PAY Relative Valuation
PAY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PAY is overvalued; if below, it's undervalued.
Historical Valuation
Paymentus Holdings Inc (PAY) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 178.86. The fair price of Paymentus Holdings Inc (PAY) is between NaN to NaN according to relative valuation methord.
Relative Value
Fair Zone
NaN-NaN
Current Price：34.84
Fair
49.22
PE
1Y
3Y
5Y
Trailing
Forward
26.08
EV/EBITDA
Paymentus Holdings Inc. (PAY) has a current EV/EBITDA of 26.08. The 5-year average EV/EBITDA is 47.17. The thresholds are as follows: Strongly Undervalued below -28.19, Undervalued between -28.19 and 9.49, Fairly Valued between 84.86 and 9.49, Overvalued between 84.86 and 122.54, and Strongly Overvalued above 122.54. The current Forward EV/EBITDA of 26.08 falls within the Historic Trend Line -Fairly Valued range.
45.26
EV/EBIT
Paymentus Holdings Inc. (PAY) has a current EV/EBIT of 45.26. The 5-year average EV/EBIT is -23.87. The thresholds are as follows: Strongly Undervalued below -660.84, Undervalued between -660.84 and -342.35, Fairly Valued between 294.62 and -342.35, Overvalued between 294.62 and 613.10, and Strongly Overvalued above 613.10. The current Forward EV/EBIT of 45.26 falls within the Historic Trend Line -Fairly Valued range.
3.19
PS
Paymentus Holdings Inc. (PAY) has a current PS of 3.19. The 5-year average PS is 3.77. The thresholds are as follows: Strongly Undervalued below -0.07, Undervalued between -0.07 and 1.85, Fairly Valued between 5.69 and 1.85, Overvalued between 5.69 and 7.60, and Strongly Overvalued above 7.60. The current Forward PS of 3.19 falls within the Historic Trend Line -Fairly Valued range.
30.29
P/OCF
Paymentus Holdings Inc. (PAY) has a current P/OCF of 30.29. The 5-year average P/OCF is 47.65. The thresholds are as follows: Strongly Undervalued below -31.98, Undervalued between -31.98 and 7.83, Fairly Valued between 87.46 and 7.83, Overvalued between 87.46 and 127.28, and Strongly Overvalued above 127.28. The current Forward P/OCF of 30.29 falls within the Historic Trend Line -Fairly Valued range.
43.47
P/FCF
Paymentus Holdings Inc. (PAY) has a current P/FCF of 43.47. The 5-year average P/FCF is 74.43. The thresholds are as follows: Strongly Undervalued below -136.93, Undervalued between -136.93 and -31.25, Fairly Valued between 180.11 and -31.25, Overvalued between 180.11 and 285.80, and Strongly Overvalued above 285.80. The current Forward P/FCF of 43.47 falls within the Historic Trend Line -Fairly Valued range.
Paymentus Holdings Inc (PAY) has a current Price-to-Book (P/B) ratio of 8.13. Compared to its 3-year average P/B ratio of 5.75 , the current P/B ratio is approximately 41.39% higher. Relative to its 5-year average P/B ratio of 6.71, the current P/B ratio is about 21.21% higher. Paymentus Holdings Inc (PAY) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 2.42%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 1.85% , the current FCF yield is about -100.00% lower.
8.52
P/B
Median3y
5.75
Median5y
6.71
3.31
FCF Yield
Median3y
2.42
Median5y
1.85
Competitors Valuation Multiple
The average P/S ratio for PAY's competitors is , providing a benchmark for relative valuation. Paymentus Holdings Inc Corp (PAY) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 34.19%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of PAY increased by 11.72% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 231.57M to 310.74M.
The secondary factor is the Margin Expansion, contributed -8.35%to the performance.
Overall, the performance of PAY in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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