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PFBC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
92.570
Open
92.490
VWAP
91.43
Vol
94.57K
Mkt Cap
1.10B
Low
90.660
Amount
8.65M
EV/EBITDA(TTM)
3.34
Total Shares
11.84M
EV
651.17M
EV/OCF(TTM)
--
P/S(TTM)
4.10
Preferred Bank is an independent commercial bank focusing primarily on the California market. The Bank provides a range of financial services. The Bank offers a range of deposit and loan products and services to both commercial and consumer customers. The Bank provides personalized deposit services as well as real estate finance, commercial loans and trade finance to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The Bank conducts its banking business from its main office in Los Angeles, California, and through 12 full-service branch banking offices in California (Alhambra, Century City, City of Industry, Torrance, Arcadia, Irvine, Diamond Bar, Pico Rivera, Tarzana, and San Francisco), one branch in Flushing, New York and a branch office in the Houston, Texas suburb of Sugar Land. In addition, the Bank operates a loan production office in Sunnyvale, California.
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Events Timeline

(ET)
2026-04-22
08:10:00
Li Yu: Q1 Net Income at $31.1 Million
select
2026-01-22 (ET)
2026-01-22
08:10:00
Li Yu: 2025 Net Income Reaches $133.6 Million
select
2025-10-20 (ET)
2025-10-20
16:16:52
Preferred Bank announces Q3 EPS of $2.84, surpassing consensus of $2.57
select

News

NASDAQ.COM
9.5
04-22NASDAQ.COM
Preferred Bank Reports Increased Q1 Profit
  • Profit Growth: Preferred Bank reported a first-quarter profit of $31.14 million, translating to earnings per share of $2.53, which marks a significant increase from last year's $30.02 million and $2.23 per share, indicating improved profitability.
  • Revenue Increase: The bank's revenue rose by 2.1% to $116.88 million from $114.53 million in the same quarter last year, reflecting stable performance and ongoing customer demand in the market.
  • Performance Comparison: The positive growth in both earnings and revenue compared to last year demonstrates the bank's resilience in the economic environment and effective operational strategies.
  • Increased Market Confidence: The growth in profit and revenue may enhance investor confidence in Preferred Bank, potentially leading to a positive impact on its stock price and further solidifying its position in the financial market.
seekingalpha
9.5
04-22seekingalpha
Preferred Bank Q1 Earnings Beat Expectations
  • Earnings Beat Expectations: Preferred Bank reported a Q1 GAAP EPS of $2.53, exceeding estimates by $0.07, indicating stable profitability and increased market confidence.
  • Revenue Growth Lags: The total revenue of $69.62 million, up 4.5% year-over-year, fell short of expectations by $0.18 million, reflecting challenges in revenue growth amid a competitive market environment.
  • Steady Loan and Deposit Growth: Total loans increased by $68.6 million, or 1.1% linked quarter, while total deposits rose by $74.7 million, or 1.2%, indicating enhanced customer trust and stable market demand.
  • Significant Drop in Credit Loss Provision: The provision for credit losses was $1.5 million for the quarter, a substantial decrease from $4.3 million in the prior quarter, demonstrating improved asset quality and effective risk management.
Newsfilter
9.5
04-08Newsfilter
Preferred Bank to Release Q1 2026 Financial Results
  • Earnings Release Schedule: Preferred Bank plans to announce its financial results for Q1 2026 before market open on April 22, 2026, demonstrating the company's commitment to transparency and investor communication.
  • Management Conference Call: On the same day, management will host a conference call at 2:00 p.m. Eastern (11:00 a.m. Pacific) to discuss financial results and business outlook, likely attracting significant investor interest.
  • Participation Details: Investors can join the call by dialing 844-826-3037 (domestic) or 412-317-5182 (international), reflecting the company's focus on investor relations and accessibility.
  • Replay Availability: A replay of the call will be available on the bank's website post-event, ensuring that investors who cannot attend live can access critical information, thereby enhancing information accessibility.
seekingalpha
8.0
03-19seekingalpha
Preferred Bank Declares $0.80 Quarterly Dividend
  • Quarterly Dividend Announcement: Preferred Bank (PFBC) has declared a quarterly dividend of $0.80 per share, reflecting the company's ongoing performance in maintaining stable cash flow and profitability, which is likely to attract more investor interest.
  • Yield Analysis: The forward yield of 3.67% not only provides shareholders with a substantial return but also indicates the company's competitiveness and appeal in the current market environment.
  • Payment Schedule: The dividend is payable on April 21, with a record date of April 7 and an ex-dividend date also on April 7, ensuring that shareholders receive their earnings promptly, thereby boosting investor confidence.
  • Dividend Growth Potential: The trend of dividend growth and historical earnings data for Preferred Bank suggest that the company may continue to maintain or increase its dividend payments in the future, enhancing shareholder value and strengthening market trust.
NASDAQ.COM
9.5
01-22NASDAQ.COM
Preferred Bank Reports Q4 Net Income of $34.8 Million, Up $4.6 Million YoY
  • Net Income Growth: Preferred Bank reported a fourth-quarter net income of $34.8 million, an increase of $4.6 million year-over-year, indicating sustained improvement in profitability and reflecting a rebound in market demand.
  • Earnings Per Share Increase: The net income per share rose from $2.25 last year to $2.79, aligning with analysts' expectations, demonstrating the company's significant achievements in cost control and efficiency enhancement.
  • Revenue Growth: Revenue for the quarter reached $78.1 million, up from $72.8 million in the prior year, showcasing strong growth in loan and service demand, further solidifying Preferred Bank's market position.
  • Stock Performance: In pre-market trading, Preferred Bank's stock rose by 2.00% to $101.13, reflecting positive investor sentiment towards the company's financial performance, which may attract more investor interest.
seekingalpha
9.5
01-22seekingalpha
Preferred Bank Reports Q4 EPS of $2.79, Revenue Up 7.2% Year-over-Year
  • Earnings Meet Expectations: Preferred Bank reported a Q4 GAAP EPS of $2.79, aligning with market expectations, indicating the company's consistent performance in maintaining profitability.
  • Revenue Growth: The bank's Q4 revenue reached $78.07 million, marking a 7.2% year-over-year increase and exceeding market expectations by $3.53 million, reflecting strong growth in customer base and market demand.
  • Positive Market Reaction: Following the earnings report, the market responded favorably to Preferred Bank's stable financial performance, which may boost investor confidence and drive stock price appreciation.
  • Optimistic Future Outlook: With ongoing revenue growth and robust profitability, Preferred Bank is well-positioned to strengthen its market position and attract more investments in the competitive landscape ahead.
Wall Street analysts forecast PFBC stock price to rise
2 Analyst Rating
Wall Street analysts forecast PFBC stock price to rise
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
104.00
Averages
112.50
High
121.00
Current: 0.000
sliders
Low
104.00
Averages
112.50
High
121.00
Piper Sandler
Matthew Clark
NULL
to
Overweight
maintain
$105 -> $111
AI Analysis
2026-04-27
Reason
Piper Sandler
Matthew Clark
Price Target
$105 -> $111
AI Analysis
2026-04-27
maintain
NULL
to
Overweight
Reason
Piper Sandler analyst Matthew Clark raised the firm's price target on Preferred Bank to $111 from $105 and keeps an Overweight rating on the shares. After the first wave of Q1 earnings across the firm's Western bank coverage, operating EPS exceeded expectations by 5% with the median EPS up 23% year-over-year. Piper notes stronger than expected PPNR has been a common theme driven by better net interest margin expansion and tighter expense controls, partially offset by softer loan growth in a seasonally difficult quarter.
Piper Sandler
Matthew Clark
Overweight
downgrade
$111 -> $105
2026-04-02
Reason
Piper Sandler
Matthew Clark
Price Target
$111 -> $105
2026-04-02
downgrade
Overweight
Reason
Piper Sandler analyst Matthew Clark lowered the firm's price target on Preferred Bank to $105 from $111 and keeps an Overweight rating on the shares. The firm is making some estimate and price target changes for its Western bank coverage in conjunction with the Regional & Community Banks Q1 Preview.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for PFBC
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Valuation Metrics

The current forward P/E ratio for Preferred Bank (PFBC.O) is 8.32, compared to its 5-year average forward P/E of 8.29. For a more detailed relative valuation and DCF analysis to assess Preferred Bank's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.29
Current PE
8.32
Overvalued PE
9.67
Undervalued PE
6.92

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.44
Current EV/EBITDA
3.25
Overvalued EV/EBITDA
2.12
Undervalued EV/EBITDA
-1.24

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.80
Current PS
3.50
Overvalued PS
4.38
Undervalued PS
3.21

Financials

AI Analysis
Annual
Quarterly

Whales Holding PFBC

A
Azora Capital LP
Holding
PFBC
+2.58%
3M Return

Trading Trends

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Frequently Asked Questions

What is Preferred Bank (PFBC) stock price today?

The current price of PFBC is 91.07 USD — it has decreased -1.72

What is Preferred Bank (PFBC)'s business?

Preferred Bank is an independent commercial bank focusing primarily on the California market. The Bank provides a range of financial services. The Bank offers a range of deposit and loan products and services to both commercial and consumer customers. The Bank provides personalized deposit services as well as real estate finance, commercial loans and trade finance to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The Bank conducts its banking business from its main office in Los Angeles, California, and through 12 full-service branch banking offices in California (Alhambra, Century City, City of Industry, Torrance, Arcadia, Irvine, Diamond Bar, Pico Rivera, Tarzana, and San Francisco), one branch in Flushing, New York and a branch office in the Houston, Texas suburb of Sugar Land. In addition, the Bank operates a loan production office in Sunnyvale, California.

What is the price predicton of PFBC Stock?

Wall Street analysts forecast PFBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFBC is112.50 USD with a low forecast of 104.00 USD and a high forecast of 121.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Preferred Bank (PFBC)'s revenue for the last quarter?

Preferred Bank revenue for the last quarter amounts to 68.65M USD, increased 4.18

What is Preferred Bank (PFBC)'s earnings per share (EPS) for the last quarter?

Preferred Bank. EPS for the last quarter amounts to 2.53 USD, increased 13.45

How many employees does Preferred Bank (PFBC). have?

Preferred Bank (PFBC) has 324 emplpoyees as of May 14 2026.

What is Preferred Bank (PFBC) market cap?

Today PFBC has the market capitalization of 1.10B USD.