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PAY Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
24.630
Open
24.090
VWAP
24.21
Vol
199.45K
Mkt Cap
3.05B
Low
23.800
Amount
4.83M
EV/EBITDA(TTM)
23.43
Total Shares
125.72M
EV
2.73B
EV/OCF(TTM)
16.85
P/S(TTM)
2.62
Paymentus Holdings, Inc. is a provider of cloud-based bill payment technology and solutions for more than 2,500 billers and financial institutions across North America. The Company’s artificial intelligence (AI)-driven software-as-a-service (SaaS) platform provides a single-vendor solution. Its proprietary Instant Payment Network (IPN) connects its IPN partners’ platforms and billers to its integrated billing, payment, and reconciliation capabilities. Its platform for financial institutions reconnects financial institutions with their customers by providing a real-time financial hub where consumers can consolidate their financial obligations, pay bills, move money in real time and improve their understanding of their own financial position. Its solution offers electronic bill presentment across numerous channels, including Web, mobile, text, portable document format (PDF), email, interactive voice response (IVR), chatbot, social media and through its IPN partners.
Show More

Events Timeline

(ET)
2026-02-23
19:30:00
Software Stocks Under Pressure, Financials Worst Performing Sector
select
2026-02-23
16:20:00
Sees Q1 Adjusted EBITDA of $36M-$38M
select
2026-02-23
16:20:00
Paymentus Q4 Revenue Reaches $330.5M, Exceeds Expectations
select
2026-02-23
16:20:00
Sees FY26 Adjusted EBITDA of $157M-$167M
select

News

NASDAQ.COM
4.5
02-24NASDAQ.COM
US Stocks Rebound Slightly as Software Shares Recover
  • Market Rebound: The S&P 500 index rose by 0.17%, the Dow Jones Industrial Average increased by 0.64%, and the Nasdaq 100 index climbed by 0.47%, indicating a recovery after Monday's sharp declines, reflecting renewed investor confidence in software companies.
  • Trade Uncertainty: President Trump's new 10% global tariffs took effect today, and concerns about a potential increase to 15% amid Supreme Court rulings may negatively impact the stock market, particularly with rising geopolitical risks.
  • Home Price Index Growth: The US December S&P Composite-20 home price index rose 0.47% month-over-month and 1.38% year-over-year, surpassing expectations, suggesting resilience in the housing market that could support economic recovery and influence investor sentiment.
  • Corporate Earnings Optimism: Over 80% of S&P 500 companies have reported earnings, with 74% exceeding expectations, and Q4 earnings growth is projected at 8.4%, indicating strong corporate performance that may drive further stock market gains.
moomoo
9.5
02-24moomoo
PAYMENTUS SHARES FALL 3.9% FOLLOWING Q4 RESULTS
  • Share Price Decline: Shares of Payment US have decreased by 3.9% following the release of their Q4 results.
  • Impact of Q4 Results: The decline in share price reflects investor reactions to the financial performance reported in the fourth quarter.
Benzinga
9.5
02-24Benzinga
Keysight Technologies Quarterly Earnings Beat Estimates
  • Strong Earnings Performance: Keysight Technologies reported earnings per share of $2.17, exceeding Wall Street's expectation of $2, demonstrating robust profitability that boosts investor confidence.
  • Significant Revenue Growth: The quarterly revenue reached $1.6 billion, surpassing the analyst consensus of $1.54 billion, indicating successful business expansion and strong market demand, further solidifying its market position.
  • Stock Price Surge: Keysight's shares jumped 16.8% to $286.03 in pre-market trading, reflecting a positive investor reaction to the company's financial performance, which may attract more investor interest.
  • Market Dynamics Impact: Keysight's strong results could influence the performance of other related stocks, particularly in the technology and electronics sectors, signaling an overall improvement in market sentiment.
seekingalpha
9.5
02-24seekingalpha
Paymentus Reports Record Revenue and Profitability in 2025 Earnings Call
  • Revenue Milestone: Paymentus achieved a significant milestone in 2025 by surpassing $1 billion in revenue for the first time, reaching $1.2 billion, which reflects a quadrupling of its business over the past five years, far exceeding the long-term CAGR target of 20%, highlighting its disruptive impact on legacy bill payment infrastructure.
  • Profitability Gains: The company generated $125 million in free cash flow in 2025, ending the year with over $320 million in cash and no debt, while projecting an adjusted EBITDA of $167 million for 2026, indicating strong financial health and sustainable growth potential.
  • Customer Mix Optimization: As the customer mix shifts towards large enterprises and mid-market clients, the revenue and contribution profit per transaction have grown substantially, indicating an increasing market penetration in high-value customer segments.
  • Optimistic Outlook: Management guided for 2026 revenues between $1.39 billion and $1.41 billion, asserting that these targets can be achieved without signing new clients, demonstrating strong confidence in the existing customer base and the sustainability of future growth.
seekingalpha
9.5
02-23seekingalpha
Paymentus Q4 Earnings Exceed Expectations
  • Strong Earnings Performance: Paymentus reported a Q4 non-GAAP EPS of $0.20, beating estimates by $0.04, indicating ongoing improvements in profitability that bolster investor confidence.
  • Significant Revenue Growth: The company achieved Q4 revenue of $330.46 million, a 28.1% year-over-year increase, surpassing market expectations by $16.69 million, reflecting robust demand in the bill payment platform market and an increase in market share.
  • Optimistic Future Outlook: For Q1 of fiscal year 2026, Paymentus projects revenue between $330 million and $340 million, with full-year expectations of $1.39 billion to $1.41 billion, demonstrating confidence in future growth.
  • Stable Contribution Profit: The anticipated contribution profit for fiscal year 2026 is expected to range from $103 million to $105 million, with adjusted EBITDA projected between $36 million and $38 million, highlighting the company's ongoing efforts in cost control and profitability enhancement.
Globenewswire
3.5
01-08Globenewswire
Verifone Expands Victa Device Portfolio, Driving Global Payment Innovation
  • Product Portfolio Expansion: Verifone announced the expansion of its Victa device portfolio at NRF 2026, unveiling new ecosystem partnerships that signify a pivotal moment in its transformation into a partner-first commerce platform, which is expected to enhance global payment flexibility and scale.
  • Strategic Partnerships: New alliances with leading technology providers like Shopify, Bilt, and Aevi will accelerate merchants' global expansion and customer engagement, enhancing user experiences while simplifying payment processes, further solidifying Verifone's leadership in the payments sector.
  • Technological Investment: Ongoing investments in the Victa platform allow all devices to share the same EMV certification foundation, simplifying compliance processes and supporting future over-the-air upgrades, which is expected to enhance merchants' security and transaction efficiency, boosting competitive advantage.
  • Market Potential: Verifone processes over $8 trillion in transaction value annually across 165 countries, and with the launch of Victa devices, the company is poised to further drive growth in the global payments market, addressing evolving consumer demands.
Wall Street analysts forecast PAY stock price to rise
3 Analyst Rating
Wall Street analysts forecast PAY stock price to rise
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
38.00
Averages
39.33
High
40.00
Current: 0.000
sliders
Low
38.00
Averages
39.33
High
40.00
Baird
David Koning
Outperform
to
Outperform
downgrade
$40 -> $30
AI Analysis
2026-02-24
Reason
Baird
David Koning
Price Target
$40 -> $30
AI Analysis
2026-02-24
downgrade
Outperform
to
Outperform
Reason
Baird analyst David Koning lowered the firm's price target on Paymentus to $30 from $40 and keeps an Outperform rating on the shares. The firm updated its model following Q4 results.
Wedbush
Outperform
to
NULL
downgrade
$40 -> $32
2026-02-24
Reason
Wedbush
Price Target
$40 -> $32
2026-02-24
downgrade
Outperform
to
NULL
Reason
Wedbush lowered the firm's price target on Paymentus to $32 from $40 reflecting a lower multiple, while keeping an Outperform rating on the shares. The firm notes the company delivered Q4 results which were another strong quarter of beats, while providing conservative FY26 metrics across the board as the company continues capitalizing on the growing bill payment digitization market with greater transaction activity across a large diverse customer base despite seeing greater discomfort across the fintech landscape.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for PAY
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Valuation Metrics

The current forward P/E ratio for Paymentus Holdings Inc (PAY.N) is 39.70, compared to its 5-year average forward P/E of 176.67. For a more detailed relative valuation and DCF analysis to assess Paymentus Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
176.67
Current PE
39.70
Overvalued PE
377.54
Undervalued PE
-24.19

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
46.76
Current EV/EBITDA
20.88
Overvalued EV/EBITDA
84.24
Undervalued EV/EBITDA
9.28

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.75
Current PS
2.60
Overvalued PS
5.66
Undervalued PS
1.85

Financials

AI Analysis
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Whales Holding PAY

W
Wasatch Advisors LP
Holding
PAY
+6.66%
3M Return
W
Wiener Städtische Wechselseitige Versicherungsverein - Vermögensverwaltung - Vienna Insurance Group
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Frequently Asked Questions

What is Paymentus Holdings Inc (PAY) stock price today?

The current price of PAY is 24.19 USD — it has decreased -0.37

What is Paymentus Holdings Inc (PAY)'s business?

Paymentus Holdings, Inc. is a provider of cloud-based bill payment technology and solutions for more than 2,500 billers and financial institutions across North America. The Company’s artificial intelligence (AI)-driven software-as-a-service (SaaS) platform provides a single-vendor solution. Its proprietary Instant Payment Network (IPN) connects its IPN partners’ platforms and billers to its integrated billing, payment, and reconciliation capabilities. Its platform for financial institutions reconnects financial institutions with their customers by providing a real-time financial hub where consumers can consolidate their financial obligations, pay bills, move money in real time and improve their understanding of their own financial position. Its solution offers electronic bill presentment across numerous channels, including Web, mobile, text, portable document format (PDF), email, interactive voice response (IVR), chatbot, social media and through its IPN partners.

What is the price predicton of PAY Stock?

Wall Street analysts forecast PAY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PAY is39.33 USD with a low forecast of 38.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Paymentus Holdings Inc (PAY)'s revenue for the last quarter?

Paymentus Holdings Inc revenue for the last quarter amounts to 330.46M USD, increased 28.15

What is Paymentus Holdings Inc (PAY)'s earnings per share (EPS) for the last quarter?

Paymentus Holdings Inc. EPS for the last quarter amounts to 0.16 USD, increased 60.00

How many employees does Paymentus Holdings Inc (PAY). have?

Paymentus Holdings Inc (PAY) has 1340 emplpoyees as of March 20 2026.

What is Paymentus Holdings Inc (PAY) market cap?

Today PAY has the market capitalization of 3.05B USD.