NAVI Relative Valuation
NAVI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, NAVI is overvalued; if below, it's undervalued.
Historical Valuation
Navient Corp (NAVI) is now in the Overvalued zone, suggesting that its current forward PE ratio of 11.70 is considered Overvalued compared with the five-year average of 7.69. The fair price of Navient Corp (NAVI) is between 6.09 to 11.27 according to relative valuation methord. Compared to the current price of 12.51 USD , Navient Corp is Overvalued By 10.99%.
Relative Value
Fair Zone
6.09-11.27
Current Price：12.51
10.99%
Overvalued
11.56
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Navient Corp. (NAVI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Navient Corp. (NAVI) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.06
PS
Navient Corp. (NAVI) has a current PS of 2.06. The 5-year average PS is 2.67. The thresholds are as follows: Strongly Undervalued below 1.62, Undervalued between 1.62 and 2.15, Fairly Valued between 3.19 and 2.15, Overvalued between 3.19 and 3.72, and Strongly Overvalued above 3.72. The current Forward PS of 2.06 falls within the Undervalued range.
0.00
P/OCF
Navient Corp. (NAVI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Navient Corp. (NAVI) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Navient Corp (NAVI) has a current Price-to-Book (P/B) ratio of 0.50. Compared to its 3-year average P/B ratio of 0.63 , the current P/B ratio is approximately -20.33% higher. Relative to its 5-year average P/B ratio of 0.78, the current P/B ratio is about -35.37% higher. Navient Corp (NAVI) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 29.86%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 27.60% , the current FCF yield is about -100.00% lower.
0.50
P/B
Median3y
0.63
Median5y
0.78
22.38
FCF Yield
Median3y
29.86
Median5y
27.60
Competitors Valuation Multiple
The average P/S ratio for NAVI's competitors is , providing a benchmark for relative valuation. Navient Corp Corp (NAVI) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of -20.60%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of NAVI decreased by 4.22% over the past 1 year. The primary factor behind the change was an decrease in Margin Expansion from -0.20 to -10.89.
The secondary factor is the Revenue Growth, contributed -20.60%to the performance.
Overall, the performance of NAVI in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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