Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
Get Started
  1. Home
  2. Stock
  3. PGY.O
PGY.O logo

PGY.O Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
15.412
Open
15.180
VWAP
14.69
Vol
4.74M
Mkt Cap
1.21B
Low
14.100
Amount
69.60M
EV/EBITDA(TTM)
7.10
Total Shares
82.89M
EV
1.96B
EV/OCF(TTM)
7.92
P/S(TTM)
1.08
Pagaya Technologies Ltd is an Israel-based company. It is primarily engaged in financial technology (FinTech) industry. The Company develops data science, machine learning and AI technology (Artificial Intelligence) analytics, enabling accurate, real-time customer credit assessments. Company's customers are lending companies that, by connecting to the AI Pagaya network, have the opportunity to discover and approve new customers that meet their credit criteria. Thanks to the Company's solutions, its customers gains a customer without undue risk. Pagaya Technologies Ltd delivers technology that provides loan assistance such as personal, car and credit card loans. The Company serves its clients all over the world.
Show More

Events Timeline

(ET)
2026-05-21
08:40:00
Pagaya Names Terry O'Neil as Chief Commercial Officer
select
2026-05-11 (ET)
2026-05-11
08:40:00
Pagaya Partners with Experian for Strategic Collaboration
select
2026-05-07 (ET)
2026-05-07
07:10:00
Raises FY26 Adjusted EBITDA Outlook to $420M-$460M
select
2026-05-07
07:10:00
Pagaya Reports Q1 Revenue of $298.99M
select
2026-05-07
07:10:00
Sees Q2 Adjusted EBITDA of $100M-$115M
select
2026-05-07
07:10:00
Pagaya Appoints Jonathan Dobres as Chief Financial Officer
select
2026-05-05 (ET)
2026-05-05
08:40:00
Pagaya Partners with Sezzle for New AI Underwriting
select
2026-04-24 (ET)
2026-04-24
08:40:00
Pagaya Closes $500M Auto Asset-Backed Securitization
select

News

NASDAQ.COM
9.5
06-01NASDAQ.COM
Five Stocks Added to Zacks Rank #1 (Strong Buy) List
  • Earnings Estimate Increase: Pagaya Technologies Ltd. (PGY) has seen its current year earnings estimate rise by 12.2% over the last 60 days, indicating the effectiveness of its product-focused strategy, which could drive stock price appreciation and enhance market confidence.
  • Significant Growth Outlook: TTM Technologies, Inc. (TTMI) has experienced a 27.5% increase in its current year earnings estimate over the past 60 days, reflecting strong demand in the printed circuit board manufacturing sector, which is expected to boost overall company performance.
  • Fintech Potential: Green Dot Corporation (GDOT) has seen a 12.8% increase in its current year earnings estimate over the last 60 days, showcasing its ongoing innovation and market expansion capabilities in the fintech space, likely attracting more investor interest.
  • Strong Energy Sector Performance: Occidental Petroleum Corporation (OXY) has had its current year earnings estimate raised by 67.2% over the past 60 days, demonstrating robust performance in oil and gas development, which could lead to significant shareholder returns.
Fool
9.5
05-28Fool
Pagaya Technologies: The Rise of an AI Value Stock
  • Valuation Advantage: Pagaya Technologies' stock trades around $13 with a P/E ratio of 11 and a forward P/E of just 4, indicating its potential as a value stock, while its five-year PEG ratio stands at a mere 0.03, highlighting significant growth potential.
  • Revenue Growth: In Q1, Pagaya generated $317 million in revenue, a 10% year-over-year increase, with 94% of this revenue coming from loan placement fees, showcasing its strong performance in the non-prime loan market.
  • Network Expansion: The company's network volume rose by 9% in Q1 to $2.6 billion, driven by growth in auto loans and point-of-sale loans, particularly through its partnership with Sezzle, which is expected to further boost its business growth.
  • Optimistic Outlook: Pagaya anticipates network volume reaching between $11.45 billion and $13 billion by 2026, with revenue forecasts of $1.4 billion to $1.575 billion this year, and net income expected to rise by 67%, reflecting strong growth prospects that have garnered significant attention from Wall Street analysts.
Fool
6.5
05-28Fool
Upstart and Pagaya Compete in AI Lending
  • Upstart's Market Performance: Upstart achieved approximately $1.1 billion in revenue for FY 2025, a 58.9% increase year-over-year, with a net income of $53.6 million, demonstrating rapid expansion and improved profitability in the AI lending market, thereby enhancing its competitive position in fintech.
  • Pagaya's Financial Health: Pagaya generated around $1.3 billion in revenue for FY 2025, reflecting a 25.6% growth from the previous year, with a net income of $81.4 million and a net margin of 6.5%, marking a successful transition from early investment to a mature operating model, increasing its market appeal.
  • Risk Analysis: Upstart faces risks from macroeconomic factors such as high interest rates that may dampen loan demand, while Pagaya is sensitive to fluctuations in the real estate market and the complexities of capital acquisition, which could impact its business stability and market share.
  • Valuation Comparison: As of December 2025, Upstart's forward P/E ratio stands at 13.1x and P/S ratio at 2.7x, while Pagaya's forward P/E is 9.7x and P/S ratio is 0.9x, indicating that Pagaya appears more attractive in terms of valuation, potentially offering better long-term returns for investors.
NASDAQ.COM
7.5
05-28NASDAQ.COM
Upstart vs. Pagaya: AI Lending Competition Analysis
  • Revenue Growth Comparison: Upstart's revenue reached approximately $1.1 billion in FY 2025, reflecting a 58.9% increase, while Pagaya generated about $1.3 billion, marking a 25.6% growth, indicating differing growth trajectories and market acceptance in the AI lending space.
  • Profitability Analysis: Upstart reported a net income of nearly $53.6 million, showcasing its ability to enhance profitability during expansion, whereas Pagaya achieved a net income of approximately $81.4 million with a net margin of 6.5%, indicating a transition from early investment to a mature operating model.
  • Financial Health Status: As of December 2025, Upstart's debt-to-equity ratio stood at 2.3x with a current ratio of 3.0, reflecting its short-term debt repayment capability; in contrast, Pagaya's debt-to-equity ratio was 1.9x with a current ratio of 5.6, suggesting greater financial flexibility.
  • Market Risk Assessment: Upstart faces risks from high interest rates that may reduce loan demand, while Pagaya is sensitive to fluctuations in the real estate market and capital costs, with both companies' market performance closely tied to economic conditions, necessitating cautious evaluation by investors.
Newsfilter
5.0
05-21Newsfilter
Pagaya Appoints New Chief Commercial Officer
  • Leadership Expansion: Pagaya Technologies has appointed Terry O'Neil as Chief Commercial Officer, tasked with driving the company's partnerships and growth functions, which is expected to accelerate the establishment of new relationships and enhance market competitiveness.
  • Strategic Growth Focus: O'Neil will concentrate on deepening product adoption to increase the impact of Pagaya's offerings in the U.S. consumer lending market, ensuring the company maintains its position as a preferred technology partner for major lenders.
  • Extensive Industry Experience: With over 20 years of strategic expertise in consumer financial services, O'Neil has held several key leadership roles at Citi, where he managed P&L and advanced payment capabilities, bringing valuable industry insights to Pagaya.
  • Optimistic Market Outlook: O'Neil expressed that Pagaya's growth story is undeniable, highlighting the company's unique ability to leverage vast data to create more opportunities for both lenders and consumers, indicating strong growth potential ahead.
NASDAQ.COM
8.5
05-19NASDAQ.COM
Upstart Applies for Bank Charter, Transitioning to Lender Model
  • Transition to Banking Model: Upstart has applied for a bank charter, intending to shift from a platform to a lending institution, a significant change that will enable it to lower funding costs and access deposits as a new revenue stream, thereby enhancing its position in a competitive market.
  • Funding Cost Advantage: As a bank, Upstart will be able to obtain cheaper funds through deposits rather than relying on wholesale loan resales, which will provide greater operational flexibility and improve profitability in future operations.
  • Intensifying Market Competition: Although Upstart's transformation may present new opportunities, the digital banking space is highly competitive, with companies like SoFi and Chime rapidly gaining traction, necessitating Upstart to find a unique market position to stand out.
  • Poor Stock Performance: Upstart's stock has fallen 33% this year, and despite management's confidence in the transition, the market's lukewarm response to its latest quarterly earnings report indicates that its road to recovery remains long and complicated.
Wall Street analysts forecast PGY.O stock price to rise
6 Analyst Rating
Wall Street analysts forecast PGY.O stock price to rise
6 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
35.00
Averages
43.33
High
54.00
Current: 0.000
sliders
Low
35.00
Averages
43.33
High
54.00
Citi
Buy
to
Buy
downgrade
$40 -> $32
AI Analysis
2026-02-12
Reason
Citi
Price Target
$40 -> $32
AI Analysis
2026-02-12
downgrade
Buy
to
Buy
Reason
Citi lowered the firm's price target on Pagaya to $32 from $40 and keeps a Buy rating on the shares.
Citizens
Outperform -> NULL
downgrade
$35 -> $22
2026-02-10
Reason
Citizens
Price Target
$35 -> $22
2026-02-10
downgrade
Outperform -> NULL
Reason
Citizens lowered the firm's price target on Pagaya to $22 from $35 and keeps an Outperform rating on the shares. Pagaya shares fell 24% after guidance reflected more measured growth tied to proactive credit tightening in response to recent partner behavior changes, the analyst tells investors in a research note. Management discussions suggest this near-term noise may create an attractive entry point, the firm adds.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for PGY.O
Unlock Now

Valuation Metrics

The current forward P/E ratio for Pagaya Technologies Ltd (PGY.O) is 5.27, compared to its 5-year average forward P/E of -35.09. For a more detailed relative valuation and DCF analysis to assess Pagaya Technologies Ltd's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-35.09
Current PE
5.27
Overvalued PE
129.34
Undervalued PE
-199.53

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-19.17
Current EV/EBITDA
3.87
Overvalued EV/EBITDA
103.75
Undervalued EV/EBITDA
-142.09

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
1.47
Current PS
0.69
Overvalued PS
4.42
Undervalued PS
-1.48

Financials

AI Analysis
Annual
Quarterly

Whales Holding PGY.O

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is Pagaya Technologies Ltd (PGY.O) stock price today?

The current price of PGY.O is 14.56 USD — it has decreased -5.82

What is Pagaya Technologies Ltd (PGY.O)'s business?

Pagaya Technologies Ltd is an Israel-based company. It is primarily engaged in financial technology (FinTech) industry. The Company develops data science, machine learning and AI technology (Artificial Intelligence) analytics, enabling accurate, real-time customer credit assessments. Company's customers are lending companies that, by connecting to the AI Pagaya network, have the opportunity to discover and approve new customers that meet their credit criteria. Thanks to the Company's solutions, its customers gains a customer without undue risk. Pagaya Technologies Ltd delivers technology that provides loan assistance such as personal, car and credit card loans. The Company serves its clients all over the world.

What is the price predicton of PGY.O Stock?

Wall Street analysts forecast PGY.O stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PGY.O is43.33 USD with a low forecast of 35.00 USD and a high forecast of 54.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Pagaya Technologies Ltd (PGY.O)'s revenue for the last quarter?

Pagaya Technologies Ltd revenue for the last quarter amounts to 298.99M USD, increased 5.76

What is Pagaya Technologies Ltd (PGY.O)'s earnings per share (EPS) for the last quarter?

Pagaya Technologies Ltd. EPS for the last quarter amounts to 0.28 USD, increased 180.00

How many employees does Pagaya Technologies Ltd (PGY.O). have?

Pagaya Technologies Ltd (PGY.O) has 518 emplpoyees as of June 06 2026.

What is Pagaya Technologies Ltd (PGY.O) market cap?

Today PGY.O has the market capitalization of 1.21B USD.