OBK Valuation

Origin Bancorp Inc

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36.040

+0.3(0.839%)1D

Overview
Forecast
Valuation
Earnings

OBK Relative Valuation

OBK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, OBK is overvalued; if below, it's undervalued.

Historical Valuation

Origin Bancorp Inc (OBK) is now in the Fair zone, suggesting that its current forward PE ratio of 10.31 is considered Fairly compared with the five-year average of 11.51. The fair price of Origin Bancorp Inc (OBK) is between 35.83 to 45.04 according to relative valuation methord.

Relative Value

Fair Zone

35.83-45.04

Current Price：36.04

Fair

10.31

Trailing

Forward

0.00

EV/EBITDA

Origin Bancorp Inc. (OBK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Origin Bancorp Inc. (OBK) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.73

Origin Bancorp Inc. (OBK) has a current PS of 2.73. The 5-year average PS is 2.87. The thresholds are as follows: Strongly Undervalued below 1.94, Undervalued between 1.94 and 2.41, Fairly Valued between 3.34 and 2.41, Overvalued between 3.34 and 3.80, and Strongly Overvalued above 3.80. The current Forward PS of 2.73 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Origin Bancorp Inc. (OBK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Origin Bancorp Inc. (OBK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Origin Bancorp Inc (OBK) has a current Price-to-Book (P/B) ratio of 0.93. Compared to its 3-year average P/B ratio of 0.99 , the current P/B ratio is approximately -6.07% higher. Relative to its 5-year average P/B ratio of 1.14, the current P/B ratio is about -18.39% higher. Origin Bancorp Inc (OBK) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 10.48%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 9.91% , the current FCF yield is about -100.00% lower.

0.93

P/B

Median3y

0.99

Median5y

1.14

9.95

FCF Yield

Median3y

10.48

Median5y

9.91

Competitors Valuation Multiple

The average P/S ratio for OBK's competitors is , providing a benchmark for relative valuation. Origin Bancorp Inc Corp (OBK) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of -12.59%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Tompkins Financial Corp

Performance Decomposition

Market capitalization of OBK increased by 12.06% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 11.15 to 16.15.

The secondary factor is the Revenue Growth, contributed -12.59%to the performance.

Overall, the performance of OBK in the past 1 year is driven by P/E Change. Which is more unsustainable.

-12.59%

94.93M → 82.98M

Revenue Growth

-20.17%

22.11 → 17.65

Margin Expansion

44.82%

11.15 → 16.15

P/E Change

12.06%