PFIS PE Ratio & Valuation,Is PFIS Overvalued

PFIS Relative Valuation

PFIS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PFIS is overvalued; if below, it's undervalued.

Historical Valuation

Peoples Financial Services Corp (PFIS) is now in the Fair zone, suggesting that its current forward PE ratio of 8.53 is considered Fairly compared with the five-year average of 7.92. The fair price of Peoples Financial Services Corp (PFIS) is between 33.47 to 76.90 according to relative valuation methord.

Relative Value

Fair Zone

33.47-76.90

Current Price：53.47

Fair

8.53

0.00

EV/EBITDA

Peoples Financial Services Corp. (PFIS) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

Peoples Financial Services Corp. (PFIS) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

2.68

Peoples Financial Services Corp. (PFIS) has a current PS of 2.68. The 5-year average PS is 2.20. The thresholds are as follows: Strongly Undervalued below -0.21, Undervalued between -0.21 and 1.00, Fairly Valued between 3.41 and 1.00, Overvalued between 3.41 and 4.62, and Strongly Overvalued above 4.62. The current Forward PS of 2.68 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Peoples Financial Services Corp. (PFIS) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Peoples Financial Services Corp. (PFIS) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Peoples Financial Services Corp (PFIS) has a current Price-to-Book (P/B) ratio of 1.04. Compared to its 3-year average P/B ratio of 0.97 , the current P/B ratio is approximately 6.91% higher. Relative to its 5-year average P/B ratio of 1.01, the current P/B ratio is about 2.63% higher. Peoples Financial Services Corp (PFIS) has a Forward Free Cash Flow (FCF) yield of approximately 7.51%. Compared to its 3-year average FCF yield of 8.00%, the current FCF yield is approximately -6.13% lower. Relative to its 5-year average FCF yield of 9.17% , the current FCF yield is about -18.03% lower.

1.04

P/B

Median3y

0.97

Median5y

1.01

7.51

FCF Yield

Median3y

8.00

Median5y

9.17

Competitors Valuation Multiple

The average P/S ratio for PFIS's competitors is 2.38, providing a benchmark for relative valuation. Peoples Financial Services Corp Corp (PFIS) exhibits a P/S ratio of 2.68, which is 12.55% above the industry average. Given its robust revenue growth of 5.27%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of PFIS increased by 4.16% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 1.87 to 9.96.

The secondary factor is the Revenue Growth, contributed 5.27%to the performance.

Overall, the performance of PFIS in the past 1 year is driven by P/E Change. Which is more unsustainable.

5.27%

44.42M → 46.76M

Revenue Growth

-434.12%

-9.76 → 32.61

Margin Expansion

433.01%

1.87 → 9.96

P/E Change

4.16%

50.53 → 52.63

Mkt Cap Growth

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Frequently Asked Questions

Is Peoples Financial Services Corp (PFIS) currently overvalued or undervalued?

What is Peoples Financial Services Corp (PFIS) fair value?

PFIS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Peoples Financial Services Corp (PFIS) is between 33.47 to 76.90 according to relative valuation methord.

How does PFIS's valuation metrics compare to the industry average?

What is the current P/B ratio for Peoples Financial Services Corp (PFIS) as of Dec 15 2025?

As of Dec 15 2025, Peoples Financial Services Corp (PFIS) has a P/B ratio of 1.04. This indicates that the market values PFIS at 1.04 times its book value.

What is the current FCF Yield for Peoples Financial Services Corp (PFIS) as of Dec 15 2025?

As of Dec 15 2025, Peoples Financial Services Corp (PFIS) has a FCF Yield of 7.51%. This means that for every dollar of Peoples Financial Services Corp’s market capitalization, the company generates 7.51 cents in free cash flow.

What is the current Forward P/E ratio for Peoples Financial Services Corp (PFIS) as of Dec 15 2025?

As of Dec 15 2025, Peoples Financial Services Corp (PFIS) has a Forward P/E ratio of 8.53. This means the market is willing to pay $8.53 for every dollar of Peoples Financial Services Corp’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Peoples Financial Services Corp (PFIS) as of Dec 15 2025?

As of Dec 15 2025, Peoples Financial Services Corp (PFIS) has a Forward P/S ratio of 2.68. This means the market is valuing PFIS at $2.68 for every dollar of expected revenue over the next 12 months.

PFIS Valuation

PFIS Valuation

PFIS Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is Peoples Financial Services Corp (PFIS) currently overvalued or undervalued?

What is Peoples Financial Services Corp (PFIS) fair value?

How does PFIS's valuation metrics compare to the industry average?

What is the current P/B ratio for Peoples Financial Services Corp (PFIS) as of Dec 15 2025?

What is the current FCF Yield for Peoples Financial Services Corp (PFIS) as of Dec 15 2025?

What is the current Forward P/E ratio for Peoples Financial Services Corp (PFIS) as of Dec 15 2025?

What is the current Forward P/S ratio for Peoples Financial Services Corp (PFIS) as of Dec 15 2025?