RPAY
Repay Holdings Corp
$
3.160
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
3.185
Open
3.010
VWAP
3.12
Vol
1.35M
Mkt Cap
288.66M
Low
2.980
Amount
4.20M
EV/EBITDA(TTM)
6.80
Total Shares
91.50M
EV
624.30M
EV/OCF(TTM)
6.12
P/S(TTM)
0.89
Repay Holdings Corporation is a payments technology company. The Company provides integrated payment processing solutions to industry-oriented vertical markets in which businesses have specific transaction processing needs. Its segments include Consumer Payments and Business Payments. The Consumer Payments segment provides payment processing solutions, including debit and credit card processing, Automated Clearing House (ACH) processing and other electronic payment acceptance solutions, as well as its loan disbursement product that enables its clients to collect payments and disburse funds to consumers, and includes its clearing and settlement solutions (RCS) offering. Its Business Payments segment provides payment processing solutions, including accounts payable automation, debit and credit card processing, virtual credit card processing, ACH processing and other electronic payment acceptance solutions that enable its clients to collect or send payments to other businesses.
Show More
Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q4
FY2026Q1
FY2026Q2
76.79M
-1.89%
0.210
-12.63%
82.17M
+6.26%
0.232
+5.57%
79.91M
+5.67%
0.229
+14.49%
Estimates Revision
The market is revising Upward the revenue expectations for Repay Holdings Corporation (RPAY) for FY2025, with the revenue forecasts being adjusted by 0.16% over the past three months. During the same period, the stock price has changed by -44.27%.
Revenue Estimates for FY2025
Revise Upward
+0.16%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward
-2.84%
In Past 3 Month
Stock Price
Go Down
-44.27%
In Past 3 Month
5 Analyst Rating
Wall Street analysts forecast RPAY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RPAY is 7.00 USD with a low forecast of 4.00 USD and a high forecast of 12.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Buy
2 Hold
0 Sell
Moderate Buy
Current: 3.160
Low
4.00
Averages
7.00
High
12.00
Current: 3.160
Low
4.00
Averages
7.00
High
12.00
DA Davidson
Buy
downgrade
$10 -> $9
2025-11-13
Reason
DA Davidson
Price Target
$10 -> $9
2025-11-13
downgrade
Buy
Reason
DA Davidson lowered the firm's price target on Repay Holdings to $9 from $10 and keeps a Buy rating on the shares. The company reported mixed Q3 results, with revenue just above its forecast but adjusted EBITDA slightly below, while the management also trimmed their prior financial commentary for FY25, the analyst tells investors in a research note. The firm continues to expect more attractive growth in 2026 however due to the anniversary of the three customer losses and the benefit from higher political media spend, DA Davidson added.
Morgan Stanley
Equal Weight
downgrade
$5 -> $4
2025-11-12
Reason
Morgan Stanley
Price Target
$5 -> $4
2025-11-12
downgrade
Equal Weight
Reason
Morgan Stanley lowered the firm's price target on Repay Holdings to $4 from $5 and keeps an Equal Weight rating on the shares after the company's Q3 report, noting that mix an ongoing mix shift toward larger enterprise clients with volume discounts and an increased mix of revenue from ACH and check volumes impacts growth, while underlying drivers remain largely stable.
UBS
Neutral
downgrade
$4
2025-11-11
Reason
UBS
Price Target
$4
2025-11-11
downgrade
Neutral
Reason
UBS lowered the firm's price target on Repay Holdings to $4 from $5.75 and keeps a Neutral rating on the shares. The firm updated its model following the Q3 earnings report.
DA Davidson
Peter Heckmann
Buy
downgrade
$12 -> $10
2025-08-13
Reason
DA Davidson
Peter Heckmann
Price Target
$12 -> $10
2025-08-13
downgrade
Buy
Reason
DA Davidson analyst Peter Heckmann lowered the firm's price target on Repay Holdings to $10 from $12 and keeps a Buy rating on the shares. The company reported Q2 results with revenue and adjusted EBITDA "nicely above" the firm's forecasts, the analyst tells investors in a research note. The firm adds however that while it is raising its FY25 revenue view to $305M from $295M, its EBITDA view is going up to $129.5M from $127.9M.
UBS
Neutral
maintain
2025-08-13
Reason
UBS
Price Target
2025-08-13
maintain
Neutral
Reason
UBS raised the firm's price target on Repay Holdings to $5.75 from $4.50 and keeps a Neutral rating on the shares.
Keefe Bruyette
Sanjay Sakhrani
Market Perform
maintain
$5
2025-08-12
Reason
Keefe Bruyette
Sanjay Sakhrani
Price Target
$5
2025-08-12
maintain
Market Perform
Reason
Keefe Bruyette analyst Sanjay Sakhrani raised the firm's price target on Repay Holdings to $5.75 from $5 and keeps a Market Perform rating on the shares. The quarter was a step in the right direction, the analyst tells investors in a research note.
See All Ratings
Valuation Metrics
The current forward P/E ratio for Repay Holdings Corp (RPAY.O) is 3.45, compared to its 5-year average forward P/E of 14.24. For a more detailed relative valuation and DCF analysis to assess Repay Holdings Corp 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Undervalued
5Y Average PE
14.24
Current PE
3.45
Overvalued PE
24.07
Undervalued PE
4.41
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
11.16
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
16.68
Undervalued EV/EBITDA
5.64
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
N/A
5Y Average PS
3.70
Current PS
0.00
Overvalued PS
6.17
Undervalued PS
1.23
Financials
Annual
Quarterly
FY2025Q3
YoY :
-1.79%
77.73M
Total Revenue
FY2025Q3
YoY :
+345.78%
-3.01M
Operating Profit
FY2025Q3
YoY :
-305.82%
-6.62M
Net Income after Tax
FY2025Q3
YoY :
-366.67%
-0.08
EPS - Diluted
FY2025Q3
YoY :
-57.43%
20.78M
Free Cash Flow
FY2025Q3
YoY :
-9.16%
41.36
Gross Profit Margin - %
FY2025Q3
YoY :
-34.28%
19.04
FCF Margin - %
FY2025Q3
YoY :
-309.61%
-8.51
Net Margin - %
FY2025Q3
N/A
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
171.2K
USD
2
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
470.3K
USD
1
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
5
1.8M
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
32.0K
Volume
2
0-12
Months
176.3K
Volume
2
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
1
626.5K
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
171.2K
USD
2
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
470.3K
USD
1
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
5
1.8M
USD
Months
0-12
0
0.0
USD
Months
RPAY News & Events
Events Timeline
2025-11-10 (ET)
2025-11-10
16:12:05
Repay Holdings anticipates 6%-8% increase in normalized gross profit for FY25.
2025-11-10
16:11:13
Repay Holdings announces Q3 adjusted EPS of 21 cents, matching expectations
2025-09-30 (ET)
2025-09-30
08:34:05
Repay Holdings unveils new partnership with Fuse
Sign Up For More Events
Sign Up For More Events
News
6.0
11-11BenzingaUBS Keeps Neutral Rating on Repay Holdings and Reduces Price Target to $4
4.0
11-11BenzingaDA Davidson Reaffirms Buy Rating on Repay Holdings with $10 Price Target Intact
9.5
11-10NASDAQ.COMRepay Holdings (RPAY) Surpasses Q3 Earnings and Revenue Projections
Sign Up For More News
People Also Watch
VHI
Valhi Inc
12.700
USD
+5.39%
TRTX
TPG RE Finance Trust Inc
8.810
USD
+0.57%
PRTH
Priority Technology Holdings Inc
5.410
USD
+5.66%
MCB
Metropolitan Bank Holding Corp
72.950
USD
+4.29%
DJCO
Daily Journal Corp
416.400
USD
+8.51%
RCAT
Red Cat Holdings Inc
6.360
USD
+3.58%
PLRX
Pliant Therapeutics Inc
1.550
USD
-0.64%
WSR
Whitestone REIT
13.400
USD
+1.52%
HAFC
Hanmi Financial Corp
27.260
USD
+3.02%
FAQ
What is Repay Holdings Corp (RPAY) stock price today?
The current price of RPAY is 3.16 USD — it has increased 5.33 % in the last trading day.
What is Repay Holdings Corp (RPAY)'s business?
What is the price predicton of RPAY Stock?
What is Repay Holdings Corp (RPAY)'s revenue for the last quarter?
What is Repay Holdings Corp (RPAY)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Repay Holdings Corp (RPAY)'s fundamentals?
How many employees does Repay Holdings Corp (RPAY). have?