Historical Valuation
Paymentus Holdings Inc (PAY) is now in the Fair zone, suggesting that its current forward PS ratio of 2.60 is considered Fairly compared with the five-year average of 176.67. The fair price of Paymentus Holdings Inc (PAY) is between 22.72 to 58.33 according to relative valuation methord.
Relative Value
Fair Zone
22.72-58.33
Current Price：30.43
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Paymentus Holdings Inc (PAY) has a current Price-to-Book (P/B) ratio of 6.64. Compared to its 3-year average P/B ratio of 5.90 , the current P/B ratio is approximately 12.61% higher. Relative to its 5-year average P/B ratio of 6.72, the current P/B ratio is about -1.15% higher. Paymentus Holdings Inc (PAY) has a Forward Free Cash Flow (FCF) yield of approximately 4.05%. Compared to its 3-year average FCF yield of 2.51%, the current FCF yield is approximately 61.22% lower. Relative to its 5-year average FCF yield of 1.89% , the current FCF yield is about 114.55% lower.
P/B
Median3y
5.90
Median5y
6.72
FCF Yield
Median3y
2.51
Median5y
1.89
Competitors Valuation Multiple
AI Analysis for PAY
The average P/S ratio for PAY competitors is 2.03, providing a benchmark for relative valuation. Paymentus Holdings Inc Corp (PAY.N) exhibits a P/S ratio of 2.60, which is 28.59% above the industry average. Given its robust revenue growth of 34.19%, this premium appears sustainable.
Performance Decomposition
AI Analysis for PAY
1Y
3Y
5Y
Market capitalization of PAY increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of PAY in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is PAY currently overvalued or undervalued?
Paymentus Holdings Inc (PAY) is now in the Fair zone, suggesting that its current forward PS ratio of 2.60 is considered Fairly compared with the five-year average of 176.67. The fair price of Paymentus Holdings Inc (PAY) is between 22.72 to 58.33 according to relative valuation methord.
What is Paymentus Holdings Inc (PAY) fair value?
PAY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Paymentus Holdings Inc (PAY) is between 22.72 to 58.33 according to relative valuation methord.
How does PAY's valuation metrics compare to the industry average?
The average P/S ratio for PAY's competitors is 2.03, providing a benchmark for relative valuation. Paymentus Holdings Inc Corp (PAY) exhibits a P/S ratio of 2.60, which is 28.59% above the industry average. Given its robust revenue growth of 34.19%, this premium appears sustainable.
What is the current P/B ratio for Paymentus Holdings Inc (PAY) as of Jan 09 2026?
As of Jan 09 2026, Paymentus Holdings Inc (PAY) has a P/B ratio of 6.64. This indicates that the market values PAY at 6.64 times its book value.
What is the current FCF Yield for Paymentus Holdings Inc (PAY) as of Jan 09 2026?
As of Jan 09 2026, Paymentus Holdings Inc (PAY) has a FCF Yield of 4.05%. This means that for every dollar of Paymentus Holdings Inc’s market capitalization, the company generates 4.05 cents in free cash flow.
What is the current Forward P/E ratio for Paymentus Holdings Inc (PAY) as of Jan 09 2026?
As of Jan 09 2026, Paymentus Holdings Inc (PAY) has a Forward P/E ratio of 39.70. This means the market is willing to pay $39.70 for every dollar of Paymentus Holdings Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Paymentus Holdings Inc (PAY) as of Jan 09 2026?
As of Jan 09 2026, Paymentus Holdings Inc (PAY) has a Forward P/S ratio of 2.60. This means the market is valuing PAY at $2.60 for every dollar of expected revenue over the next 12 months.