PFBC Relative Valuation
PFBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PFBC is overvalued; if below, it's undervalued.
Historical Valuation
Preferred Bank (PFBC) is now in the Fair zone, suggesting that its current forward PE ratio of 9.09 is considered Fairly compared with the five-year average of 8.39. The fair price of Preferred Bank (PFBC) is between 82.78 to 107.30 according to relative valuation methord.
Relative Value
Fair Zone
82.78-107.30
Current Price：95.22
Fair
9.09
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Preferred Bank. (PFBC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Preferred Bank. (PFBC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
3.99
PS
Preferred Bank. (PFBC) has a current PS of 3.99. The 5-year average PS is 3.87. The thresholds are as follows: Strongly Undervalued below 2.62, Undervalued between 2.62 and 3.24, Fairly Valued between 4.49 and 3.24, Overvalued between 4.49 and 5.11, and Strongly Overvalued above 5.11. The current Forward PS of 3.99 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Preferred Bank. (PFBC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Preferred Bank. (PFBC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Preferred Bank (PFBC) has a current Price-to-Book (P/B) ratio of 1.52. Compared to its 3-year average P/B ratio of 1.43 , the current P/B ratio is approximately 5.76% higher. Relative to its 5-year average P/B ratio of 1.56, the current P/B ratio is about -2.59% higher. Preferred Bank (PFBC) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 12.70%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 12.45% , the current FCF yield is about -100.00% lower.
1.52
P/B
Median3y
1.43
Median5y
1.56
0.00
FCF Yield
Median3y
12.70
Median5y
12.45
Competitors Valuation Multiple
The average P/S ratio for PFBC's competitors is , providing a benchmark for relative valuation. Preferred Bank Corp (PFBC) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 3.86%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PFBC increased by 12.32% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 9.20 to 9.65.
The secondary factor is the Revenue Growth, contributed 3.86%to the performance.
Overall, the performance of PFBC in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
Is Preferred Bank (PFBC) currently overvalued or undervalued?
What is Preferred Bank (PFBC) fair value?
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What is the current P/B ratio for Preferred Bank (PFBC) as of Dec 05 2025?
What is the current FCF Yield for Preferred Bank (PFBC) as of Dec 05 2025?
What is the current Forward P/E ratio for Preferred Bank (PFBC) as of Dec 05 2025?