RM
Regional Management Corp
$
39.350
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
39.695
Open
38.730
VWAP
39.22
Vol
32.93K
Mkt Cap
385.59M
Low
38.590
Amount
1.29M
EV/EBITDA(TTM)
13.49
Total Shares
9.90M
EV
1.88B
EV/OCF(TTM)
6.70
P/S(TTM)
0.64
Regional Management Corp. is a diversified consumer finance company. The Company provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The Company operates under the name Regional Finance online and in branch locations in 19 states across the United States. Its loan products are secured, and each is structured on a fixed-rate, fixed-term basis with fully amortizing equal monthly installment payments, repayable at any time without penalty. It sources loans through its multiple channel platform, which includes branches, centrally managed direct mail campaigns, digital partners, and its consumer Website. Its core products are large and small installment loans. It also offers its customers optional payment and collateral protection insurance, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
169.95M
+11.11%
1.464
+109.14%
169.44M
+9.44%
1.310
+33.67%
162.84M
+11.28%
1.432
+88.42%
Estimates Revision
The market is revising No Change the revenue expectations for Regional Management Corp. (RM) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 16.18%.
Revenue Estimates for FY2025
No Change
0.00%
In Past 3 Month
EPS Estimates for FY2025
No Change
0.00%
In Past 3 Month
Stock Price
Go Up
+16.18%
In Past 3 Month
Valuation Metrics
The current forward P/E ratio for Regional Management Corp (RM.N) is 7.22, compared to its 5-year average forward P/E of 6.93. For a more detailed relative valuation and DCF analysis to assess Regional Management Corp 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Fair
5Y Average PE
6.93
Current PE
7.22
Overvalued PE
8.63
Undervalued PE
5.22
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
Fair
5Y Average EV/EBITDA
12.06
Current EV/EBITDA
11.70
Overvalued EV/EBITDA
13.56
Undervalued EV/EBITDA
10.57
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
N/A
5Y Average PS
0.81
Current PS
39.35
Overvalued PS
3.05
Undervalued PS
-1.42
Financials
Annual
Quarterly
FY2025Q2
YoY :
+10.08%
157.44M
Total Revenue
FY2025Q2
YoY :
+16.58%
33.91M
Operating Profit
FY2025Q2
YoY :
+20.07%
10.14M
Net Income after Tax
FY2025Q2
YoY :
+19.77%
1.03
EPS - Diluted
FY2025Q2
YoY :
+10.83%
74.55M
Free Cash Flow
FY2025Q2
YoY :
-2.27%
43.03
FCF Margin - %
FY2025Q2
YoY :
+9.15%
6.44
Net Margin - %
FY2025Q2
YoY :
+14.19%
5.31
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
55.5K
USD
1
3-6
Months
542.6K
USD
2
6-9
Months
175.5K
USD
3
0-12
Months
4.1M
USD
14
Bought
0-3
0
0.0
USD
Months
3-6
6
1.9M
USD
Months
6-9
0
0.0
USD
Months
0-12
2
126.2K
USD
Months
Hedge Fund
Hedge Funds areBuying! The buying amount has increased 553.61% over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
55.5K
USD
1
3-6
Months
542.6K
USD
2
6-9
Months
175.5K
USD
3
0-12
Months
4.1M
USD
14
Bought
0-3
0
0.0
USD
Months
3-6
6
1.9M
USD
Months
6-9
0
0.0
USD
Months
0-12
2
126.2K
USD
Months
RM News & Events
Events Timeline
2025-07-30 (ET)
2025-07-30
16:29:42
Regional Management reports Q2 EPS $1.03, consensus 72c
2025-04-30 (ET)
2025-04-30
16:19:22
Regional Management reports Q1 EPS 70c, consensus 68c
2025-03-31 (ET)
2025-03-31
06:21:53
Regional Management price target lowered to $33 from $38 at Keefe Bruyette
Sign Up For More Events
Sign Up For More Events
News
3.0
10-01NewsfilterRegional Management Corp. Scheduled to Announce Q3 2025 Results on Wednesday, November 5, 2025
9.5
07-31NASDAQ.COMRegional Management (RM) Q2 EPS Up 20%
9.5
07-31NewsfilterRegional Management Corp. (RM) Q2 2025 Earnings Call Transcript
Sign Up For More News
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FAQ
What is Regional Management Corp (RM) stock price today?
The current price of RM is 39.35 USD — it has increased 0.59 % in the last trading day.
What is Regional Management Corp (RM)'s business?
What is the price predicton of RM Stock?
What is Regional Management Corp (RM)'s revenue for the last quarter?
What is Regional Management Corp (RM)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Regional Management Corp (RM)'s fundamentals?
How many employees does Regional Management Corp (RM). have?