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NP Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
30.730
Open
30.670
VWAP
29.70
Vol
451.20K
Mkt Cap
4.14B
Low
28.450
Amount
13.40M
EV/EBITDA(TTM)
--
Total Shares
138.33M
EV
4.36B
EV/OCF(TTM)
--
P/S(TTM)
27.33
Neptune Insurance Holdings Inc. is a data-driven managing general agent. The Company offers a range of easy-to-purchase residential and commercial insurance products including primary flood insurance, excess flood insurance, and parametric earthquake insurance distributed through a network of agencies.
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Events Timeline

(ET)
2026-04-22
16:40:00
Company Reports Q1 Revenue of $37.8M
select
2026-04-22
16:40:00
Neptune Insurance Approves $100 Million Stock Repurchase Program
select

News

Newsfilter
7.5
05-07Newsfilter
Importance of Expanding Private Flood Insurance Market
  • Market Expansion Opportunity: In response to the FEMA Review Council's report, Neptune Flood emphasizes that expanding the role of the private flood insurance market is crucial for enhancing the resilience of the national flood insurance system, potentially providing coverage for over 15 million uninsured high-risk properties, thereby improving financial resilience for families and communities.
  • Increased Coverage Rates: Neptune found that nearly half of existing NFIP policyholders could save money by switching to private flood insurance, while nearly two-thirds of new policyholders would receive lower premiums in the private market, which is expected to drive growth in the private market and enhance consumer options.
  • Market Scale and Confidence: Approximately 95% of residential and commercial properties insured through NFIP also qualify for coverage in the private market, with Neptune's platform connecting over 45,000 insurance professionals serving more than 300,000 policyholders, reflecting growing confidence in the sustainability of the private flood insurance market.
  • Combining Technology and Capital: Neptune utilizes its Triton® platform for risk assessment and policy distribution, and by combining the stability of NFIP with the innovation and capital of the private market, it is anticipated to significantly increase the number of buildings protected from flood risk, promoting the sustainable development of the national flood insurance system.
Newsfilter
8.5
05-06Newsfilter
Neptune Flood Surpasses 300,000 Policies and $400 Million in Premiums
  • Policy Milestone: Neptune Flood has announced it surpassed 300,000 policies and $400 million in premiums, marking a significant expansion in the private flood insurance market and enhancing community resilience nationwide.
  • Growing Market Demand: As more homeowners and businesses seek modern flood protection, Neptune is helping to close the flood insurance gap by simplifying the purchasing process and providing fast, reliable coverage, driving sustained market demand.
  • Tech-Driven Underwriting Platform: Neptune's Triton® platform combines AI-native underwriting with a fully digital quoting experience, enabling complex flood risks to be translated into actionable insights quickly, thereby enhancing underwriting efficiency while maintaining strong discipline.
  • Accelerated Agent Adoption: With over 45,000 insurance agents actively using Neptune's platform, the company equips them with real-time data and sales tools, helping more property owners make informed coverage decisions and secure insurance before disasters strike.
NASDAQ.COM
9.5
04-23NASDAQ.COM
Neptune Insurance Reports Q1 2026 Earnings
  • Stable Revenue: Neptune Insurance reported $37.8 million in revenue for Q1 2026, unchanged from the previous year, indicating the company's stability in the market despite not achieving year-over-year growth.
  • Earnings Performance: The EPS for the quarter was $0.09, an improvement from $0 a year ago, suggesting enhanced profitability, although it did not exceed market expectations.
  • Surprise on Revenue: The reported revenue surpassed the Zacks consensus estimate of $36.68 million by 3.05%, demonstrating the company's effectiveness in revenue management, which may bolster investor confidence.
  • Market Focus: While investors closely monitor year-over-year changes in revenue and earnings, comparing key metrics provides deeper insights into the company's performance, aiding investors in more accurately projecting stock price movements.
NASDAQ.COM
9.5
04-23NASDAQ.COM
Neptune Insurance Reports Flat Quarterly Revenue
  • Stable Revenue Performance: Neptune Insurance reported revenue of $37.8 million for Q1 2026, unchanged from the previous year, indicating the company's stability in the market despite not achieving year-over-year growth.
  • Earnings Per Share Update: The EPS for the quarter was $0.09, an improvement from $0 a year ago, although it did not exceed analyst expectations, suggesting that while profitability has improved, further growth is needed.
  • Revenue Exceeds Expectations: The reported revenue surpassed the Zacks consensus estimate of $36.68 million by 3.05%, highlighting the company's potential in revenue generation, which may attract investor interest.
  • Focus on Key Metrics: While year-over-year changes in revenue and EPS are closely monitored, analysts recommend focusing on other key metrics to better assess the company's underlying performance and future stock price trajectory.
seekingalpha
9.5
04-23seekingalpha
Neptune Insurance Q1 2026 Earnings Call Highlights
  • AI-Driven Strategy: CEO Trevor Burgess framed Neptune as an 'AI native' company committed to building faster and more consistent systems under a 'No Humans' principle, aiming to expand market share in the tens of millions of uninsured flood-risk properties in the U.S.
  • Product Release Momentum: Following the quarter-end, the company launched Atlas+, a smart assistant for insurance agents, with early feedback indicating direct sales of policies resulting from these interactions, and Atlas+ is expected to become a core part of the sales workflow.
  • Strong Financial Performance: Q1 revenue reached $37.8 million, with a net income of $7.3 million and adjusted EBITDA of $21.6 million, while written premiums totaled $86.7 million, showcasing robust profitability and demand in the market.
  • Capital Return Program: Neptune announced a $100 million stock repurchase program approved by the Board, expected to be funded through free cash flow over the next two years, further enhancing shareholder returns and market confidence.
NASDAQ.COM
2.0
04-23NASDAQ.COM
Neptune (NP) Q1 2026 Earnings Call Transcript
Wall Street analysts forecast NP stock price to rise
12 Analyst Rating
Wall Street analysts forecast NP stock price to rise
6 Buy
4 Hold
2 Sell
Moderate Buy
Current: 0.000
sliders
Low
22.50
Averages
28.45
High
35.00
Current: 0.000
sliders
Low
22.50
Averages
28.45
High
35.00
Evercore ISI
NULL
to
Outperform
maintain
$31 -> $35
AI Analysis
2026-05-08
New
Reason
Evercore ISI
Price Target
$31 -> $35
AI Analysis
2026-05-08
New
maintain
NULL
to
Outperform
Reason
Evercore ISI raised the firm's price target on Neptune Insurance to $35 from $31 and keeps an Outperform rating on the shares.
Morgan Stanley
Equal Weight
maintain
$25 -> $26
2026-05-01
Reason
Morgan Stanley
Price Target
$25 -> $26
2026-05-01
maintain
Equal Weight
Reason
Morgan Stanley raised the firm's price target on Neptune Insurance to $26 from $25 and keeps an Equal Weight rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for NP
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Valuation Metrics

The current forward P/E ratio for Neptune Insurance Holdings Inc (NP.N) is 41.32, compared to its 5-year average forward P/E of 46.69. For a more detailed relative valuation and DCF analysis to assess Neptune Insurance Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
46.69
Current PE
41.32
Overvalued PE
55.55
Undervalued PE
37.83

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
42.56
Current EV/EBITDA
51.77
Overvalued EV/EBITDA
48.55
Undervalued EV/EBITDA
36.57

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
16.90
Current PS
18.52
Overvalued PS
19.99
Undervalued PS
13.80

Financials

AI Analysis
Annual
Quarterly

Whales Holding NP

A
Azora Capital LP
Holding
NP
-1.06%
3M Return

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Frequently Asked Questions

What is Neptune Insurance Holdings Inc (NP) stock price today?

The current price of NP is 29.92 USD — it has decreased -1.81

What is Neptune Insurance Holdings Inc (NP)'s business?

Neptune Insurance Holdings Inc. is a data-driven managing general agent. The Company offers a range of easy-to-purchase residential and commercial insurance products including primary flood insurance, excess flood insurance, and parametric earthquake insurance distributed through a network of agencies.

What is the price predicton of NP Stock?

Wall Street analysts forecast NP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NP is28.45 USD with a low forecast of 22.50 USD and a high forecast of 35.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Neptune Insurance Holdings Inc (NP)'s revenue for the last quarter?

Neptune Insurance Holdings Inc revenue for the last quarter amounts to 26.44M USD, increased 29.54

What is Neptune Insurance Holdings Inc (NP)'s earnings per share (EPS) for the last quarter?

Neptune Insurance Holdings Inc. EPS for the last quarter amounts to 0.05 USD, decreased -28.57

How many employees does Neptune Insurance Holdings Inc (NP). have?

Neptune Insurance Holdings Inc (NP) has 62 emplpoyees as of May 11 2026.

What is Neptune Insurance Holdings Inc (NP) market cap?

Today NP has the market capitalization of 4.14B USD.