Historical Valuation
Northpointe Bancshares Inc (NPB) is now in the Fair zone, suggesting that its current forward PE ratio of 6.45 is considered Fairly compared with the five-year average of 6.05. The fair price of Northpointe Bancshares Inc (NPB) is between 15.77 to 22.26 according to relative valuation methord.
Relative Value
Fair Zone
15.77-22.26
Current Price：17.40
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Northpointe Bancshares Inc (NPB) has a current Price-to-Book (P/B) ratio of 0.92. Compared to its 3-year average P/B ratio of 0.87 , the current P/B ratio is approximately 5.47% higher. Relative to its 5-year average P/B ratio of 0.87, the current P/B ratio is about 5.47% higher. Northpointe Bancshares Inc (NPB) has a Forward Free Cash Flow (FCF) yield of approximately 13.92%. Compared to its 3-year average FCF yield of 12.09%, the current FCF yield is approximately 15.13% lower. Relative to its 5-year average FCF yield of 12.09% , the current FCF yield is about 15.13% lower.
P/B
Median3y
0.87
Median5y
0.87
FCF Yield
Median3y
12.09
Median5y
12.09
Competitors Valuation Multiple
AI Analysis for NPB
The average P/S ratio for NPB competitors is 2.79, providing a benchmark for relative valuation. Northpointe Bancshares Inc Corp (NPB.N) exhibits a P/S ratio of 2.16, which is -22.58% above the industry average. Given its robust revenue growth of %, this premium appears unsustainable.
Performance Decomposition
AI Analysis for NPB
1Y
3Y
5Y
Market capitalization of NPB increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of NPB in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is NPB currently overvalued or undervalued?
Northpointe Bancshares Inc (NPB) is now in the Fair zone, suggesting that its current forward PE ratio of 6.45 is considered Fairly compared with the five-year average of 6.05. The fair price of Northpointe Bancshares Inc (NPB) is between 15.77 to 22.26 according to relative valuation methord.
What is Northpointe Bancshares Inc (NPB) fair value?
NPB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Northpointe Bancshares Inc (NPB) is between 15.77 to 22.26 according to relative valuation methord.
How does NPB's valuation metrics compare to the industry average?
The average P/S ratio for NPB's competitors is 2.79, providing a benchmark for relative valuation. Northpointe Bancshares Inc Corp (NPB) exhibits a P/S ratio of 2.16, which is -22.58% above the industry average. Given its robust revenue growth of %, this premium appears unsustainable.
What is the current P/B ratio for Northpointe Bancshares Inc (NPB) as of Jan 09 2026?
As of Jan 09 2026, Northpointe Bancshares Inc (NPB) has a P/B ratio of 0.92. This indicates that the market values NPB at 0.92 times its book value.
What is the current FCF Yield for Northpointe Bancshares Inc (NPB) as of Jan 09 2026?
As of Jan 09 2026, Northpointe Bancshares Inc (NPB) has a FCF Yield of 13.92%. This means that for every dollar of Northpointe Bancshares Inc’s market capitalization, the company generates 13.92 cents in free cash flow.
What is the current Forward P/E ratio for Northpointe Bancshares Inc (NPB) as of Jan 09 2026?
As of Jan 09 2026, Northpointe Bancshares Inc (NPB) has a Forward P/E ratio of 6.45. This means the market is willing to pay $6.45 for every dollar of Northpointe Bancshares Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Northpointe Bancshares Inc (NPB) as of Jan 09 2026?
As of Jan 09 2026, Northpointe Bancshares Inc (NPB) has a Forward P/S ratio of 2.16. This means the market is valuing NPB at $2.16 for every dollar of expected revenue over the next 12 months.