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OCFC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
17.830
Open
17.750
VWAP
17.72
Vol
293.59K
Mkt Cap
1.03B
Low
17.600
Amount
5.20M
EV/EBITDA(TTM)
21.10
Total Shares
57.40M
EV
2.60B
EV/OCF(TTM)
2.75
P/S(TTM)
2.83
OceanFirst Financial Corp. is the holding company for OceanFirst Bank N.A. (the Bank). The Bank is a regional community bank offering a variety of financial products and services to meet the needs of customers in the communities it serves. Its principal business is originating loans, consisting of commercial real estate and other commercial loans, and single-family, owner-occupied residential mortgage loans. It delivers commercial and residential financing, treasury management, trust and asset management, and deposit services. It also invests in other types of loans, including residential construction and consumer loans. The Bank primarily operates over 39 branch offices and various deposit production facilities located throughout central and southern New Jersey and the metropolitan areas of New York City and Philadelphia. It also operates commercial loan production offices in New Jersey, New York City, the greater Philadelphia area, Pittsburgh, Washington D.C., Baltimore, and Boston.
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Events Timeline

(ET)
2026-01-22
16:50:00
OceanFirst Q4 Net Interest Margin Rises to 2.87%
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2025-12-31 (ET)
2025-12-31
04:40:00
Raymond James Downgrades OceanFirst Financial to Market Perform
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2025-12-31
04:40:00
Raymond James Downgrades Flushing Financial to Market Perform
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2025-12-29 (ET)
2025-12-29
18:50:00
OceanFirst and Flushing Enter Merger Agreement Valued at $579M
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2025-10-22 (ET)
2025-10-22
16:31:19
OceanFirst Financial announces Q3 core EPS of 36 cents, matching expectations.
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2025-07-24 (ET)
2025-07-24
17:07:39
OceanFirst Financial reports Q2 core EPS 31c, consensus 34c
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News

PRnewswire
7.0
02-10PRnewswire
Investor Rights Law Firm Investigates Multiple Companies for Potential Violations
  • Investigation Background: Halper Sadeh LLC is investigating Clear Channel Outdoor Holdings, Inc. (NYSE:CCO) regarding its sale to Mubadala Capital and TWG Global for $2.43 per share, which may infringe on shareholder rights.
  • Merger Transaction: The merger between OceanFirst Financial Corp. (NASDAQ:OCFC) and Flushing Financial Corp. is expected to result in OceanFirst shareholders owning approximately 58% of the combined entity, potentially impacting shareholder voting rights and interests.
  • Shareholder Rights Protection: Halper Sadeh LLC encourages shareholders of Clear Channel, OceanFirst, and Marine Products Corporation to contact the firm to discuss their rights and options, ensuring fair treatment in the transactions.
  • Legal Fee Arrangement: The firm commits to a contingency fee basis for handling any matters, meaning shareholders will not be responsible for out-of-pocket legal fees, thereby reducing the financial burden of pursuing their rights.
seekingalpha
9.5
01-23seekingalpha
OceanFirst Financial Corp. (OCFC) Reports Q4 2025 EPS of $0.23 with $474 Million Loan Growth
  • Earnings Performance: OceanFirst Financial Corp. reported Q4 2025 earnings per share of $0.23 (GAAP) and $0.41 core earnings, indicating stable profitability and reflecting the company's competitive strength in the market.
  • Loan Growth: Total loan originations reached $1 billion, with record quarterly loan growth of $474 million, representing an annualized growth rate of 18%, demonstrating the company's strong performance in the credit market and increased market share.
  • Asset Quality: Nonperforming loans accounted for only 0.2% of total loans, with special mention and substandard loans decreasing by 10% to $112 million, showcasing the company's effectiveness in risk management and asset quality control.
  • Strategic Acquisition: The merger agreement with Flushing Financial is expected to directly support OceanFirst's organic growth initiatives in New York, enhancing its competitive position in the U.S. banking market and driving future business expansion.
seekingalpha
8.0
01-23seekingalpha
OceanFirst Financial (OCFC) Declares $0.20 Quarterly Dividend with 4.17% Yield
  • Quarterly Dividend Declaration: OceanFirst Financial has declared a quarterly dividend of $0.20 per share, consistent with previous distributions, reflecting the company's stable cash flow and shareholder return strategy.
  • Yield Performance: The forward yield of 4.17% is attractive in the current market environment, potentially drawing in more investors seeking stable income.
  • Dividend Payment Schedule: The dividend will be payable on February 13, with a record date of February 2 and an ex-dividend date also set for February 2, ensuring timely returns for shareholders.
  • Market Reaction Expectations: The announcement of the dividend is expected to bolster investor confidence in OceanFirst Financial, potentially having a positive impact on its stock price and further solidifying its position in the financial market.
seekingalpha
8.5
01-22seekingalpha
OceanFirst Financial (OCFC) Q4 Non-GAAP EPS Beats Expectations with Revenue Growth of 9.5%
  • Earnings Beat: OceanFirst Financial reported a Q4 Non-GAAP EPS of $0.41, exceeding market expectations by $0.05, indicating a sustained enhancement in the company's profitability.
  • Significant Revenue Growth: The company achieved revenue of $104.6 million in Q4, reflecting a 9.5% year-over-year increase, surpassing analyst expectations by $0.9 million and demonstrating robust business growth.
  • Acquisition Strategy: OceanFirst Financial announced plans to acquire Flushing Financial, raising $225 million, which underscores its strategic intent to expand market share and solidify its position in the financial services sector.
  • Debt Financing Arrangement: The company also announced the pricing of a subordinated notes offering aimed at optimizing its capital structure and providing funding support for future growth, thereby enhancing its financial flexibility.
Globenewswire
7.0
01-17Globenewswire
Halper Sadeh Investigates FONAR's $19 Share Sale and OceanFirst Merger
  • FONAR Shareholder Investigation: Halper Sadeh LLC is investigating FONAR Corporation's sale to CEO Timothy Damadian and certain executives at $19 per share, potentially violating fiduciary duties to shareholders, which could impact shareholder rights.
  • OceanFirst Merger Details: Upon completion of the merger with Flushing Financial Corp., OceanFirst Financial Corp. shareholders are expected to own approximately 58% of the combined entity, which may affect the future market positioning of both companies.
  • Flushing Financial Shareholder Rights: Flushing Financial Corp. is being sold to OceanFirst for 0.85 shares of OceanFirst common stock per Flushing share, with Halper Sadeh LLC potentially seeking increased consideration and additional disclosures to enhance shareholder protections.
  • Legal Service Commitment: Halper Sadeh LLC will handle the case on a contingency fee basis, meaning shareholders will not incur out-of-pocket legal fees, and they are encouraged to contact the firm to discuss their legal rights and options.
PRnewswire
7.0
01-15PRnewswire
Halper Sadeh Investigates ON24 and Flushing Financial Transactions
  • Legal Investigation Launched: Halper Sadeh LLC is investigating ON24, Inc. (NYSE:ONTF) regarding its sale to Cvent for $8.10 per share in cash, potentially indicating violations of shareholder rights.
  • Shareholder Rights Protection: In the transaction involving Flushing Financial Corp. (NASDAQ:FFIC) and OceanFirst Financial Corp., Flushing shareholders will receive 0.85 shares of OceanFirst stock for each share of Flushing stock, with Halper Sadeh LLC possibly seeking increased compensation for shareholders.
  • Merger Impact Analysis: The merger between OceanFirst Financial Corp. (NASDAQ:OCFC) and Flushing Financial Corp. is expected to result in OceanFirst shareholders owning approximately 58% of the combined entity, prompting Halper Sadeh LLC to request additional disclosures to safeguard shareholder interests.
  • Legal Service Commitment: Halper Sadeh LLC offers legal services on a contingency fee basis, encouraging shareholders to reach out to discuss their legal rights and options, aiming to secure greater rights and compensation for affected shareholders.
Wall Street analysts forecast OCFC stock price to rise
3 Analyst Rating
Wall Street analysts forecast OCFC stock price to rise
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
19.00
Averages
20.50
High
22.00
Current: 0.000
sliders
Low
19.00
Averages
20.50
High
22.00
DA Davidson
NULL
to
Buy
initiated
$19
AI Analysis
2025-10-27
Reason
DA Davidson
Price Target
$19
AI Analysis
2025-10-27
initiated
NULL
to
Buy
Reason
DA Davidson assumed coverage of OceanFirst Financial with a Buy rating and price target of $19, up from $18.50. The firm says trends for the tcompany's Premier Bank are positive.
Raymond James
Strong Buy
maintain
$21 -> $23
2025-10-27
Reason
Raymond James
Price Target
$21 -> $23
2025-10-27
maintain
Strong Buy
Reason
Raymond James raised the firm's price target on OceanFirst Financial to $23 from $21 and keeps a Strong Buy rating on the shares. OceanFirst's Q3 results were mixed, with net interest income falling short on a tighter core net interest margin, though the announced outsourcing of residential mortgage and sale of its title businesses will improve efficiency going forward, the analyst tells investors in a research note.
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Valuation Metrics

The current forward P/E ratio for OceanFirst Financial Corp (OCFC.O) is 10.40, compared to its 5-year average forward P/E of 10.42. For a more detailed relative valuation and DCF analysis to assess OceanFirst Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.42
Current PE
10.40
Overvalued PE
12.19
Undervalued PE
8.65

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.74
Current PS
2.11
Overvalued PS
3.22
Undervalued PS
2.26

Financials

AI Analysis
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Quarterly

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Market Cap: 300.00M - 5.00BDividend Yield Ttm: >= 2Sector: Banking & Investment ServicesIndustry: Banking ServicesBeta: ModerateRiskPe Ttm: 6 - 15List Exchange: XNYS, XNAS, XASE
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Frequently Asked Questions

What is OceanFirst Financial Corp (OCFC) stock price today?

The current price of OCFC is 17.72 USD — it has decreased -1.01

What is OceanFirst Financial Corp (OCFC)'s business?

OceanFirst Financial Corp. is the holding company for OceanFirst Bank N.A. (the Bank). The Bank is a regional community bank offering a variety of financial products and services to meet the needs of customers in the communities it serves. Its principal business is originating loans, consisting of commercial real estate and other commercial loans, and single-family, owner-occupied residential mortgage loans. It delivers commercial and residential financing, treasury management, trust and asset management, and deposit services. It also invests in other types of loans, including residential construction and consumer loans. The Bank primarily operates over 39 branch offices and various deposit production facilities located throughout central and southern New Jersey and the metropolitan areas of New York City and Philadelphia. It also operates commercial loan production offices in New Jersey, New York City, the greater Philadelphia area, Pittsburgh, Washington D.C., Baltimore, and Boston.

What is the price predicton of OCFC Stock?

Wall Street analysts forecast OCFC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OCFC is20.50 USD with a low forecast of 19.00 USD and a high forecast of 22.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is OceanFirst Financial Corp (OCFC)'s revenue for the last quarter?

OceanFirst Financial Corp revenue for the last quarter amounts to 94.29M USD, increased 9.32

What is OceanFirst Financial Corp (OCFC)'s earnings per share (EPS) for the last quarter?

OceanFirst Financial Corp. EPS for the last quarter amounts to 0.23 USD, decreased -36.11

How many employees does OceanFirst Financial Corp (OCFC). have?

OceanFirst Financial Corp (OCFC) has 898 emplpoyees as of March 11 2026.

What is OceanFirst Financial Corp (OCFC) market cap?

Today OCFC has the market capitalization of 1.03B USD.