Should I Buy RJF? RJF 2026 Analysis

Should You Buy Raymond James Financial Inc (RJF) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

167.610

1 Day change

-0.42%

52 Week Range

177.660

Analysis Updated At

2026/01/26

Raymond James Financial Inc (RJF) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company's strong financial performance, robust sector fundamentals, and positive technical indicators align well with a long-term investment approach. While options sentiment shows mixed signals, the overall outlook remains favorable.

Technical Analysis

The stock's technical indicators are moderately positive. The MACD is above zero and positively contracting, suggesting potential upward momentum. The RSI is neutral at 48.77, and the moving averages are bullish (SMA_5 > SMA_20 > SMA_200). Key support is at 166.405, and resistance is at 173.587, with the current pre-market price at 167.53, close to the support level, presenting a reasonable entry point.

Options Data

Neutral

Open Interest Put-Call Ratio

Bearish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Analysts have raised price targets recently, with Morgan Stanley increasing it to $187 and BofA to $196, indicating confidence in the stock's future performance.
The company has shown consistent financial growth, with revenue, net income, EPS, and gross margin all increasing in Q4
The upcoming earnings report on January 28 could act as a catalyst for further price appreciation.

Neutral/Negative Catalysts

Options data shows a higher put-call volume ratio (2.29), indicating some bearish sentiment in the short term.
Analysts' ratings remain neutral overall, reflecting mixed views on valuation.

Financial Performance

In Q4 2025, Raymond James Financial reported a 4.56% YoY revenue increase to $4.085 billion, a 0.33% YoY increase in net income to $602 million, and a 3.50% YoY increase in EPS to $2.96. Gross margin also improved by 2.93% YoY to 88.67%. These metrics indicate solid financial health and steady growth.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts' ratings are neutral overall, with recent price target increases from Morgan Stanley ($187), UBS ($176), and BofA ($196). Analysts highlight strong sector fundamentals and margin expansion opportunities but note that some growth appears priced in.

9 Analyst Rating

Wall Street analysts forecast RJF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RJF is 184 USD with a low forecast of 176 USD and a high forecast of 196 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

7 Hold

0 Sell

Hold

Current: 168.310

Low

176

Averages

184

High

196

Current: 168.310

Low

176

Averages

184

High

196

Barclays

Overweight

initiated

$191

AI Analysis

2026-01-28

New

Reason

Barclays

Price Target

$191

AI Analysis

2026-01-28

New

initiated

Overweight

Reason

Barclays initiated coverage of Raymond James with an Overweight rating and $191 price target. The firm is bullish on the company's long-term compounding growth potential and sees an attractive valuation given its near-term headwinds. Raymond James operates a "high-growth and relatively diversified business model" versus peers, built around its wealth business, the analyst tells investors in a research note.

Morgan Stanley

Michael Cyprys

Equal Weight

maintain

$185 -> $187

2025-12-22

Reason

Morgan Stanley

Michael Cyprys

Price Target

$185 -> $187

2025-12-22

maintain

Equal Weight

Reason

Morgan Stanley analyst Michael Cyprys raised the firm's price target on Raymond James to $187 from $185 and keeps an Equal Weight rating on the shares. Healthy transactional activity across brokers and exchanges in Q4 drives modest positive revision risk, notes the analyst in a preview. The analyst is raising Q4 EPS estimates by 5% on average, leaving the firm in-line with consensus, the analyst noted.

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RJF Should I Buy

RJF Should I Buy

Should You Buy Raymond James Financial Inc (RJF) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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