analysis to assess Repay Holdings Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
11.69
Current PE
5.14
Overvalued PE
18.73
Undervalued PE
4.66

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
9.34
Current EV/EBITDA
6.14
Overvalued EV/EBITDA
14.70
Undervalued EV/EBITDA
3.97

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.05
Current PS
1.01
Overvalued PS
5.09
Undervalued PS
1.00

Financials

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Frequently Asked Questions

What is Repay Holdings Corp (RPAY) stock price today?

The current price of RPAY is 4.09 USD — it has increased 0.99

What is Repay Holdings Corp (RPAY)'s business?

Repay Holdings Corporation is a payments technology company. The Company provides integrated payment processing solutions to industry-oriented vertical markets in which businesses have specific transaction processing needs. Its segments include Consumer Payments and Business Payments. The Consumer Payments segment provides payment processing solutions, including debit and credit card processing, Automated Clearing House (ACH) processing and other electronic payment acceptance solutions, as well as its loan disbursement product that enables its clients to collect payments and disburse funds to consumers, and includes its clearing and settlement solutions (RCS) offering. Its Business Payments segment provides payment processing solutions, including accounts payable automation, debit and credit card processing, virtual credit card processing, ACH processing and other electronic payment acceptance solutions that enable its clients to collect or send payments to other businesses.

What is the price predicton of RPAY Stock?

Wall Street analysts forecast RPAY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RPAY is7.00 USD with a low forecast of 4.00 USD and a high forecast of 12.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Repay Holdings Corp (RPAY)'s revenue for the last quarter?

Repay Holdings Corp revenue for the last quarter amounts to 78.58M USD, increased 0.40

What is Repay Holdings Corp (RPAY)'s earnings per share (EPS) for the last quarter?

Repay Holdings Corp. EPS for the last quarter amounts to -1.71 USD, increased 3320.00

How many employees does Repay Holdings Corp (RPAY). have?

Repay Holdings Corp (RPAY) has 486 emplpoyees as of April 21 2026.

What is Repay Holdings Corp (RPAY) market cap?

Today RPAY has the market capitalization of 332.79M USD.