Should I Buy PLBC? PLBC 2026 Analysis

Should You Buy Plumas Bancorp (PLBC) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

49.550

1 Day change

52 Week Range

52.010

Analysis Updated At

2026/01/26

Plumas Bancorp (PLBC) is not a strong buy at the moment for a beginner investor with a long-term strategy. While the company has shown strong financial growth in the latest quarter and declared a dividend increase, the technical indicators suggest the stock is nearing overbought levels (RSI at 78.611), and there are no significant trading trends or proprietary trading signals to support an immediate buy. Additionally, the stock's short-term trend indicates a potential for minor declines in the next day or week, making it less attractive for immediate entry.

Technical Analysis

The stock shows bullish moving averages (SMA_5 > SMA_20 > SMA_200) and a positive MACD histogram of 0.508, indicating upward momentum. However, the RSI of 78.611 suggests the stock is nearing overbought territory. Key resistance levels are at 50.546 and 52.33, while support levels are at 44.77 and 42.986.

Options Data

Positive Catalysts

The company declared a 10% increase in its quarterly dividend, reflecting confidence in its financial stability. Additionally, the latest quarter (2025/Q4) showed strong financial growth, with revenue up 5.14% YoY, net income up 41.57% YoY, and EPS up 20.93% YoY.

Neutral/Negative Catalysts

The RSI indicates the stock may be overbought, and there are no significant hedge fund or insider trading trends to support a buy. Short-term stock trends suggest a potential decline in the next day (-4.24%) and week (-2.87%).

Financial Performance

In Q4 2025, Plumas Bancorp reported revenue growth of 5.14% YoY to $21,503,000, net income growth of 41.57% YoY to $10,970,000, and EPS growth of 20.93% YoY to 1.56. These figures indicate strong financial performance and profitability.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No analyst rating or price target changes available for this stock.

1 Analyst Rating

Wall Street analysts forecast PLBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PLBC is 61 USD with a low forecast of 61 USD and a high forecast of 61 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

0 Hold

0 Sell

Moderate Buy

Current: 49.550

Low

Averages

High

Current: 49.550

Low

Averages

High

Piper Sandler

Overweight

downgrade

$64 -> $61

AI Analysis

2025-10-16

Reason

Piper Sandler

Price Target

$64 -> $61

AI Analysis

2025-10-16

downgrade

Overweight

Reason

Piper Sandler lowered the firm's price target on Plumas Bancorp to $61 from $64 and keeps an Overweight rating on the shares following quarterly results. The firm trims its 2025/2026 EPS to $4.39/$5.55 from $4.43/$5.80 based on weaker net interest income and higher NIE partially offset by better fees.

Piper Sandler

Overweight

downgrade

$65 -> $64

2025-07-17

Reason

Piper Sandler

Price Target

$65 -> $64

2025-07-17

downgrade

Overweight

Reason

Piper Sandler lowered the firm's price target on Plumas Bancorp to $64 from $65 and keeps an Overweight rating on the shares. The firm revises its 2025/2026 EPS estimates to $4.43/$5.80 from $4.26/$5.88 based on stronger than expected loan growth, a softer net interest margin outlook, and higher LLP.

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PLBC Should I Buy

PLBC Should I Buy

Should You Buy Plumas Bancorp (PLBC) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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