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PAY Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
24.600
Open
24.010
VWAP
24.16
Vol
647.79K
Mkt Cap
3.04B
Low
23.455
Amount
15.65M
EV/EBITDA(TTM)
21.31
Total Shares
125.79M
EV
2.70B
EV/OCF(TTM)
18.98
P/S(TTM)
2.44
Paymentus Holdings, Inc. is a provider of cloud-based bill payment technology and solutions for more than 2,500 billers and financial institutions across North America. The Company’s artificial intelligence (AI)-driven software-as-a-service (SaaS) platform provides a single-vendor solution. Its proprietary Instant Payment Network (IPN) connects its IPN partners’ platforms and billers to its integrated billing, payment, and reconciliation capabilities. Its platform for financial institutions reconnects financial institutions with their customers by providing a real-time financial hub where consumers can consolidate their financial obligations, pay bills, move money in real time and improve their understanding of their own financial position. Its solution offers electronic bill presentment across numerous channels, including Web, mobile, text, portable document format (PDF), email, interactive voice response (IVR), chatbot, social media and through its IPN partners.
Show More

Events Timeline

(ET)
2026-05-04
16:30:00
Paymentus Launches Billeo and BillWallet Technologies
select
2026-05-04
16:30:00
Raises FY26 Adjusted EBITDA Outlook to $165M-$172M
select
2026-05-04
16:30:00
Sees Q2 Adjusted EBITDA of $38M-$40M
select
2026-05-04
16:30:00
Paymentus Reports Q1 Revenue of $358.4 Million
select
2026-02-23 (ET)
2026-02-23
19:30:00
Software Stocks Under Pressure, Financials Worst Performing Sector
select

News

seekingalpha
9.5
05-05seekingalpha
Paymentus Holdings Reports Record Q1 2026 Earnings and Raises Full-Year Guidance
  • Strong Performance: Paymentus reported Q1 2026 revenue of $358.4 million and contribution profit of $109.7 million, with adjusted EBITDA at $42.4 million, exceeding expectations and achieving a Rule of 40 score of 64%, indicating robust market performance and growth potential.
  • New Product Launch: The company introduced the AI-native Service Commerce platform, Billeo, featuring BillWallet and AI360, aimed at transforming how service providers interact with customers, which is expected to lay the groundwork for future revenue growth.
  • Guidance Upgrade: Management raised the full-year 2026 revenue guidance to $1.425 billion to $1.44 billion, with contribution profit projected at $450 million to $457 million and adjusted EBITDA at $165 million to $172 million, reflecting confidence in future performance and strong market demand.
  • Optimistic Market Outlook: Despite macroeconomic challenges, management expressed optimism regarding future cash flow and profitability, emphasizing a continued prudent approach to guidance to ensure the creation of long-term shareholder value.
seekingalpha
9.5
05-04seekingalpha
Paymentus Q1 Earnings Exceed Expectations with Strong Revenue Growth
  • Earnings Beat: Paymentus reported a Q1 non-GAAP EPS of $0.21, exceeding expectations by $0.03, which reflects the company's ongoing improvement in profitability and strengthens investor confidence.
  • Significant Revenue Growth: The company achieved Q1 revenue of $358.44 million, marking a 30.1% year-over-year increase and surpassing market expectations by $22.58 million, indicating strong demand and an increase in market share in the payment solutions sector.
  • Stock Price Surge: Following the earnings report, Paymentus shares rose 5.4% in after-hours trading, reflecting investor optimism regarding the company's future growth prospects, which may attract more institutional investors.
  • Positive Future Outlook: Paymentus expects revenue to reach $1.41 billion in 2026 while expanding its enterprise footprint and margin targets, demonstrating the company's confidence in future growth and strategic positioning.
Fool
8.5
05-01Fool
Palisades Investment Partners Increases Paymentus Stake to 429,134 Shares
  • Share Increase: Palisades Investment Partners disclosed a purchase of 228,663 additional shares of Paymentus in Q1 2026, raising its total holdings to 429,134 shares, with a trade value of $6.01 million, indicating confidence in the company's future growth.
  • Value Growth: The position's value increased by $4.57 million at quarter-end due to both the share addition and market price changes, reflecting investor recognition of Paymentus's cloud payment technology and market potential.
  • Market Performance: As of April 29, 2026, Paymentus shares were priced at $27.97, down 14.4% over the past year and underperforming the S&P 500 by 42.7 percentage points, indicating market concerns about its future.
  • Financial Health: Paymentus achieved $1.2 billion in revenue for 2025, a 38% year-over-year increase, and forecasts sales of about $1.4 billion in 2026, demonstrating strong growth potential and profitability in the cloud payment sector.
Newsfilter
9.5
04-20Newsfilter
Paymentus to Announce Q1 2026 Financial Results on May 4
  • Earnings Announcement: Paymentus will release its Q1 2026 financial results after market close on May 4, 2026, providing investors with crucial financial data and business performance insights.
  • Live Webcast: The company will discuss the financial results in a live webcast at 5 p.m. Eastern Time on May 4, 2026, allowing investors to participate via the Investor Relations section of the company website.
  • Telephone Participation Registration: Investors wishing to participate via telephone must register in advance, receiving a confirmation email with dial-in numbers and a unique registrant ID to ensure smooth audio conference access.
  • Replay Availability: A replay of the webcast will be available for one year following its conclusion on the company website, allowing investors who could not attend live to review the financial results and discussions at their convenience.
Yahoo Finance
8.5
03-30Yahoo Finance
PayPoint plc Announces FY26 Financial Update and Business Reorganization Plan
  • Record Financial Performance: PayPoint plc anticipates delivering a record financial performance for FY26, broadly in line with expectations, indicating strong momentum in growth and profitability, with an outlook to exceed underlying profits delivered in FY26.
  • Share Buyback Program: As of March 25, 2026, the company has repurchased 3,957,613 shares valued at £23.8 million, with plans to reduce issued share capital by approximately 30% by FY28, which will enhance earnings per share and improve shareholder returns.
  • Business Reorganization Strategy: PayPoint is restructuring into four business units: Network Services, Digital Payments and Open Banking, Love2shop, and Merchant Services, aimed at improving operational efficiency and transparency, thereby better harnessing the Group's collective capabilities to drive long-term growth.
  • Positive Future Outlook: The company expects continued growth in FY27 despite market challenges, with the reorganization ensuring resources are prioritized towards areas that will deliver long-term growth, further enhancing earnings quality and adoption of products and services.
NASDAQ.COM
4.5
02-24NASDAQ.COM
US Stocks Rebound Slightly as Software Shares Recover
  • Market Rebound: The S&P 500 index rose by 0.17%, the Dow Jones Industrial Average increased by 0.64%, and the Nasdaq 100 index climbed by 0.47%, indicating a recovery after Monday's sharp declines, reflecting renewed investor confidence in software companies.
  • Trade Uncertainty: President Trump's new 10% global tariffs took effect today, and concerns about a potential increase to 15% amid Supreme Court rulings may negatively impact the stock market, particularly with rising geopolitical risks.
  • Home Price Index Growth: The US December S&P Composite-20 home price index rose 0.47% month-over-month and 1.38% year-over-year, surpassing expectations, suggesting resilience in the housing market that could support economic recovery and influence investor sentiment.
  • Corporate Earnings Optimism: Over 80% of S&P 500 companies have reported earnings, with 74% exceeding expectations, and Q4 earnings growth is projected at 8.4%, indicating strong corporate performance that may drive further stock market gains.
Wall Street analysts forecast PAY stock price to rise
3 Analyst Rating
Wall Street analysts forecast PAY stock price to rise
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
38.00
Averages
39.33
High
40.00
Current: 0.000
sliders
Low
38.00
Averages
39.33
High
40.00
Wedbush
Daniel Ives
Outperform
maintain
$32 -> $36
AI Analysis
2026-05-05
Reason
Wedbush
Daniel Ives
Price Target
$32 -> $36
AI Analysis
2026-05-05
maintain
Outperform
Reason
Wedbush analyst Daniel Ives raised the firm's price target on Paymentus to $36 from $32 and keeps an Outperform rating on the shares. The firm notes Paymentus delivered Q1 results featuring beats across the board, while raising its FY26 guidance across the board as the company continues capitalizing on the growing bill payment digitization market with greater transaction activity across a large diverse customer base.
Baird
NULL
to
Outperform
maintain
$30 -> $34
2026-05-05
Reason
Baird
Price Target
$30 -> $34
2026-05-05
maintain
NULL
to
Outperform
Reason
Baird raised the firm's price target on Paymentus to $34 from $30 and keeps an Outperform rating on the shares. The firm updated its model following Q1 results.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for PAY
Unlock Now

Valuation Metrics

The current forward P/E ratio for Paymentus Holdings Inc (PAY.N) is 0.00, compared to its 5-year average forward P/E of 176.79. For a more detailed relative valuation and DCF analysis to assess Paymentus Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
176.79
Current PE
0.00
Overvalued PE
377.70
Undervalued PE
-24.12

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
44.85
Current EV/EBITDA
16.52
Overvalued EV/EBITDA
81.53
Undervalued EV/EBITDA
8.17

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.62
Current PS
1.81
Overvalued PS
5.51
Undervalued PS
1.73

Financials

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Whales Holding PAY

W
Wiener Städtische Wechselseitige Versicherungsverein - Vermögensverwaltung - Vienna Insurance Group
Holding
PAY
+23.66%
3M Return
N
Next Century Growth Investors LLC
Holding
PAY
+7.59%
3M Return
W
Wasatch Advisors LP
Holding
PAY
-1.95%
3M Return

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Frequently Asked Questions

What is Paymentus Holdings Inc (PAY) stock price today?

The current price of PAY is 24.43 USD — it has increased 1.2

What is Paymentus Holdings Inc (PAY)'s business?

Paymentus Holdings, Inc. is a provider of cloud-based bill payment technology and solutions for more than 2,500 billers and financial institutions across North America. The Company’s artificial intelligence (AI)-driven software-as-a-service (SaaS) platform provides a single-vendor solution. Its proprietary Instant Payment Network (IPN) connects its IPN partners’ platforms and billers to its integrated billing, payment, and reconciliation capabilities. Its platform for financial institutions reconnects financial institutions with their customers by providing a real-time financial hub where consumers can consolidate their financial obligations, pay bills, move money in real time and improve their understanding of their own financial position. Its solution offers electronic bill presentment across numerous channels, including Web, mobile, text, portable document format (PDF), email, interactive voice response (IVR), chatbot, social media and through its IPN partners.

What is the price predicton of PAY Stock?

Wall Street analysts forecast PAY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PAY is39.33 USD with a low forecast of 38.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Paymentus Holdings Inc (PAY)'s revenue for the last quarter?

Paymentus Holdings Inc revenue for the last quarter amounts to 358.44M USD, increased 30.23

What is Paymentus Holdings Inc (PAY)'s earnings per share (EPS) for the last quarter?

Paymentus Holdings Inc. EPS for the last quarter amounts to 0.16 USD, increased 45.45

How many employees does Paymentus Holdings Inc (PAY). have?

Paymentus Holdings Inc (PAY) has 1340 emplpoyees as of May 21 2026.

What is Paymentus Holdings Inc (PAY) market cap?

Today PAY has the market capitalization of 3.04B USD.