Palomar Holdings, Inc. is an insurance holding company. The Company is focused on providing specialty insurance to residential and commercial earthquake markets. Its primary lines of business include Residential Earthquake, Commercial Earthquake, Inland Marine, Commercial All Risk, Hawaii Hurricane, and Residential Flood. It distributes products through multiple channels, including retail agents, program administrators, wholesale brokers, and in partnership with other insurance companies. The Company offers Residential Earthquake products insure against damage to the home, contents, and any appurtenant structures in 37 states. Commercial Earthquake products focused on providing coverage for benign commercial risks. Commercial All Risk policy covers the perils of fire and wind, with wind including hurricane, tornado, and hailstorm. Inland Marine division offers products that include builder’s risk, contractor’s equipment, mobile equipment, and special property floaters, among others.