Historical Valuation
Preferred Bank (PFBC) is now in the Fair zone, suggesting that its current forward PE ratio of 9.04 is considered Fairly compared with the five-year average of 8.38. The fair price of Preferred Bank (PFBC) is between 85.75 to 110.98 according to relative valuation methord.
Relative Value
Fair Zone
85.75-110.98
Current Price：98.00
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Preferred Bank (PFBC) has a current Price-to-Book (P/B) ratio of 1.53. Compared to its 3-year average P/B ratio of 1.43 , the current P/B ratio is approximately 7.05% higher. Relative to its 5-year average P/B ratio of 1.56, the current P/B ratio is about -2.05% higher. Preferred Bank (PFBC) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 12.36%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 12.26% , the current FCF yield is about -100.00% lower.
P/B
Median3y
1.43
Median5y
1.56
FCF Yield
Median3y
12.36
Median5y
12.26
Competitors Valuation Multiple
AI Analysis for PFBC
The average P/S ratio for PFBC competitors is 3.69, providing a benchmark for relative valuation. Preferred Bank Corp (PFBC.O) exhibits a P/S ratio of 4.01, which is 8.73% above the industry average. Given its robust revenue growth of 3.86%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for PFBC
1Y
3Y
5Y
Market capitalization of PFBC increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of PFBC in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is PFBC currently overvalued or undervalued?
Preferred Bank (PFBC) is now in the Fair zone, suggesting that its current forward PE ratio of 9.04 is considered Fairly compared with the five-year average of 8.38. The fair price of Preferred Bank (PFBC) is between 85.75 to 110.98 according to relative valuation methord.
What is Preferred Bank (PFBC) fair value?
PFBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Preferred Bank (PFBC) is between 85.75 to 110.98 according to relative valuation methord.
How does PFBC's valuation metrics compare to the industry average?
The average P/S ratio for PFBC's competitors is 3.69, providing a benchmark for relative valuation. Preferred Bank Corp (PFBC) exhibits a P/S ratio of 4.01, which is 8.73% above the industry average. Given its robust revenue growth of 3.86%, this premium appears unsustainable.
What is the current P/B ratio for Preferred Bank (PFBC) as of Jan 10 2026?
As of Jan 10 2026, Preferred Bank (PFBC) has a P/B ratio of 1.53. This indicates that the market values PFBC at 1.53 times its book value.
What is the current FCF Yield for Preferred Bank (PFBC) as of Jan 10 2026?
As of Jan 10 2026, Preferred Bank (PFBC) has a FCF Yield of 0.00%. This means that for every dollar of Preferred Bank’s market capitalization, the company generates 0.00 cents in free cash flow.
What is the current Forward P/E ratio for Preferred Bank (PFBC) as of Jan 10 2026?
As of Jan 10 2026, Preferred Bank (PFBC) has a Forward P/E ratio of 9.04. This means the market is willing to pay $9.04 for every dollar of Preferred Bank’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Preferred Bank (PFBC) as of Jan 10 2026?
As of Jan 10 2026, Preferred Bank (PFBC) has a Forward P/S ratio of 4.01. This means the market is valuing PFBC at $4.01 for every dollar of expected revenue over the next 12 months.