Historical Valuation
Regional Management Corp (RM) is now in the Fair zone, suggesting that its current forward PE ratio of 6.74 is considered Fairly compared with the five-year average of 6.88. The fair price of Regional Management Corp (RM) is between 28.99 to 44.44 according to relative valuation methord.
Relative Value
Fair Zone
28.99-44.44
Current Price：39.00
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Regional Management Corp (RM) has a current Price-to-Book (P/B) ratio of 1.03. Compared to its 3-year average P/B ratio of 0.88 , the current P/B ratio is approximately 17.20% higher. Relative to its 5-year average P/B ratio of 1.15, the current P/B ratio is about -10.00% higher. Regional Management Corp (RM) has a Forward Free Cash Flow (FCF) yield of approximately 75.57%. Compared to its 3-year average FCF yield of 83.76%, the current FCF yield is approximately -9.77% lower. Relative to its 5-year average FCF yield of 68.06% , the current FCF yield is about 11.04% lower.
P/B
Median3y
0.88
Median5y
1.15
FCF Yield
Median3y
83.76
Median5y
68.06
Competitors Valuation Multiple
AI Analysis for RM
The average P/S ratio for RM competitors is 0.39, providing a benchmark for relative valuation. Regional Management Corp Corp (RM.N) exhibits a P/S ratio of 0.55, which is 41.83% above the industry average. Given its robust revenue growth of 13.09%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for RM
1Y
3Y
5Y
Market capitalization of RM increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of RM in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is RM currently overvalued or undervalued?
Regional Management Corp (RM) is now in the Fair zone, suggesting that its current forward PE ratio of 6.74 is considered Fairly compared with the five-year average of 6.88. The fair price of Regional Management Corp (RM) is between 28.99 to 44.44 according to relative valuation methord.
What is Regional Management Corp (RM) fair value?
RM's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Regional Management Corp (RM) is between 28.99 to 44.44 according to relative valuation methord.
How does RM's valuation metrics compare to the industry average?
The average P/S ratio for RM's competitors is 0.39, providing a benchmark for relative valuation. Regional Management Corp Corp (RM) exhibits a P/S ratio of 0.55, which is 41.83% above the industry average. Given its robust revenue growth of 13.09%, this premium appears unsustainable.
What is the current P/B ratio for Regional Management Corp (RM) as of Jan 09 2026?
As of Jan 09 2026, Regional Management Corp (RM) has a P/B ratio of 1.03. This indicates that the market values RM at 1.03 times its book value.
What is the current FCF Yield for Regional Management Corp (RM) as of Jan 09 2026?
As of Jan 09 2026, Regional Management Corp (RM) has a FCF Yield of 75.57%. This means that for every dollar of Regional Management Corp’s market capitalization, the company generates 75.57 cents in free cash flow.
What is the current Forward P/E ratio for Regional Management Corp (RM) as of Jan 09 2026?
As of Jan 09 2026, Regional Management Corp (RM) has a Forward P/E ratio of 6.74. This means the market is willing to pay $6.74 for every dollar of Regional Management Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Regional Management Corp (RM) as of Jan 09 2026?
As of Jan 09 2026, Regional Management Corp (RM) has a Forward P/S ratio of 0.55. This means the market is valuing RM at $0.55 for every dollar of expected revenue over the next 12 months.