Historical Valuation
OceanFirst Financial Corp (OCFC) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.40 is considered Undervalued compared with the five-year average of 10.45. The fair price of OceanFirst Financial Corp (OCFC) is between 19.67 to 24.50 according to relative valuation methord. Compared to the current price of 17.87 USD , OceanFirst Financial Corp is Undervalued By 9.15%.
Relative Value
Fair Zone
19.67-24.50
Current Price：17.87
9.15%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
OceanFirst Financial Corp (OCFC) has a current Price-to-Book (P/B) ratio of 0.62. Compared to its 3-year average P/B ratio of 0.61 , the current P/B ratio is approximately 1.20% higher. Relative to its 5-year average P/B ratio of 0.70, the current P/B ratio is about -11.58% higher. OceanFirst Financial Corp (OCFC) has a Forward Free Cash Flow (FCF) yield of approximately 8.75%. Compared to its 3-year average FCF yield of 11.79%, the current FCF yield is approximately -25.78% lower. Relative to its 5-year average FCF yield of 11.28% , the current FCF yield is about -22.42% lower.
P/B
Median3y
0.61
Median5y
0.70
FCF Yield
Median3y
11.79
Median5y
11.28
Competitors Valuation Multiple
AI Analysis for OCFC
The average P/S ratio for OCFC competitors is 3.10, providing a benchmark for relative valuation. OceanFirst Financial Corp Corp (OCFC.O) exhibits a P/S ratio of 2.11, which is -32% above the industry average. Given its robust revenue growth of 6.17%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for OCFC
1Y
3Y
5Y
Market capitalization of OCFC increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of OCFC in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is OCFC currently overvalued or undervalued?
OceanFirst Financial Corp (OCFC) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.40 is considered Undervalued compared with the five-year average of 10.45. The fair price of OceanFirst Financial Corp (OCFC) is between 19.67 to 24.50 according to relative valuation methord. Compared to the current price of 17.87 USD , OceanFirst Financial Corp is Undervalued By 9.15% .
What is OceanFirst Financial Corp (OCFC) fair value?
OCFC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of OceanFirst Financial Corp (OCFC) is between 19.67 to 24.50 according to relative valuation methord.
How does OCFC's valuation metrics compare to the industry average?
The average P/S ratio for OCFC's competitors is 3.10, providing a benchmark for relative valuation. OceanFirst Financial Corp Corp (OCFC) exhibits a P/S ratio of 2.11, which is -32.00% above the industry average. Given its robust revenue growth of 6.17%, this premium appears unsustainable.
What is the current P/B ratio for OceanFirst Financial Corp (OCFC) as of Jan 10 2026?
As of Jan 10 2026, OceanFirst Financial Corp (OCFC) has a P/B ratio of 0.62. This indicates that the market values OCFC at 0.62 times its book value.
What is the current FCF Yield for OceanFirst Financial Corp (OCFC) as of Jan 10 2026?
As of Jan 10 2026, OceanFirst Financial Corp (OCFC) has a FCF Yield of 8.75%. This means that for every dollar of OceanFirst Financial Corp’s market capitalization, the company generates 8.75 cents in free cash flow.
What is the current Forward P/E ratio for OceanFirst Financial Corp (OCFC) as of Jan 10 2026?
As of Jan 10 2026, OceanFirst Financial Corp (OCFC) has a Forward P/E ratio of 10.40. This means the market is willing to pay $10.40 for every dollar of OceanFirst Financial Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for OceanFirst Financial Corp (OCFC) as of Jan 10 2026?
As of Jan 10 2026, OceanFirst Financial Corp (OCFC) has a Forward P/S ratio of 2.11. This means the market is valuing OCFC at $2.11 for every dollar of expected revenue over the next 12 months.