PAGS Valuation

PagSeguro Digital Ltd

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8.510

+0.31(3.780%)1D

Overview
Forecast
Valuation
Earnings

PAGS Relative Valuation

PAGS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, PAGS is overvalued; if below, it's undervalued.

Historical Valuation

PagSeguro Digital Ltd (PAGS) is now in the Fair zone, suggesting that its current forward PE ratio of 5.79 is considered Fairly compared with the five-year average of 20.10. The fair price of PagSeguro Digital Ltd (PAGS) is between 6.67 to 47.95 according to relative valuation methord.

Relative Value

Fair Zone

6.67-47.95

Current Price：8.51

Fair

5.79

Trailing

Forward

3.58

EV/EBITDA

PagSeguro Digital Ltd. (PAGS) has a current EV/EBITDA of 3.58. The 5-year average EV/EBITDA is 10.75. The thresholds are as follows: Strongly Undervalued below -8.74, Undervalued between -8.74 and 1.01, Fairly Valued between 20.50 and 1.01, Overvalued between 20.50 and 30.25, and Strongly Overvalued above 30.25. The current Forward EV/EBITDA of 3.58 falls within the Historic Trend Line -Fairly Valued range.

2.37

EV/EBIT

PagSeguro Digital Ltd. (PAGS) has a current EV/EBIT of 2.37. The 5-year average EV/EBIT is 13.09. The thresholds are as follows: Strongly Undervalued below -11.99, Undervalued between -11.99 and 0.55, Fairly Valued between 25.64 and 0.55, Overvalued between 25.64 and 38.18, and Strongly Overvalued above 38.18. The current Forward EV/EBIT of 2.37 falls within the Historic Trend Line -Fairly Valued range.

0.64

PagSeguro Digital Ltd. (PAGS) has a current PS of 0.64. The 5-year average PS is 3.01. The thresholds are as follows: Strongly Undervalued below -3.50, Undervalued between -3.50 and -0.24, Fairly Valued between 6.26 and -0.24, Overvalued between 6.26 and 9.51, and Strongly Overvalued above 9.51. The current Forward PS of 0.64 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

PagSeguro Digital Ltd. (PAGS) has a current P/OCF of 0.00. The 5-year average P/OCF is 17.55. The thresholds are as follows: Strongly Undervalued below -29.34, Undervalued between -29.34 and -5.89, Fairly Valued between 41.00 and -5.89, Overvalued between 41.00 and 64.44, and Strongly Overvalued above 64.44. The current Forward P/OCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/FCF

PagSeguro Digital Ltd. (PAGS) has a current P/FCF of 0.00. The 5-year average P/FCF is -7.21. The thresholds are as follows: Strongly Undervalued below -290.17, Undervalued between -290.17 and -148.69, Fairly Valued between 134.28 and -148.69, Overvalued between 134.28 and 275.76, and Strongly Overvalued above 275.76. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

PagSeguro Digital Ltd (PAGS) has a current Price-to-Book (P/B) ratio of 0.93. Compared to its 3-year average P/B ratio of 1.31 , the current P/B ratio is approximately -28.80% higher. Relative to its 5-year average P/B ratio of 3.50, the current P/B ratio is about -73.37% higher. PagSeguro Digital Ltd (PAGS) has a Forward Free Cash Flow (FCF) yield of approximately -42.05%. Compared to its 3-year average FCF yield of 2.90%, the current FCF yield is approximately -1552.09% lower. Relative to its 5-year average FCF yield of 1.84% , the current FCF yield is about -2383.29% lower.

0.93

P/B

Median3y

1.31

Median5y

3.50

-42.05

FCF Yield

Median3y

2.90

Median5y

1.84

Competitors Valuation Multiple

The average P/S ratio for PAGS's competitors is 0.89, providing a benchmark for relative valuation. PagSeguro Digital Ltd Corp (PAGS) exhibits a P/S ratio of 0.64, which is -28.25% above the industry average. Given its robust revenue growth of 12.63%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

PAGS.N

PagSeguro Digital Ltd

Brookfield Business Partners LP

0.43

-43.96%

1.36B

Performance Decomposition

Market capitalization of PAGS decreased by 23.13% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 4.31B to 4.85B.

The secondary factor is the Margin Expansion, contributed -3.39%to the performance.

Overall, the performance of PAGS in the past 1 year is driven by Revenue Growth. Which is more sustainable.

12.63%

4.31B → 4.85B

Revenue Growth

-3.39%

11.21 → 10.83

Margin Expansion

-32.37%

10.00 → 6.76

P/E Change

-23.13%