PLMR Valuation

Palomar Holdings Inc

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123.020

-1.095(-0.882%)1D

Overview
Forecast
Valuation
Earnings

PLMR Relative Valuation

PLMR's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PLMR is overvalued; if below, it's undervalued.

Historical Valuation

Palomar Holdings Inc (PLMR) is now in the Fair zone, suggesting that its current forward PE ratio of 15.87 is considered Fairly compared with the five-year average of 24.91. The fair price of Palomar Holdings Inc (PLMR) is between 95.32 to 269.06 according to relative valuation methord.

Relative Value

Fair Zone

95.32-269.06

Current Price：123.02

Fair

15.87

Trailing

Forward

0.00

EV/EBITDA

Palomar Holdings Inc. (PLMR) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

14.66

EV/EBIT

Palomar Holdings Inc. (PLMR) has a current EV/EBIT of 14.66. The 5-year average EV/EBIT is 18.88. The thresholds are as follows: Strongly Undervalued below -0.76, Undervalued between -0.76 and 9.06, Fairly Valued between 28.70 and 9.06, Overvalued between 28.70 and 38.52, and Strongly Overvalued above 38.52. The current Forward EV/EBIT of 14.66 falls within the Historic Trend Line -Fairly Valued range.

3.83

Palomar Holdings Inc. (PLMR) has a current PS of 3.83. The 5-year average PS is 5.32. The thresholds are as follows: Strongly Undervalued below 0.64, Undervalued between 0.64 and 2.98, Fairly Valued between 7.66 and 2.98, Overvalued between 7.66 and 10.00, and Strongly Overvalued above 10.00. The current Forward PS of 3.83 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Palomar Holdings Inc. (PLMR) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

16.53

P/FCF

Palomar Holdings Inc. (PLMR) has a current P/FCF of 16.53. The 5-year average P/FCF is 13.06. The thresholds are as follows: Strongly Undervalued below -7.06, Undervalued between -7.06 and 3.00, Fairly Valued between 23.13 and 3.00, Overvalued between 23.13 and 33.19, and Strongly Overvalued above 33.19. The current Forward P/FCF of 16.53 falls within the Historic Trend Line -Fairly Valued range.

Palomar Holdings Inc (PLMR) has a current Price-to-Book (P/B) ratio of 3.89. Compared to its 3-year average P/B ratio of 4.02 , the current P/B ratio is approximately -3.39% higher. Relative to its 5-year average P/B ratio of 4.47, the current P/B ratio is about -13.00% higher. Palomar Holdings Inc (PLMR) has a Forward Free Cash Flow (FCF) yield of approximately 11.55%. Compared to its 3-year average FCF yield of 8.64%, the current FCF yield is approximately 33.72% lower. Relative to its 5-year average FCF yield of 6.79% , the current FCF yield is about 70.16% lower.

3.89

P/B

Median3y

4.02

Median5y

4.47

11.55

FCF Yield

Median3y

8.64

Median5y

6.79

Competitors Valuation Multiple

The average P/S ratio for PLMR's competitors is 2.42, providing a benchmark for relative valuation. Palomar Holdings Inc Corp (PLMR) exhibits a P/S ratio of 3.83, which is 58.47% above the industry average. Given its robust revenue growth of 48.88%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of PLMR increased by 29.95% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 131.06M to 195.11M.

The secondary factor is the Margin Expansion, contributed 21.50%to the performance.

Overall, the performance of PLMR in the past 1 year is driven by Revenue Growth. Which is more sustainable.

48.88%

131.06M → 195.11M

Revenue Growth

21.50%

19.63 → 23.85

Margin Expansion

-40.43%

36.36 → 21.66

P/E Change

29.95%