PLBC PE Ratio & Valuation,Is PLBC Overvalued

PLBC Relative Valuation

PLBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PLBC is overvalued; if below, it's undervalued.

Historical Valuation

Plumas Bancorp (PLBC) is now in the Fair zone, suggesting that its current forward PE ratio of 8.64 is considered Fairly compared with the five-year average of 5.48. The fair price of Plumas Bancorp (PLBC) is between 13.05 to 55.11 according to relative valuation methord.

Relative Value

Fair Zone

13.05-55.11

Current Price：46.39

Fair

8.64

0.00

EV/EBITDA

Plumas Bancorp. (PLBC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

Plumas Bancorp. (PLBC) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

2.88

Plumas Bancorp. (PLBC) has a current PS of 2.88. The 5-year average PS is 1.65. The thresholds are as follows: Strongly Undervalued below -1.15, Undervalued between -1.15 and 0.25, Fairly Valued between 3.05 and 0.25, Overvalued between 3.05 and 4.45, and Strongly Overvalued above 4.45. The current Forward PS of 2.88 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Plumas Bancorp. (PLBC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Plumas Bancorp. (PLBC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Plumas Bancorp (PLBC) has a current Price-to-Book (P/B) ratio of 1.29. Compared to its 3-year average P/B ratio of 1.50 , the current P/B ratio is approximately -13.91% higher. Relative to its 5-year average P/B ratio of 1.52, the current P/B ratio is about -15.03% higher. Plumas Bancorp (PLBC) has a Forward Free Cash Flow (FCF) yield of approximately 7.06%. Compared to its 3-year average FCF yield of 13.82%, the current FCF yield is approximately -48.93% lower. Relative to its 5-year average FCF yield of 11.88% , the current FCF yield is about -40.61% lower.

1.29

P/B

Median3y

1.50

Median5y

1.52

7.06

FCF Yield

Median3y

13.82

Median5y

11.88

Competitors Valuation Multiple

The average P/S ratio for PLBC's competitors is 2.84, providing a benchmark for relative valuation. Plumas Bancorp Corp (PLBC) exhibits a P/S ratio of 2.88, which is 1.3% above the industry average. Given its robust revenue growth of 30.52%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of PLBC decreased by 2.38% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 19.54M to 25.51M.

The secondary factor is the P/E Change, contributed 16.76%to the performance.

Overall, the performance of PLBC in the past 1 year is driven by Revenue Growth. Which is more sustainable.

30.52%

19.54M → 25.51M

Revenue Growth

-49.66%

40.07 → 20.17

Margin Expansion

16.76%

9.26 → 10.81

P/E Change

-2.38%

46.63 → 45.52

Mkt Cap Growth

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Frequently Asked Questions

Is Plumas Bancorp (PLBC) currently overvalued or undervalued?

What is Plumas Bancorp (PLBC) fair value?

PLBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Plumas Bancorp (PLBC) is between 13.05 to 55.11 according to relative valuation methord.

How does PLBC's valuation metrics compare to the industry average?

The average P/S ratio for PLBC's competitors is 2.84, providing a benchmark for relative valuation. Plumas Bancorp Corp (PLBC) exhibits a P/S ratio of 2.88, which is 1.30% above the industry average. Given its robust revenue growth of 30.52%, this premium appears sustainable.

What is the current P/B ratio for Plumas Bancorp (PLBC) as of Dec 15 2025?

As of Dec 15 2025, Plumas Bancorp (PLBC) has a P/B ratio of 1.29. This indicates that the market values PLBC at 1.29 times its book value.

What is the current FCF Yield for Plumas Bancorp (PLBC) as of Dec 15 2025?

As of Dec 15 2025, Plumas Bancorp (PLBC) has a FCF Yield of 7.06%. This means that for every dollar of Plumas Bancorp’s market capitalization, the company generates 7.06 cents in free cash flow.

What is the current Forward P/E ratio for Plumas Bancorp (PLBC) as of Dec 15 2025?

As of Dec 15 2025, Plumas Bancorp (PLBC) has a Forward P/E ratio of 8.64. This means the market is willing to pay $8.64 for every dollar of Plumas Bancorp’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Plumas Bancorp (PLBC) as of Dec 15 2025?

As of Dec 15 2025, Plumas Bancorp (PLBC) has a Forward P/S ratio of 2.88. This means the market is valuing PLBC at $2.88 for every dollar of expected revenue over the next 12 months.

PLBC Valuation

PLBC Valuation

PLBC Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is Plumas Bancorp (PLBC) currently overvalued or undervalued?

What is Plumas Bancorp (PLBC) fair value?

How does PLBC's valuation metrics compare to the industry average?

What is the current P/B ratio for Plumas Bancorp (PLBC) as of Dec 15 2025?

What is the current FCF Yield for Plumas Bancorp (PLBC) as of Dec 15 2025?

What is the current Forward P/E ratio for Plumas Bancorp (PLBC) as of Dec 15 2025?

What is the current Forward P/S ratio for Plumas Bancorp (PLBC) as of Dec 15 2025?