PFBC Valuation

Preferred Bank

Add to Watchlist

Advanced Chart

91.580

+1.09(1.205%)1D

PFBC Relative Valuation

PFBC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PFBC is overvalued; if below, it's undervalued.

Historical Valuation

Preferred Bank (PFBC) is now in the Fair zone, suggesting that its current forward PE ratio of 8.64 is considered Fairly compared with the five-year average of 8.39. The fair price of Preferred Bank (PFBC) is between 82.93 to 107.78 according to relative valuation methord.

Relative Value

Fair Zone

82.93-107.78

Current Price：91.58

Fair

8.74

Trailing

Forward

0.00

EV/EBITDA

Preferred Bank. (PFBC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Preferred Bank. (PFBC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

91.58

Preferred Bank. (PFBC) has a current PS of 91.58. The 5-year average PS is 4.56. The thresholds are as follows: Strongly Undervalued below -11.13, Undervalued between -11.13 and -3.28, Fairly Valued between 12.40 and -3.28, Overvalued between 12.40 and 20.25, and Strongly Overvalued above 20.25. The current Forward PS of 91.58 falls within the Strongly Overvalued range.

0.00

P/OCF

Preferred Bank. (PFBC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Preferred Bank. (PFBC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Preferred Bank (PFBC) has a current Price-to-Book (P/B) ratio of 1.44. Compared to its 3-year average P/B ratio of 1.44 , the current P/B ratio is approximately -0.14% higher. Relative to its 5-year average P/B ratio of 1.55, the current P/B ratio is about -7.18% higher. Preferred Bank (PFBC) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 13.35%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 12.88% , the current FCF yield is about -100.00% lower.

1.46

P/B

Median3y

1.44

Median5y

1.55

0.00

FCF Yield

Median3y

13.35

Median5y

12.88

Competitors Valuation Multiple

The average P/S ratio for PFBC's competitors is 56.91, providing a benchmark for relative valuation. Preferred Bank Corp (PFBC) exhibits a P/S ratio of 91.58, which is 60.91% above the industry average. Given its robust revenue growth of 3.86%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

ConnectOne Bancorp Inc

Dime Community Bancshares Inc

26.97

29.72%

1.18B

Performance Decomposition

Market capitalization of PFBC decreased by 1.08% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 71.65M to 74.41M.

The secondary factor is the Margin Expansion, contributed 3.65%to the performance.

Overall, the performance of PFBC in the past 1 year is driven by Revenue Growth. Which is more sustainable.

3.86%

71.65M → 74.41M

Revenue Growth

3.65%

46.60 → 48.30

Margin Expansion

-8.59%

10.15 → 9.28

P/E Change

-1.08%