
RPAY
Repay Holdings Corp
- Overview
- Forecast
- Valuation

Line
|

Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
4.276
Open
4.150
VWAP
4.00
Vol
3.99M
Mkt Cap
374.35M
Low
3.830
Amount
15.95M
EV/EBITDA(TTM)
7.81
Total Shares
91.50M
EV
749.07M
EV/OCF(TTM)
4.99
P/S(TTM)
1.32
Repay Holdings Corporation is a payments technology company. The Company provides integrated payment processing solutions to industry-oriented markets in which clients have specific transaction processing needs. Its segments include Consumer Payments and Business Payments. The Consumer Payments segment provides payment processing solutions, including debit and credit card processing, Automated Clearing House (ACH) processing and other electronic payment acceptance solutions, as well as its loan disbursement product that enable its clients to collect payments and disburse funds to consumers and includes its clearing and settlement solutions (RCS) and Blue Cow Software business (BCS). Business Payments segment provides payment processing solutions, including accounts payable automation, debit and credit card processing, virtual credit card processing, ACH processing and other electronic payment acceptance solutions that enable its clients to collect or send payments to other businesses.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q1
FY2025Q2
FY2025Q3
76.06M
-5.78%
0.221
-3.78%
74.14M
-1.02%
0.212
-3.83%
77.34M
-2.28%
0.218
-5.36%
Estimates Revision
The market is revising Downward the revenue expectations for Repay Holdings Corporation (RPAY) for FY2025, with the revenue forecasts being adjusted by -7.27% over the past three months. During the same period, the stock price has changed by -49.67%.
Revenue Estimates for FY2025
Revise Downward

-7.27%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward

-9.95%
In Past 3 Month
Stock Price
Go Down

-49.67%
In Past 3 Month
10 Analyst Rating

144.79% Upside
Wall Street analysts forecast RPAY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RPAY is 9.40 USD with a low forecast of 6.00 USD and a high forecast of 14.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Buy
5 Hold
0 Sell
Moderate Buy

144.79% Upside
Current: 3.840

Low
6.00
Averages
9.40
High
14.00

144.79% Upside
Current: 3.840

Low
6.00
Averages
9.40
High
14.00
Barclays
Ramsey El-Assal
Buy
Maintains
$9 → $6
2025-04-14
Reason
Barclays
Ramsey El-Assal
Price Target
$9 → $6
2025-04-14
Maintains
Buy
Reason
Barclays lowered the firm's price target on Repay Holdings to $6 from $9 and keeps an Overweight rating on the shares.
Barclays
Ramsey El-Assal
Buy
Maintains
$11 → $9
2025-03-10
Reason
Barclays
Ramsey El-Assal
Price Target
$11 → $9
2025-03-10
Maintains
Buy
Reason
Barclays analyst Ramsey El-Assal lowered the firm's price target on Repay Holdings to $9 from $11 and keeps an Overweight rating on the shares. The firm updated the company's model post earnings.
Stephens & Co.
Charles Nabhan
Buy
Reiterates
$11
2025-03-04
Reason
Stephens & Co.
Charles Nabhan
Price Target
$11
2025-03-04
Reiterates
Buy
Reason
UBS
Timothy Chiodo
Hold
Maintains
$9.5 → $7.5
2025-03-04
Reason
UBS
Timothy Chiodo
Price Target
$9.5 → $7.5
2025-03-04
Maintains
Hold
Reason
BMO Capital
Rufus Hone
Hold
Maintains
$10 → $8
2025-03-04
Reason
BMO Capital
Rufus Hone
Price Target
$10 → $8
2025-03-04
Maintains
Hold
Reason
BMO Capital lowered the firm's price target on Repay Holdings to $8 from $10 and keeps a Market Perform rating on the shares. The company's Q4 organic gross profit growth was weaker-than-expected, decelerating sequentially, to 9% y/y from 1% in Q3 as it was negatively impacted by additional client losses vs. Q3 and incremental headwinds in business payments, the analyst tells investors in a research note. BMO adds that it expects some of these headwinds to persist in 2025 before modeling a gradual recovery starting in the second half of the year.
Canaccord Genuity
Joseph Vafi
Strong Buy
Maintains
$13 → $12
2025-03-04
Reason
Canaccord Genuity
Joseph Vafi
Price Target
$13 → $12
2025-03-04
Maintains
Strong Buy
Reason
See All Ratings
Valuation Metrics
The current forward P/E ratio for Repay Holdings Corp (RPAY.O) is 5.00, compared to its 5-year average forward P/E of 19.12. For a more detailed relative valuation and DCF analysis to assess Repay Holdings Corp 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Undervalued
5Y Average PE
19.12
Current PE
5.00
Overvalued PE
33.12
Undervalued PE
5.12
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

Undervalued
5Y Average EV/EBITDA
13.20
Current EV/EBITDA
5.34
Overvalued EV/EBITDA
19.63
Undervalued EV/EBITDA
6.78
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Undervalued
5Y Average PS
4.47
Current PS
1.27
Overvalued PS
7.17
Undervalued PS
1.77
Financials
Annual
Quarterly
FY2024Q4
YoY :
+3.01%
78.27M
Total Revenue
FY2024Q4
YoY :
+76.20%
-1.17M
Operating Profit
FY2024Q4
YoY :
-94.90%
-3.96M
Net Income after Tax
FY2024Q4
YoY :
-93.75%
-0.05
EPS - Diluted
FY2024Q4
YoY :
+196.46%
23.46M
Free Cash Flow
FY2024Q4
YoY :
+0.85%
45.14
Gross Profit Margin - %
FY2024Q4
YoY :
+154.12%
33.62
FCF Margin - %
FY2024Q4
YoY :
-95.05%
-5.06
Net Margin - %
FY2024Q4
N/A
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
470.3K
USD
1
6-9
Months
3.0M
USD
4
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
176.3K
Volume
2
6-9
Months
0.0
Volume
0
0-12
Months
478.9K
Volume
5
Bought
0-3
0
0.0
Volume
Months
3-6
1
626.5K
Volume
Months
6-9
0
0.0
Volume
Months
0-12
2
1.4M
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
470.3K
USD
1
6-9
Months
3.0M
USD
4
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
RPAY News & Events
Events Timeline
2025-04-25 (ET)
2025-04-25
16:06:59
Repay Holdings CFO Tim Murphy to step down, Thomas Sullivan interim CFO

2025-03-04 (ET)
2025-03-04
08:58:22
Repay Holdings announces launch of comprehensive strategic review

2025-03-03 (ET)
2025-03-03
16:08:41
Repay Holdings reports Q4 adjusted EPS 24c, consensus 25c

Sign Up For More Events
Sign Up For More Events
News
5.0
04-25NewsfilterREPAY Announces Chief Financial Officer Transition
6.0
04-13Business InsiderBarclays Sticks to Their Buy Rating for Repay Holdings (RPAY)
9.5
04-09BenzingaKura Sushi Posts Downbeat Results, Joins Cal-Maine Foods And Other Big Stocks Moving Lower In Wednesday's Pre-Market Session
Sign Up For More News
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FAQ

What is Repay Holdings Corp (RPAY) stock price today?
The current price of RPAY is 3.84 USD — it has decreased -12.93 % in the last trading day.

What is Repay Holdings Corp (RPAY)'s business?

What is the price predicton of RPAY Stock?

What is Repay Holdings Corp (RPAY)'s revenue for the last quarter?

What is Repay Holdings Corp (RPAY)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Repay Holdings Corp (RPAY)'s fundamentals?

How many employees does Repay Holdings Corp (RPAY). have?
