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NPB Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
18.450
Open
17.640
VWAP
18.10
Vol
193.43K
Mkt Cap
630.90M
Low
17.550
Amount
3.50M
EV/EBITDA(TTM)
13.70
Total Shares
34.49M
EV
1.67B
EV/OCF(TTM)
--
P/S(TTM)
2.70
Northpointe Bancshares, Inc. is the holding company of Northpointe Bank, a client-focused company that provides home loans and retail banking products to communities across the nation. Its segments include Retail Banking and MPP. The MPP segment provides a collateralized mortgage purchase facility marketed to independent mortgage bankers nationwide. The Retail Banking segment provides a range of financial products and services to consumers nationwide. These include residential mortgages, all-in-one (AIO) equity loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts. Its residential lending business provides a comprehensive range of financing options nationwide through two main channels: consumer direct and traditional retail. These channels combine the convenience of online, self-service platforms with the personalized service of an experienced residential mortgage loan officer.
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Events Timeline

(ET)
2026-01-20
17:10:00
Net Interest Margin Reaches 2.51% in Q4 2025
select
2025-10-21 (ET)
2025-10-21
17:03:25
Northpointe announces Q3 earnings per share of 57 cents, surpassing consensus estimate of 56 cents.
select
2025-07-22 (ET)
2025-07-22
17:06:03
Northpointe reports Q2 EPS 51c vs. 44c last year
select

News

Newsfilter
5.0
02-27Newsfilter
Rodney E. Hood Appointed to Northpointe Bancshares Board
  • New Board Member: Rodney E. Hood has been appointed to the Board of Directors of Northpointe Bancshares and its subsidiary Northpointe Bank, effective February 27, 2026, bringing nearly three decades of leadership experience in financial services that will provide critical strategic insights for the company.
  • Rich Industry Background: Hood has previously served as Acting Comptroller of the Currency and Chairman of the National Credit Union Administration, possessing extensive experience in both public and private sectors that can drive innovation in financial inclusion and risk management for the company.
  • Commitment to Strategic Growth: Hood expressed his intention to support Northpointe's long-term strategic growth, strong governance, and prudent risk management, aiming to enhance the company's market competitiveness and customer value.
  • Community Service Mission: Northpointe Bancshares is dedicated to providing home loans and retail banking products to communities nationwide, and Hood's addition to the board will further advance the company's mission of promoting affordable housing.
seekingalpha
9.5
01-21seekingalpha
Northpointe Bancshares (NPB) Q4 2025 Assets Surge to $7 Billion
  • Significant Asset Growth: Northpointe Bancshares has increased its total assets from $5.2 billion to over $7 billion since its IPO, primarily driven by strong performance in its Mortgage Purchase Program (MPP), showcasing the company's expansion capabilities in the market.
  • Enhanced Profitability: Earnings per diluted share rose 15% to $2.11 in 2025, reflecting sustained growth across key business lines and robust financial performance, which bolsters investor confidence in future results.
  • Strong Mortgage Business: Residential mortgage originations increased by 20% to $2.5 billion in 2025, with MPP balances up over $1.7 billion year-over-year, indicating the company's competitiveness and market share growth in the mortgage sector.
  • Optimistic Outlook: The net interest margin is projected to range between 2.45% and 2.55% in 2026, with MPP loan balances expected to reach between $4.1 billion and $4.3 billion, demonstrating the company's confidence in future growth and effective strategic planning.
seekingalpha
9.5
01-20seekingalpha
Northpointe Bancshares Q4 Earnings Miss Expectations with $0.52 EPS
  • Disappointing Earnings: Northpointe Bancshares, Inc. reported a GAAP EPS of $0.52 for Q4, missing expectations by $0.11, indicating pressure on profitability that may affect investor confidence.
  • Revenue Shortfall: The company's Q4 revenue of $65.14 million fell short of expectations by $0.14 million, reflecting weak market demand that could lead to a slowdown in future growth.
  • Increased Valuation Appeal: Despite the earnings miss, Seeking Alpha's Quant Rating indicates that Northpointe Bancshares' valuation has become more compelling, potentially attracting value investors' interest.
  • Historical Financial Data: Analysis of the company's historical financial data shows that while the current quarter's performance is disappointing, long-term trends should be monitored to assess its future financial health.
NASDAQ.COM
8.0
01-07NASDAQ.COM
Duke Energy Declares $1.065 Quarterly Cash Dividend Per Share
  • Stable Dividend Payment: Duke Energy declares a quarterly cash dividend of $1.065 per share, payable on March 16, 2026, demonstrating the company's ability to maintain cash dividends for 100 consecutive years, which enhances investor confidence.
  • Dividend Growth: Maximus announces a 10% increase in its quarterly cash dividend to $0.33 per share, reflecting strong financial performance and confidence in future growth, which is expected to attract more investor interest.
  • Financial Stability: Albertsons declares a cash dividend of $0.15 per share for Q4 of fiscal 2025, showcasing the company's commitment to stable cash flow and shareholder returns, likely enhancing long-term investor confidence.
  • Small Dividend Payment: Northpointe Bancshares announces a cash dividend of $0.025 per share, which, while modest, still reflects the company's commitment to shareholder returns and is expected to maintain shareholder loyalty.
Businesswire
9.5
2025-12-19Businesswire
Northpointe Bancshares to Release Q4 2025 Earnings on January 20, 2026
  • Earnings Release Schedule: Northpointe Bancshares will announce its Q4 2025 financial results on January 20, 2026, after market close, providing investors with insights into its financial performance and recent business activities.
  • Investor Conference Call: The company will host a conference call on January 21, 2026, at 10:00 a.m. E.T., where management will discuss the financial results and engage in a Q&A session, enhancing interaction with investors.
  • Information Access Channels: Relevant information regarding the earnings report and conference call will be made available through the company's investor relations section on its website, ensuring timely access to important updates for investors.
  • Company Background: Headquartered in Grand Rapids, Michigan, Northpointe Bancshares focuses on providing home loans and retail banking products to communities nationwide, aiming to enhance service quality through innovation and value delivery.
Newsfilter
9.5
2025-12-19Newsfilter
Northpointe Bancshares to Release Q4 2025 Financial Results on January 20, 2026
  • Earnings Release Schedule: Northpointe Bancshares will announce its Q4 2025 financial results on January 20, 2026, after market close, reflecting the company's commitment to financial transparency.
  • Investor Conference Call: The company will host a conference call on January 21, 2026, at 10:00 a.m. E.T., where management will discuss the financial results and provide updates on recent activities, enhancing engagement with investors.
  • Participation Details: Investors can join the call by dialing 1-877-413-2414 and are advised to log in 10 minutes early to ensure smooth participation in the Q&A session, thereby improving the investor experience.
  • Webcast Availability: The conference call will be webcast live on the company's website, with an audio archive available post-call, further increasing the accessibility of information for stakeholders.
Wall Street analysts forecast NPB stock price to rise
2 Analyst Rating
Wall Street analysts forecast NPB stock price to rise
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
20.00
Averages
20.50
High
21.00
Current: 0.000
sliders
Low
20.00
Averages
20.50
High
21.00
Keefe Bruyette
NULL -> Outperform
maintain
$21 -> $22
AI Analysis
2026-01-22
Reason
Keefe Bruyette
Price Target
$21 -> $22
AI Analysis
2026-01-22
maintain
NULL -> Outperform
Reason
Keefe Bruyette raised the firm's price target on Northpointe to $22 from $21 and keeps an Outperform rating on the shares.
Piper Sandler
Piper Sandler
Overweight
maintain
$20
2025-12-22
Reason
Piper Sandler
Piper Sandler
Price Target
$20
2025-12-22
maintain
Overweight
Reason
Piper Sandler raised the firm's price target on Northpointe to $20 from $19.50 and keeps an Overweight rating on the shares. ahead of Q4 results for the firm's mortgage finance coverage. The sector backdrop has shifted positively, driven by 30-year rates falling to 6.2% from 7%-plus highs earlier in the year and material tightening in agency spreads. While the market has not yet fully "normalized," momentum is building, Piper argues. Mortgage application volumes are rising, led by an 18% sequential and 100%-plus year-over-year surge in refinance activity. Additionally, GSE reform is likely to return to the spotlight given the administration's push for a deal under President Trump and FHFA Director Bill Pulte, it adds.
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Valuation Metrics

The current forward P/E ratio for Northpointe Bancshares Inc (NPB.N) is 6.45, compared to its 5-year average forward P/E of 6.05. For a more detailed relative valuation and DCF analysis to assess Northpointe Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
6.05
Current PE
6.45
Overvalued PE
7.55
Undervalued PE
4.54

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.88
Current PS
2.16
Overvalued PS
2.54
Undervalued PS
1.23

Financials

AI Analysis
Annual
Quarterly

Whales Holding NPB

N
North Reef Capital Management LP
Holding
NPB
-2.70%
3M Return

Trading Trends

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Frequently Asked Questions

What is Northpointe Bancshares Inc (NPB) stock price today?

The current price of NPB is 18.29 USD — it has increased 2.52

What is Northpointe Bancshares Inc (NPB)'s business?

Northpointe Bancshares, Inc. is the holding company of Northpointe Bank, a client-focused company that provides home loans and retail banking products to communities across the nation. Its segments include Retail Banking and MPP. The MPP segment provides a collateralized mortgage purchase facility marketed to independent mortgage bankers nationwide. The Retail Banking segment provides a range of financial products and services to consumers nationwide. These include residential mortgages, all-in-one (AIO) equity loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts. Its residential lending business provides a comprehensive range of financing options nationwide through two main channels: consumer direct and traditional retail. These channels combine the convenience of online, self-service platforms with the personalized service of an experienced residential mortgage loan officer.

What is the price predicton of NPB Stock?

Wall Street analysts forecast NPB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NPB is20.50 USD with a low forecast of 20.00 USD and a high forecast of 21.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Northpointe Bancshares Inc (NPB)'s revenue for the last quarter?

Northpointe Bancshares Inc revenue for the last quarter amounts to 62.94M USD, increased 57.19

What is Northpointe Bancshares Inc (NPB)'s earnings per share (EPS) for the last quarter?

Northpointe Bancshares Inc. EPS for the last quarter amounts to 0.52 USD, increased 100.00

How many employees does Northpointe Bancshares Inc (NPB). have?

Northpointe Bancshares Inc (NPB) has 491 emplpoyees as of March 11 2026.

What is Northpointe Bancshares Inc (NPB) market cap?

Today NPB has the market capitalization of 630.90M USD.