Should I Buy PFIS? PFIS 2026 Analysis

Should You Buy Peoples Financial Services Corp (PFIS) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

51.270

1 Day change

2.70%

52 Week Range

54.000

Analysis Updated At

2026/01/26

Peoples Financial Services Corp (PFIS) is not a strong buy at the moment for a beginner investor with a long-term strategy and $50,000-$100,000 to invest. While the technical indicators show some bullish trends, the lack of significant positive catalysts, poor financial performance in the latest quarter, and absence of strong trading signals suggest holding off on this stock for now.

Technical Analysis

The MACD is positive and contracting, indicating a potential slowdown in bullish momentum. RSI is neutral at 51.377, suggesting no clear overbought or oversold conditions. Moving averages are bullish (SMA_5 > SMA_20 > SMA_200), and the stock is trading near its pivot level of 50.667, with key support at 48.643 and resistance at 52.692.

Options Data

Positive Catalysts

Bullish moving averages and a 70% chance of a 13.17% increase in the next month based on candlestick patterns.

Neutral/Negative Catalysts

Net income and EPS dropped significantly in the latest quarter (Q3 2025), with net income down -451.53% YoY and EPS down -451.16% YoY. No recent news or significant insider/hedge fund activity to indicate strong interest in the stock.

Financial Performance

In Q3 2025, revenue increased by 5.27% YoY to $46.76M. However, net income dropped significantly by -451.53% YoY to $15.25M, and EPS fell by -451.16% YoY to 1.51. Gross margin remained unchanged at 0%.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No data available on analyst ratings or price target changes.

1 Analyst Rating

Wall Street analysts forecast PFIS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFIS is 50 USD with a low forecast of 50 USD and a high forecast of 50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

1 Hold

0 Sell