PROV

Provident Financial Holdings Inc

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Advanced Chart

15.590

0(0.000%)1D

Line

Candle

YTD

High

15.590

Open

15.590

VWAP

15.59

Vol

3.00

Mkt Cap

100.93M

Low

15.590

Amount

46.77

EV/EBITDA(TTM)

15.58

Total Shares

6.88M

264.59M

EV/OCF(TTM)

13.50

P/S(TTM)

2.41

Provident Financial Holdings, Inc. is a holding company of Provident Savings Bank, F.S.B. (the Bank). The Bank is a federally chartered stock savings bank. The Bank is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The Bank conducts its business operations as Provident Bank, and through its subsidiary, Provident Financial Corp. The business activities of the Bank include community banking, investment services and trustee services for real estate transactions. The Bank’s community banking operations include accepting deposits from customers within the communities surrounding its full-service offices and investing those funds in the origination of single-family, multi-family and commercial real estate loans and, to a lesser extent, construction, commercial business, consumer and other mortgage loans to be held for investment. It operates 12 full-service banking offices in Riverside County.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q4

FY2026Q3

FY2026Q2

10.50M

+7.56%

0.325

+35.42%

10.10M

-0.19%

0.295

+5.36%

10.10M

+5.16%

0.280

+115.38%

Estimates Revision

The market is revising No Change the revenue expectations for Provident Financial Holdings, Inc. (PROV) for FY2026, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 0.19%.

Revenue Estimates for FY2026

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2026

No Change

0.00%

In Past 3 Month

Stock Price

Go Up

+0.19%

In Past 3 Month

1 Analyst Rating

Wall Street analysts forecast PROV stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PROV is 16.00 USD with a low forecast of 16.00 USD and a high forecast of 16.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

1 Hold

0 Sell

Hold

Current: 15.590

Low

16.00

Averages

16.00

High

16.00

Current: 15.590

Low

16.00

Averages

16.00

High

16.00

Piper Sandler

Neutral

resume

$16.50

2025-07-14

Reason

Piper Sandler

Price Target

$16.50

2025-07-14

resume

Neutral

Reason

Piper Sandler resumed coverage of Provident Financial with a Neutral rating and $16.50 price target. The firm cites the bank's below peer profitability and its price target being close to the shares for the Neutral rating.

Piper Sandler

Andrew Liesch

Hold

Maintains

$17 → $16

2025-01-29

Reason

Piper Sandler

Andrew Liesch

Price Target

$17 → $16

2025-01-29

Maintains

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Provident Financial Holdings Inc (PROV.O) is 12.50, compared to its 5-year average forward P/E of 13.55. For a more detailed relative valuation and DCF analysis to assess Provident Financial Holdings Inc 's fair value, click here.

Forward PE
Forward EV/EBITDA
Forward PS

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

13.55

Current PE

12.50

Overvalued PE

16.46

Undervalued PE

10.65

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Strongly Overvalued

5Y Average PS

2.84

Current PS

15.50

Overvalued PS

4.23

Undervalued PS

1.44