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NP Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
27.680
Open
26.360
VWAP
26.94
Vol
532.26K
Mkt Cap
3.72B
Low
26.190
Amount
14.34M
EV/EBITDA(TTM)
--
Total Shares
138.15M
EV
3.87B
EV/OCF(TTM)
--
P/S(TTM)
24.92
Neptune Insurance Holdings Inc. is a data-driven managing general agent. The Company offers a range of easy-to-purchase residential and commercial insurance products including primary flood insurance, excess flood insurance, and parametric earthquake insurance distributed through a network of agencies.
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Events Timeline

(ET)
2026-02-19
10:10:00
Neptune Insurance Shares Rise 16.1% to $21.05
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News

Newsfilter
9.5
04-13Newsfilter
PinnedNeptune Insurance Holdings to Announce Q1 Results
  • Earnings Release Schedule: Neptune Insurance Holdings plans to report its Q1 2026 financial results after market close on April 22, 2026, reflecting the company's commitment to transparency and investor communication.
  • Conference Call Details: The company will host a conference call at 5:00 PM ET on the same day, with dial-in numbers (800) 715-9871 for domestic and (646) 307-1963 for international calls, ensuring timely access to financial information for investors.
  • Webcast Availability: A live webcast of the conference call will be available on Neptune's investor relations website, enhancing accessibility and interactivity for stakeholders seeking real-time updates.
  • AI-Driven Insurance Products: Neptune Flood, as a managing general agent, leverages its AI platform Triton® to offer fast and accessible residential and commercial insurance, showcasing its innovative capabilities and competitive edge in the insurance market.
Newsfilter
7.0
04-13Newsfilter
California Faces Severe Flood Insurance Coverage Gap Amid Rising Risks
  • Rising Flood Risks: The report reveals that California has 2.3 million properties at flood risk, yet residential flood insurance penetration is only 1.4%, leaving millions of homeowners dangerously underprotected against increasing threats.
  • Declining Participation: Participation in the National Flood Insurance Program (NFIP) has fallen by 35% since 2016, starkly contrasting with the rising flood risks, highlighting the urgent need for improved insurance coverage.
  • Inadequate Coverage Limits: With median home values in California ranging from $750,000 to $800,000, the NFIP's residential building limit of $250,000 is insufficient, often covering less than a third of the actual rebuilding costs, resulting in significant coverage gaps.
  • Premium Pressure: Average NFIP premiums in California have surged over 33% since 2016, intensifying affordability challenges in an already high-cost state, which further restricts residents' access to necessary flood insurance.
NASDAQ.COM
8.5
03-20NASDAQ.COM
FTV Management Acquires Stake in Neptune Insurance Holdings
  • New Investment Position: FTV Management Company acquired 22,350,631 shares of Neptune Insurance Holdings on February 17, 2026, establishing a new position that now represents 99.46% of its reportable assets, indicating strong confidence in the company.
  • Asset Value Increase: Following the acquisition, the quarter-end position value rose by $651.74 million, reflecting positive trading activity and price movements, which further solidifies FTV's investment portfolio.
  • Business Model Advantage: Operating as a data-driven managing general agent, Neptune Insurance focuses on technology-driven insurance solutions for flood and earthquake risks, utilizing advanced machine learning and AI to enhance underwriting and policy management efficiency, showcasing its competitive edge in specialty markets.
  • Market Expansion Potential: Although Neptune does not assume claims risk, its growth relies on expanding policy volume and distribution networks, making the maintenance of relationships with underwriting partners crucial for long-term revenue stability.
Fool
8.5
03-20Fool
FTV Management Acquires Stake in Neptune Insurance Holdings
  • New Investment Dynamics: FTV Management Company disclosed in an SEC filing dated February 17, 2026, that it initiated a new position in Neptune Insurance Holdings by acquiring 22,350,631 shares, marking a significant investment that increased the quarter-end position value by $651.74 million, reflecting market confidence in Neptune.
  • Asset Allocation Shift: Following this transaction, Neptune Insurance Holdings represented 99.46% of FTV's 13F reportable assets, underscoring its critical role in the investment portfolio and enhancing the company's market position in the insurance sector.
  • Company Overview: Neptune Insurance focuses on technology-driven insurance solutions for flood and earthquake risks, leveraging advanced machine learning and AI for underwriting and policy management, showcasing its innovative capabilities and competitive edge in the insurance market.
  • Investor Considerations: As a managing general agent, Neptune generates revenue by partnering with insurers and reinsurers, and investors should monitor its ability to expand policy volume in flood and earthquake insurance while maintaining strong relationships with underwriting partners to ensure sustainable revenue growth.
NASDAQ.COM
6.0
03-16NASDAQ.COM
Enpro Inc Shares Surpass Analyst Target Price
  • Stock Performance: Enpro Inc's shares recently rose to $21.87, surpassing the analyst-set 12-month target price of $18.20, indicating market optimism about the company's future performance, which may attract more investor interest.
  • Analyst Reaction: As the stock price exceeds the target, analysts may choose to downgrade valuations or raise target prices, reflecting confidence in the improvement of the company's fundamentals, which could influence investor decisions.
  • Target Price Distribution: Among analysts covered by Zacks, target prices range from $16.00 to $20.00, with a standard deviation of $1.483, indicating varying market perspectives on Enpro Inc's future performance, necessitating cautious evaluation by investors.
  • Investor Signal: The stock price surpassing the target price provides investors with a signal to reassess the company's value, prompting them to consider whether to hold or reduce their positions in response to potential market fluctuations.
Newsfilter
2.0
03-04Newsfilter
Major Overhaul of Flood Maps in Harris County
  • Expansion of High-Risk Zones: The 100-year floodplain in Harris County is projected to expand by approximately 50,000 acres, increasing from 150,000 to 200,000 acres, representing a 33% increase in high-risk areas, which will subject more properties to flood insurance requirements.
  • Mandatory Growth of Insured Base: This reclassification will move over 170,000 properties and $50 billion in real estate assets into high-risk zones, requiring homeowners with federally backed mortgages to obtain flood insurance, aimed at increasing coverage to mitigate future disaster impacts.
  • Updated Scientific Data: The new maps are based on modern rainfall data and modeling that accurately reflect storm behaviors like Harvey, rather than outdated assumptions from nearly 20 years ago, thereby enhancing the accuracy of flood risk assessments.
  • Increased Consumer Awareness: The release of these maps serves as a vital
Wall Street analysts forecast NP stock price to rise
12 Analyst Rating
Wall Street analysts forecast NP stock price to rise
6 Buy
4 Hold
2 Sell
Moderate Buy
Current: 0.000
sliders
Low
22.50
Averages
28.45
High
35.00
Current: 0.000
sliders
Low
22.50
Averages
28.45
High
35.00
BofA
Neutral
maintain
$23 -> $26
AI Analysis
2026-04-14
New
Reason
BofA
Price Target
$23 -> $26
AI Analysis
2026-04-14
New
maintain
Neutral
Reason
BofA raised the firm's price target on Neptune Insurance to $26 from $23 and keeps a Neutral rating on the shares. The firm adjusted price target among its U.S. insurance coverage to reflect Q4 events and changes to peer multiples.
Mizuho
Yaron Kinar
Neutral
maintain
$24 -> $26
2026-04-13
New
Reason
Mizuho
Yaron Kinar
Price Target
$24 -> $26
2026-04-13
New
maintain
Neutral
Reason
Mizuho analyst Yaron Kinar raised the firm's price target on Neptune Insurance to $26 from $24 and keeps a Neutral rating on the shares. The firm adjusted estimates and targets among its North America insurance coverage, stating that it is most constructive on brokers, expects commercial pricing pressure moderation among property and casualty insurers and believes the setup for life insurers is "the most challenging."
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for NP
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Valuation Metrics

The current forward P/E ratio for Neptune Insurance Holdings Inc (NP.N) is 41.32, compared to its 5-year average forward P/E of 47.32. For a more detailed relative valuation and DCF analysis to assess Neptune Insurance Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
47.32
Current PE
41.32
Overvalued PE
56.49
Undervalued PE
38.16

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
41.89
Current EV/EBITDA
50.00
Overvalued EV/EBITDA
47.64
Undervalued EV/EBITDA
36.14

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
16.98
Current PS
15.58
Overvalued PS
20.23
Undervalued PS
13.74

Financials

AI Analysis
Annual
Quarterly

Whales Holding NP

A
Azora Capital LP
Holding
NP
+3.14%
3M Return

Trading Trends

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Frequently Asked Questions

What is Neptune Insurance Holdings Inc (NP) stock price today?

The current price of NP is 26.96 USD — it has increased 2.31

What is Neptune Insurance Holdings Inc (NP)'s business?

Neptune Insurance Holdings Inc. is a data-driven managing general agent. The Company offers a range of easy-to-purchase residential and commercial insurance products including primary flood insurance, excess flood insurance, and parametric earthquake insurance distributed through a network of agencies.

What is the price predicton of NP Stock?

Wall Street analysts forecast NP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NP is28.45 USD with a low forecast of 22.50 USD and a high forecast of 35.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Neptune Insurance Holdings Inc (NP)'s revenue for the last quarter?

Neptune Insurance Holdings Inc revenue for the last quarter amounts to 30.22M USD, increased 35.16

What is Neptune Insurance Holdings Inc (NP)'s earnings per share (EPS) for the last quarter?

Neptune Insurance Holdings Inc. EPS for the last quarter amounts to 1.10 USD, increased 1275.00

How many employees does Neptune Insurance Holdings Inc (NP). have?

Neptune Insurance Holdings Inc (NP) has 62 emplpoyees as of April 16 2026.

What is Neptune Insurance Holdings Inc (NP) market cap?

Today NP has the market capitalization of 3.72B USD.