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RM Overview

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$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
37.860
Open
37.360
VWAP
37.45
Vol
50.20K
Mkt Cap
343.92M
Low
37.130
Amount
1.88M
EV/EBITDA(TTM)
11.56
Total Shares
9.21M
EV
1.95B
EV/OCF(TTM)
5.98
P/S(TTM)
0.56
Regional Management Corp. is a diversified consumer finance company. The Company provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The Company operates under the name Regional Finance online and in branch locations in 19 states across the United States. Its loan products are secured, and each is structured on a fixed-rate, fixed-term basis with fully amortizing equal monthly installment payments, repayable at any time without penalty. It sources loans through its multiple channel platform, which includes branches, centrally managed direct mail campaigns, digital partners, and its consumer Website. Its core products are large and small installment loans. It also offers its customers optional payment and collateral protection insurance, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance.
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Events Timeline

(ET)
2026-04-29
16:30:00
Regional Management Corp Reports Q1 Revenue of $167.29M
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2026-02-04 (ET)
2026-02-04
16:30:00
Regional Management Corp Reports Q4 Revenue of $169.7M
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2025-11-05 (ET)
2025-11-05
17:46:49
Regional Management Board Greenlights $30M Increase in Buyback Program
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2025-11-05
17:46:24
Regional Management announces Q3 EPS of $1.42, slightly below consensus of $1.43.
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2025-11-05
17:28:44
Lakhbir Lamba Appointed CEO of Regional Management
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2025-07-30 (ET)
2025-07-30
16:29:42
Regional Management reports Q2 EPS $1.03, consensus 72c
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News

CNBC
6.0
05-21CNBC
Latest Wall Street Ratings Overview
  • SailPoint Coverage Initiation: Roth initiates coverage of SailPoint with a Buy rating and a price target of $19, highlighting its leadership in Identity Governance and Administration, which is expected to drive future growth potential.
  • Brown & Brown Market Outperform: Citizens initiates coverage of Brown & Brown with a Market Outperform rating and a $70 price target, indicating significant upside potential driven by strong market demand and business outlook.
  • Ameren Upgrade: JPMorgan upgrades Ameren from Neutral to Overweight, noting that the growing demand from data centers will enhance the company's earnings outlook, with a significant potential increase in EPS CAGR.
  • FedEx Rating Reinstatement: Citi reinstates a Buy rating on FedEx with a target price of $443, citing the company's strong performance amid macroeconomic shifts, solid execution, and value unlock from recent spin-offs.
NASDAQ.COM
8.0
05-21NASDAQ.COM
Analysis of Regional Management Corp's Dividends
  • Dividend Payment Overview: Regional Management Corp pays an annual dividend of $1.20 per share, distributed quarterly, with the most recent ex-dividend date on May 20, 2026, indicating stable cash flow and commitment to shareholders.
  • Investment Value Assessment: The attractiveness of the company's dividends lies in the combination of profitability and valuation, utilizing a proprietary DividendRank formula to identify the most valuable stocks, aiding investors in discovering worthwhile research opportunities.
  • Importance of Dividend History: The report emphasizes that studying a company's long-term dividend history is crucial for assessing the sustainability of current dividends, allowing investors to evaluate future payment stability through past records.
  • Research Tool for Investors: The stock list generated by the DividendRank formula serves as a valuable research source for value investors, aimed at helping them find the most promising investment opportunities.
Yahoo Finance
8.5
04-20Yahoo Finance
Roxmore Resources Releases Preliminary Economic Assessment for Converse Gold Project
  • Economic Appeal: The Preliminary Economic Assessment for the Converse Gold Project indicates an after-tax NPV5% of $2.7 billion and an IRR of 43% at a long-term gold price of $3,600/oz, with a payback period of 2.2 years, showcasing the project's strong economic potential.
  • Production Capacity: The project is forecasted to produce an average of 267,000 ounces of gold annually over the first eight years, and 246,000 ounces per year over its 14-year life of mine, demonstrating sustainable production capabilities and long-term profitability.
  • Cost Efficiency: Cash operating costs are projected at $1,592/oz, with All-In Sustaining Costs (AISC) at $1,769/oz, indicating robust cost control that enhances profitability in the current gold price environment.
  • Resource Estimate Update: The updated mineral resource estimate reveals an Indicated Resource of 103 million tonnes at an average gold grade of 0.65 g/t, containing 2.16 million ounces of gold, indicating significant improvements in both resource quantity and quality, supporting future development plans.
Newsfilter
9.5
03-30Newsfilter
Regional Management Corp. to Report Q1 2026 Results
  • Earnings Report Schedule: Regional Management Corp. (NYSE:RM) announced it will release its Q1 2026 financial results after market close on April 29, 2026, highlighting the company's commitment to transparency and investor communication.
  • Conference Call Details: The company will hold a conference call at 5:00 PM ET on the same day, providing a toll-free dial-in number (877-407-0752) and an international option, ensuring timely access to critical information for investors.
  • Webcast Availability: The call will be available via live webcast on the company's website, with a replay accessible for one year post-call, demonstrating the company's focus on convenient information dissemination and investor service.
  • Business Overview: Regional Management Corp. is a diversified consumer finance company that primarily offers easy-to-understand installment loan products to customers in 19 states, indicating its strategic positioning to meet the credit needs of low-income clients.
Globenewswire
1.0
02-13Globenewswire
Recap of Precious Metals & Critical Minerals Virtual Investor Conference
  • Conference Timing and Participants: The Precious Metals & Critical Minerals Virtual Investor Conference took place from February 10 to 12, 2026, attracting individual and institutional investors, advisors, and analysts, which heightened market interest in this sector.
  • Availability of Presentation Materials: Company presentation materials from the conference are now available for on-demand viewing for 90 days, providing investors with convenient access to critical information that enhances decision-making efficiency.
  • One-on-One Meeting Arrangements: Selected companies are accepting one-on-one management meeting requests until February 25, offering investors direct communication opportunities with company leadership, thereby fostering interaction and trust between investors and companies.
  • Advantages of Virtual Conferences: Virtual Investor Conferences provide a real-time interactive platform that enables companies to engage investors more efficiently, enhancing investor participation and information access, marking a new trend in investor relations management.
seekingalpha
8.0
02-05seekingalpha
Regional Management Declares Quarterly Dividend
  • Quarterly Dividend Announcement: Regional Management declared a quarterly dividend of $0.30 per share, consistent with previous distributions, reflecting the company's stable cash flow and profitability, which is likely to attract more investor interest.
  • Yield Performance: The forward yield of 3.09% not only provides shareholders with a steady return but also enhances market attractiveness for the company's stock, potentially stabilizing its price.
  • Shareholder Record Date: The dividend will be payable on March 12, with a record date of February 19 and an ex-dividend date also on February 19, ensuring shareholders receive their dividends promptly and boosting shareholder confidence.
  • Future Growth Targets: Regional Management has set a target for 20%-25% net income growth and at least 10% receivables expansion in 2026, indicating the company's commitment to sustainable long-term growth while advancing its bank partnership strategy.

Valuation Metrics

The current forward P/E ratio for Regional Management Corp (RM.N) is 6.52, compared to its 5-year average forward P/E of 6.92. For a more detailed relative valuation and DCF analysis to assess Regional Management Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
6.92
Current PE
6.52
Overvalued PE
8.43
Undervalued PE
5.41

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
12.93
Current EV/EBITDA
9.66
Overvalued EV/EBITDA
17.00
Undervalued EV/EBITDA
8.87

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.62
Current PS
0.44
Overvalued PS
0.89
Undervalued PS
0.35

Financials

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Whales Holding RM

B
Basswood Capital Management, L.L.C.
Holding
RM
+10.51%
3M Return

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Frequently Asked Questions

What is Regional Management Corp (RM) stock price today?

The current price of RM is 37.35 USD — it has increased 0.4

What is Regional Management Corp (RM)'s business?

Regional Management Corp. is a diversified consumer finance company. The Company provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The Company operates under the name Regional Finance online and in branch locations in 19 states across the United States. Its loan products are secured, and each is structured on a fixed-rate, fixed-term basis with fully amortizing equal monthly installment payments, repayable at any time without penalty. It sources loans through its multiple channel platform, which includes branches, centrally managed direct mail campaigns, digital partners, and its consumer Website. Its core products are large and small installment loans. It also offers its customers optional payment and collateral protection insurance, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance.

What is the price predicton of RM Stock?

Wall Street analysts forecast RM stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for RM is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Regional Management Corp (RM)'s revenue for the last quarter?

Regional Management Corp revenue for the last quarter amounts to 167.29M USD, increased 9.36

What is Regional Management Corp (RM)'s earnings per share (EPS) for the last quarter?

Regional Management Corp. EPS for the last quarter amounts to 1.18 USD, increased 68.57

How many employees does Regional Management Corp (RM). have?

Regional Management Corp (RM) has 2112 emplpoyees as of June 25 2026.

What is Regional Management Corp (RM) market cap?

Today RM has the market capitalization of 343.92M USD.