Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
Get Started
  1. Home
  2. Stock
  3. RPAY
RPAY logo

RPAY Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
3.330
Open
3.270
VWAP
3.17
Vol
952.50K
Mkt Cap
256.37M
Low
3.060
Amount
3.02M
EV/EBITDA(TTM)
6.46
Total Shares
82.17M
EV
581.06M
EV/OCF(TTM)
6.38
P/S(TTM)
0.86
Repay Holdings Corporation is a payments technology company. The Company provides integrated payment processing solutions to industry-oriented vertical markets in which businesses have specific transaction processing needs. Its segments include Consumer Payments and Business Payments. The Consumer Payments segment provides payment processing solutions, including debit and credit card processing, Automated Clearing House (ACH) processing and other electronic payment acceptance solutions, as well as its loan disbursement product that enables its clients to collect payments and disburse funds to consumers, and includes its clearing and settlement solutions (RCS) offering. Its Business Payments segment provides payment processing solutions, including accounts payable automation, debit and credit card processing, virtual credit card processing, ACH processing and other electronic payment acceptance solutions that enable its clients to collect or send payments to other businesses.
Show More

Events Timeline

(ET)
2026-03-30
19:50:00
Repay Holdings Shares Down 5% After Resumption of Trade
select
2026-03-30
18:20:00
Repay Holdings Acquires KUBRA for $372M
select
2026-03-30
18:10:00
Repay Holdings to Acquire Kubra Data Transfer for Approximately $372 Million
select
2026-03-30
18:00:00
Repay Holdings Trading Halted, News Pending
select
2026-03-09 (ET)
2026-03-09
16:20:00
Sees FY26 Adjusted EBITDA of $136.5M-$141.5M
select

News

seekingalpha
8.5
03-31seekingalpha
Repay to Acquire Kubra Data Transfer for ~$372M in Cash
  • Acquisition Overview: Repay is acquiring Kubra Data Transfer for approximately $372 million in an all-cash transaction, financed through a combination of cash on hand and debt, including a $500 million term loan and a $100 million revolving credit facility from Truist Bank.
  • Leverage Expectations: The acquisition is expected to close in Q2, with Repay anticipating a net leverage of around 4.0x post-transaction, aiming to reduce it below 3.0x within 18 months to enhance financial stability.
  • Technological Integration Advantage: Kubra's technology already serves over 40% of households in the U.S. and Canada, providing Repay with a substantial embedded customer base for cross-selling payment and communication services, thereby enhancing market competitiveness.
  • Cost Synergies and Revenue Outlook: Repay guides for over $15 million in annual run-rate cost synergies and over $5 million in technology savings over the next three years, along with over $5 million in incremental revenue opportunities by 2028 from the integrated platform and cross-selling efforts.
stocktwits
8.5
03-31stocktwits
Repay Announces $372 Million Acquisition of Kubra Data Transfer
  • Financing Arrangement: Repay has secured a $500 million term loan commitment from Truist Bank, along with a $100 million undrawn revolving credit facility, ensuring adequate funding for the acquisition of Kubra.
  • Transaction Scale and Expected Gains: The all-cash acquisition of Kubra for approximately $372 million is anticipated to unlock over $5 million in additional revenue opportunities by 2028, highlighting the long-term value of the deal.
  • Cost Synergies: The transaction is expected to generate over $15 million in annual run-rate cost synergies and approximately $5 million in technology savings through operational integration and platform consolidation, enhancing the company's profitability.
  • Market Reaction: Despite the optimistic outlook for the transaction, Repay's shares fell nearly 1% in after-hours trading on Monday, and have declined about 15% year-to-date, indicating a neutral market sentiment towards the deal.
Newsfilter
8.5
03-30Newsfilter
REPAY Acquires KUBRA for $372 Million to Expand Payment Solutions
  • Acquisition Overview: REPAY has entered into a definitive agreement to acquire KUBRA for approximately $372 million, which will be financed through a combination of cash and debt, significantly enhancing REPAY's market position in the bill payment sector.
  • Market Reach and Client Base: KUBRA's solutions reach over 40% of households in the U.S. and Canada, serving more than 250 clients, which strengthens REPAY's customer base in the utilities and government sectors, enhancing its competitive edge.
  • Financial Benefits Expected: The acquisition is anticipated to generate over $15 million in annual run-rate cost synergies and approximately $5 million in technology savings over the next three years through platform consolidation, further driving REPAY's profitability and cash flow growth.
  • Future Outlook and Strategic Significance: REPAY expects Free Cash Flow to increase by 25% by 2028, and this acquisition not only enhances the company's scale and market share but also lays a solid foundation for future growth opportunities, showcasing its leadership position in the payments industry.
Yahoo Finance
9.5
03-10Yahoo Finance
RPAY Q4 2025 Earnings Highlights
  • Revenue and Profit Growth: RPAY achieved $78.6 million in revenue for Q4 2025, reflecting a 10% year-over-year growth, while gross profit reached $58.3 million, up 9%, indicating the company's stable performance and profitability in the market.
  • Adjusted EBITDA Performance: The company reported an adjusted EBITDA of $32.4 million with a 41% margin, showcasing significant improvements in operational efficiency and profitability, which enhances investor confidence.
  • Significant Business Payments Growth: The business payments segment saw a 41% year-over-year revenue increase and a 73% rise in gross profit, reflecting strong demand and an expanding market share in the enterprise payments sector.
  • Cash Flow and Financial Outlook: The target for free cash flow in 2026 is above 45%, with expected revenue between $340 million and $346 million, demonstrating the company's confidence in future growth despite facing some short-term challenges.
seekingalpha
9.5
03-09seekingalpha
Repay Holdings Reports Strong Q4 2025 Earnings and Growth Outlook
  • Significant Revenue Growth: Repay Holdings reported Q4 2025 revenue of $78.6 million, reflecting a 10% year-over-year increase, while gross profit grew by 9%, indicating strong market performance and ongoing business expansion potential.
  • Robust Business Payments: The Business Payments segment saw a 41% revenue increase and a 73% rise in gross profit, driven by the addition of over 240,000 suppliers, showcasing the company's rapid expansion and market penetration capabilities within its supply chain network.
  • Optimistic Future Outlook: Management projects 2026 revenues between $340 million and $345 million, representing a growth of 10% to 12%, demonstrating confidence in future market demand and commitment to strategic investments.
  • Technology Innovation Driving Growth: The company emphasized the application of AI and automation, including the upcoming rollout of the “Repay Voice” product, which is expected to enhance customer experience and operational efficiency, thereby strengthening competitive positioning.
seekingalpha
9.5
03-09seekingalpha
Repay Reports Q4 Earnings with Revenue Beat
  • Earnings Overview: Repay reported a GAAP EPS of -$1.71 for Q4, which, while a loss, aligns with market expectations, indicating the company's resilience in challenging conditions.
  • Revenue Growth: The company achieved revenue of $78.59 million in Q4, reflecting a 0.4% year-over-year increase and beating market expectations by $1.8 million, suggesting a degree of growth potential in the competitive payments industry.
  • Market Reaction: Despite the negative EPS, the slight revenue growth may positively influence investor confidence, especially as the company works to improve its financial performance.
  • Future Outlook: Repay's financial data indicates that, despite challenges, the company is seeking to enhance profitability through innovation and market expansion, which may attract more investor interest in the future.
Wall Street analysts forecast RPAY stock price to rise
6 Analyst Rating
Wall Street analysts forecast RPAY stock price to rise
4 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
4.00
Averages
7.00
High
12.00
Current: 0.000
sliders
Low
4.00
Averages
7.00
High
12.00
Canaccord
Buy
downgrade
$12 -> $8
AI Analysis
2026-03-16
Reason
Canaccord
Price Target
$12 -> $8
AI Analysis
2026-03-16
downgrade
Buy
Reason
Canaccord lowered the firm's price target on Repay Holdings to $8 from $12 and keeps a Buy rating on the shares. The firm said they continue to view its valuation as compelling relative to its financial profile and growth outlook. The consumer electronic payments market remains a steady mid- to high single-digit growth market, and they believe the company is an incremental share taker here.
UBS
Neutral
downgrade
$4
2026-03-11
Reason
UBS
Price Target
$4
2026-03-11
downgrade
Neutral
Reason
UBS lowered the firm's price target on Repay Holdings to $3.50 from $4 and keeps a Neutral rating on the shares. The firm updated estimates after Repay reported Q4 results and provided initial FY26 guidance calling for 7%-9% normalized revenue growth.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for RPAY
Unlock Now

Valuation Metrics

The current forward P/E ratio for Repay Holdings Corp (RPAY.O) is 3.95, compared to its 5-year average forward P/E of 12.25. For a more detailed relative valuation and DCF analysis to assess Repay Holdings Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
12.25
Current PE
3.95
Overvalued PE
19.56
Undervalued PE
4.95

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
10.17
Current EV/EBITDA
4.78
Overvalued EV/EBITDA
14.88
Undervalued EV/EBITDA
5.46

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.25
Current PS
0.91
Overvalued PS
5.31
Undervalued PS
1.18

Financials

AI Analysis
Annual
Quarterly

Whales Holding RPAY

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is Repay Holdings Corp (RPAY) stock price today?

The current price of RPAY is 3.12 USD — it has increased 1.96

What is Repay Holdings Corp (RPAY)'s business?

Repay Holdings Corporation is a payments technology company. The Company provides integrated payment processing solutions to industry-oriented vertical markets in which businesses have specific transaction processing needs. Its segments include Consumer Payments and Business Payments. The Consumer Payments segment provides payment processing solutions, including debit and credit card processing, Automated Clearing House (ACH) processing and other electronic payment acceptance solutions, as well as its loan disbursement product that enables its clients to collect payments and disburse funds to consumers, and includes its clearing and settlement solutions (RCS) offering. Its Business Payments segment provides payment processing solutions, including accounts payable automation, debit and credit card processing, virtual credit card processing, ACH processing and other electronic payment acceptance solutions that enable its clients to collect or send payments to other businesses.

What is the price predicton of RPAY Stock?

Wall Street analysts forecast RPAY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RPAY is7.00 USD with a low forecast of 4.00 USD and a high forecast of 12.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Repay Holdings Corp (RPAY)'s revenue for the last quarter?

Repay Holdings Corp revenue for the last quarter amounts to 78.58M USD, increased 0.40

What is Repay Holdings Corp (RPAY)'s earnings per share (EPS) for the last quarter?

Repay Holdings Corp. EPS for the last quarter amounts to -1.71 USD, increased 3320.00

How many employees does Repay Holdings Corp (RPAY). have?

Repay Holdings Corp (RPAY) has 486 emplpoyees as of April 01 2026.

What is Repay Holdings Corp (RPAY) market cap?

Today RPAY has the market capitalization of 256.37M USD.