PFBC PE Ratio & Valuation,Is PFBC Overvalued

PFBC Relative Valuation

PFBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PFBC is overvalued; if below, it's undervalued.

Historical Valuation

Preferred Bank (PFBC) is now in the Fair zone, suggesting that its current forward PE ratio of 9.62 is considered Fairly compared with the five-year average of 8.39. The fair price of Preferred Bank (PFBC) is between 83.98 to 108.47 according to relative valuation methord.

Relative Value

Fair Zone

83.98-108.47

Current Price：100.75

Fair

9.62

0.00

EV/EBITDA

Preferred Bank. (PFBC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Preferred Bank. (PFBC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

4.19

Preferred Bank. (PFBC) has a current PS of 4.19. The 5-year average PS is 3.87. The thresholds are as follows: Strongly Undervalued below 2.62, Undervalued between 2.62 and 3.25, Fairly Valued between 4.49 and 3.25, Overvalued between 4.49 and 5.12, and Strongly Overvalued above 5.12. The current Forward PS of 4.19 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Preferred Bank. (PFBC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Preferred Bank. (PFBC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Preferred Bank (PFBC) has a current Price-to-Book (P/B) ratio of 1.60. Compared to its 3-year average P/B ratio of 1.43 , the current P/B ratio is approximately 12.16% higher. Relative to its 5-year average P/B ratio of 1.56, the current P/B ratio is about 3.02% higher. Preferred Bank (PFBC) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 12.57%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 12.38% , the current FCF yield is about -100.00% lower.

1.60

P/B

Median3y

1.43

Median5y

1.56

0.00

FCF Yield

Median3y

12.57

Median5y

12.38

Competitors Valuation Multiple

The average P/S ratio for PFBC's competitors is , providing a benchmark for relative valuation. Preferred Bank Corp (PFBC) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 3.86%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of PFBC increased by 18.84% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 9.17 to 10.21.

The secondary factor is the Revenue Growth, contributed 3.86%to the performance.

Overall, the performance of PFBC in the past 1 year is driven by P/E Change. Which is more unsustainable.

3.86%

71.65M → 74.41M

Revenue Growth

3.65%

46.60 → 48.30

Margin Expansion

11.33%

9.17 → 10.21

P/E Change

18.84%

84.78 → 100.75

Mkt Cap Growth

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Frequently Asked Questions

Is Preferred Bank (PFBC) currently overvalued or undervalued?

What is Preferred Bank (PFBC) fair value?

PFBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Preferred Bank (PFBC) is between 83.98 to 108.47 according to relative valuation methord.

How does PFBC's valuation metrics compare to the industry average?

What is the current P/B ratio for Preferred Bank (PFBC) as of Dec 16 2025?

As of Dec 16 2025, Preferred Bank (PFBC) has a P/B ratio of 1.60. This indicates that the market values PFBC at 1.60 times its book value.

What is the current FCF Yield for Preferred Bank (PFBC) as of Dec 16 2025?

As of Dec 16 2025, Preferred Bank (PFBC) has a FCF Yield of 0.00%. This means that for every dollar of Preferred Bank’s market capitalization, the company generates 0.00 cents in free cash flow.

What is the current Forward P/E ratio for Preferred Bank (PFBC) as of Dec 16 2025?

As of Dec 16 2025, Preferred Bank (PFBC) has a Forward P/E ratio of 9.62. This means the market is willing to pay $9.62 for every dollar of Preferred Bank’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Preferred Bank (PFBC) as of Dec 16 2025?

As of Dec 16 2025, Preferred Bank (PFBC) has a Forward P/S ratio of 0.00. This means the market is valuing PFBC at $0.00 for every dollar of expected revenue over the next 12 months.

PFBC Valuation

PFBC Valuation

PFBC Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is Preferred Bank (PFBC) currently overvalued or undervalued?

What is Preferred Bank (PFBC) fair value?

How does PFBC's valuation metrics compare to the industry average?

What is the current P/B ratio for Preferred Bank (PFBC) as of Dec 16 2025?

What is the current FCF Yield for Preferred Bank (PFBC) as of Dec 16 2025?

What is the current Forward P/E ratio for Preferred Bank (PFBC) as of Dec 16 2025?

What is the current Forward P/S ratio for Preferred Bank (PFBC) as of Dec 16 2025?