PLBC Relative Valuation
PLBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PLBC is overvalued; if below, it's undervalued.
Historical Valuation
Plumas Bancorp (PLBC) is now in the Fair zone, suggesting that its current forward PE ratio of 8.28 is considered Fairly compared with the five-year average of 5.58. The fair price of Plumas Bancorp (PLBC) is between 14.31 to 55.94 according to relative valuation methord.
Relative Value
Fair Zone
14.31-55.94
Current Price：44.25
Fair
8.28
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Plumas Bancorp. (PLBC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Plumas Bancorp. (PLBC) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
2.77
PS
Plumas Bancorp. (PLBC) has a current PS of 2.77. The 5-year average PS is 1.68. The thresholds are as follows: Strongly Undervalued below -1.10, Undervalued between -1.10 and 0.29, Fairly Valued between 3.08 and 0.29, Overvalued between 3.08 and 4.47, and Strongly Overvalued above 4.47. The current Forward PS of 2.77 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Plumas Bancorp. (PLBC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Plumas Bancorp. (PLBC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Plumas Bancorp (PLBC) has a current Price-to-Book (P/B) ratio of 1.24. Compared to its 3-year average P/B ratio of 1.49 , the current P/B ratio is approximately -16.53% higher. Relative to its 5-year average P/B ratio of 1.52, the current P/B ratio is about -18.31% higher. Plumas Bancorp (PLBC) has a Forward Free Cash Flow (FCF) yield of approximately 7.31%. Compared to its 3-year average FCF yield of 13.52%, the current FCF yield is approximately -45.93% lower. Relative to its 5-year average FCF yield of 11.78% , the current FCF yield is about -37.96% lower.
1.24
P/B
Median3y
1.49
Median5y
1.52
7.31
FCF Yield
Median3y
13.52
Median5y
11.78
Competitors Valuation Multiple
The average P/S ratio for PLBC's competitors is 2.82, providing a benchmark for relative valuation. Plumas Bancorp Corp (PLBC) exhibits a P/S ratio of 2.77, which is -1.84% above the industry average. Given its robust revenue growth of 30.52%, this premium appears sustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PLBC decreased by 1.65% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 19.54M to 25.51M.
The secondary factor is the P/E Change, contributed 17.49%to the performance.
Overall, the performance of PLBC in the past 1 year is driven by Revenue Growth. Which is more sustainable.
People Also Watch
PAL
Proficient Auto Logistics Inc
10.395USD
3.13%
HDSN
Hudson Technologies Inc
7.065USD
0.36%
EM
Smart Share Global Ltd
1.15USD
0.00%
ATGL
Alpha Technology Group Ltd
20USD
-0.10%
NVX
NOVONIX Ltd
1.56USD
12.23%
ACRS
Aclaris Therapeutics Inc
2.61USD
-2.61%
VYGR
Voyager Therapeutics Inc
4.06USD
-0.73%
FOA
Finance of America Companies Inc
22.74USD
3.04%
DBI
Designer Brands Inc
7.88USD
8.54%
Frequently Asked Questions
Is Plumas Bancorp (PLBC) currently overvalued or undervalued?
Plumas Bancorp (PLBC) is now in the Fair zone, suggesting that its current forward PE ratio of 8.28 is considered Fairly compared with the five-year average of 5.58. The fair price of Plumas Bancorp (PLBC) is between 14.31 to 55.94 according to relative valuation methord.
What is Plumas Bancorp (PLBC) fair value?
PLBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Plumas Bancorp (PLBC) is between 14.31 to 55.94 according to relative valuation methord.
How does PLBC's valuation metrics compare to the industry average?
The average P/S ratio for PLBC's competitors is 2.82, providing a benchmark for relative valuation. Plumas Bancorp Corp (PLBC) exhibits a P/S ratio of 2.77, which is -1.84% above the industry average. Given its robust revenue growth of 30.52%, this premium appears sustainable.
What is the current P/B ratio for Plumas Bancorp (PLBC) as of Jan 08 2026?
As of Jan 08 2026, Plumas Bancorp (PLBC) has a P/B ratio of 1.24. This indicates that the market values PLBC at 1.24 times its book value.
What is the current FCF Yield for Plumas Bancorp (PLBC) as of Jan 08 2026?
As of Jan 08 2026, Plumas Bancorp (PLBC) has a FCF Yield of 7.31%. This means that for every dollar of Plumas Bancorp’s market capitalization, the company generates 7.31 cents in free cash flow.
What is the current Forward P/E ratio for Plumas Bancorp (PLBC) as of Jan 08 2026?
As of Jan 08 2026, Plumas Bancorp (PLBC) has a Forward P/E ratio of 8.28. This means the market is willing to pay $8.28 for every dollar of Plumas Bancorp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Plumas Bancorp (PLBC) as of Jan 08 2026?
As of Jan 08 2026, Plumas Bancorp (PLBC) has a Forward P/S ratio of 2.77. This means the market is valuing PLBC at $2.77 for every dollar of expected revenue over the next 12 months.