PFIS Relative Valuation
PFIS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PFIS is overvalued; if below, it's undervalued.
Historical Valuation
Peoples Financial Services Corp (PFIS) is now in the Fair zone, suggesting that its current forward PE ratio of 8.18 is considered Fairly compared with the five-year average of 7.88. The fair price of Peoples Financial Services Corp (PFIS) is between 32.07 to 75.32 according to relative valuation methord.
Relative Value
Fair Zone
32.07-75.32
Current Price：50.61
Fair
8.09
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Peoples Financial Services Corp. (PFIS) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Peoples Financial Services Corp. (PFIS) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
2.57
PS
Peoples Financial Services Corp. (PFIS) has a current PS of 2.57. The 5-year average PS is 2.19. The thresholds are as follows: Strongly Undervalued below -0.24, Undervalued between -0.24 and 0.97, Fairly Valued between 3.41 and 0.97, Overvalued between 3.41 and 4.63, and Strongly Overvalued above 4.63. The current Forward PS of 2.57 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Peoples Financial Services Corp. (PFIS) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Peoples Financial Services Corp. (PFIS) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Peoples Financial Services Corp (PFIS) has a current Price-to-Book (P/B) ratio of 0.99. Compared to its 3-year average P/B ratio of 0.97 , the current P/B ratio is approximately 2.27% higher. Relative to its 5-year average P/B ratio of 1.01, the current P/B ratio is about -1.49% higher. Peoples Financial Services Corp (PFIS) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 8.03%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 9.15% , the current FCF yield is about -100.00% lower.
0.98
P/B
Median3y
0.97
Median5y
1.01
7.81
FCF Yield
Median3y
8.03
Median5y
9.15
Competitors Valuation Multiple
The average P/S ratio for PFIS's competitors is 0.00, providing a benchmark for relative valuation. Peoples Financial Services Corp Corp (PFIS) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 5.27%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PFIS decreased by 1.01% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 1.79 to 9.45.
The secondary factor is the Revenue Growth, contributed 5.27%to the performance.
Overall, the performance of PFIS in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
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