PRCH PE Ratio & Valuation,Is PRCH Overvalued

PRCH Relative Valuation

PRCH's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PRCH is overvalued; if below, it's undervalued.

Historical Valuation

Porch Group Inc (PRCH) is now in the Fair zone, suggesting that its current forward PS ratio of 2.21 is considered Fairly compared with the five-year average of -34.59. The fair price of Porch Group Inc (PRCH) is between 6.44 to 12.76 according to relative valuation methord.

Relative Value

Fair Zone

6.44-12.76

Current Price：9.50

Fair

-114.95

15.84

EV/EBITDA

Porch Group Inc. (PRCH) has a current EV/EBITDA of 15.84. The 5-year average EV/EBITDA is -6.33. The thresholds are as follows: Strongly Undervalued below -74.63, Undervalued between -74.63 and -40.48, Fairly Valued between 27.81 and -40.48, Overvalued between 27.81 and 61.96, and Strongly Overvalued above 61.96. The current Forward EV/EBITDA of 15.84 falls within the Historic Trend Line -Fairly Valued range.

27.33

EV/EBIT

Porch Group Inc. (PRCH) has a current EV/EBIT of 27.33. The 5-year average EV/EBIT is -59.21. The thresholds are as follows: Strongly Undervalued below -829.63, Undervalued between -829.63 and -444.42, Fairly Valued between 326.00 and -444.42, Overvalued between 326.00 and 711.21, and Strongly Overvalued above 711.21. The current Forward EV/EBIT of 27.33 falls within the Historic Trend Line -Fairly Valued range.

2.21

Porch Group Inc. (PRCH) has a current PS of 2.21. The 5-year average PS is 2.44. The thresholds are as follows: Strongly Undervalued below -2.87, Undervalued between -2.87 and -0.22, Fairly Valued between 5.09 and -0.22, Overvalued between 5.09 and 7.74, and Strongly Overvalued above 7.74. The current Forward PS of 2.21 falls within the Historic Trend Line -Fairly Valued range.

9.42

P/OCF

Porch Group Inc. (PRCH) has a current P/OCF of 9.42. The 5-year average P/OCF is -12.73. The thresholds are as follows: Strongly Undervalued below -75.58, Undervalued between -75.58 and -44.15, Fairly Valued between 18.69 and -44.15, Overvalued between 18.69 and 50.11, and Strongly Overvalued above 50.11. The current Forward P/OCF of 9.42 falls within the Historic Trend Line -Fairly Valued range.

15.13

P/FCF

Porch Group Inc. (PRCH) has a current P/FCF of 15.13. The 5-year average P/FCF is -11.63. The thresholds are as follows: Strongly Undervalued below -104.70, Undervalued between -104.70 and -58.17, Fairly Valued between 34.90 and -58.17, Overvalued between 34.90 and 81.44, and Strongly Overvalued above 81.44. The current Forward P/FCF of 15.13 falls within the Historic Trend Line -Fairly Valued range.

Porch Group Inc (PRCH) has a current Price-to-Book (P/B) ratio of -37.20. Compared to its 3-year average P/B ratio of -11.68 , the current P/B ratio is approximately 218.47% higher. Relative to its 5-year average P/B ratio of -4.50, the current P/B ratio is about 726.22% higher. Porch Group Inc (PRCH) has a Forward Free Cash Flow (FCF) yield of approximately 3.64%. Compared to its 3-year average FCF yield of 4.60%, the current FCF yield is approximately -20.86% lower. Relative to its 5-year average FCF yield of 0.96% , the current FCF yield is about 278.30% lower.

-37.20

P/B

Median3y

-11.68

Median5y

-4.50

3.64

FCF Yield

Median3y

4.60

Median5y

0.96

Competitors Valuation Multiple

The average P/S ratio for PRCH's competitors is 1.31, providing a benchmark for relative valuation. Porch Group Inc Corp (PRCH) exhibits a P/S ratio of 2.21, which is 68.79% above the industry average. Given its robust revenue growth of 6.19%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of PRCH increased by 101.63% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 12.16 to 36.69.

The secondary factor is the Revenue Growth, contributed 6.19%to the performance.

Overall, the performance of PRCH in the past 1 year is driven by P/E Change. Which is more unsustainable.

6.19%

111.20M → 118.08M

Revenue Growth

-106.42%

12.93 → -0.83

Margin Expansion

201.86%

12.16 → 36.69

P/E Change

101.63%

4.92 → 9.92

Mkt Cap Growth

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Frequently Asked Questions

Is Porch Group Inc (PRCH) currently overvalued or undervalued?

What is Porch Group Inc (PRCH) fair value?

PRCH's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Porch Group Inc (PRCH) is between 6.44 to 12.76 according to relative valuation methord.

How does PRCH's valuation metrics compare to the industry average?

What is the current P/B ratio for Porch Group Inc (PRCH) as of Dec 15 2025?

As of Dec 15 2025, Porch Group Inc (PRCH) has a P/B ratio of -37.20. This indicates that the market values PRCH at -37.20 times its book value.

What is the current FCF Yield for Porch Group Inc (PRCH) as of Dec 15 2025?

As of Dec 15 2025, Porch Group Inc (PRCH) has a FCF Yield of 3.64%. This means that for every dollar of Porch Group Inc’s market capitalization, the company generates 3.64 cents in free cash flow.

What is the current Forward P/E ratio for Porch Group Inc (PRCH) as of Dec 15 2025?

As of Dec 15 2025, Porch Group Inc (PRCH) has a Forward P/E ratio of -114.95. This means the market is willing to pay $-114.95 for every dollar of Porch Group Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Porch Group Inc (PRCH) as of Dec 15 2025?

As of Dec 15 2025, Porch Group Inc (PRCH) has a Forward P/S ratio of 2.21. This means the market is valuing PRCH at $2.21 for every dollar of expected revenue over the next 12 months.

PRCH Valuation