NAVI Valuation
Navient Corp
$
12.890
- Overview
- Forecast
- Valuation
- Earnings
NAVI Relative Valuation
NAVI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, NAVI is overvalued; if below, it's undervalued.
Historical Valuation
Navient Corp (NAVI) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.50 is considered Undervalued compared with the five-year average of 7.15. The fair price of Navient Corp (NAVI) is between 17.64 to 23.75 according to relative valuation methord. Compared to the current price of 12.96 USD , Navient Corp is Undervalued By 26.51%.
Relative Value
Fair Zone
17.64-23.75
Current Price：12.96
26.51%
Undervalued
10.92
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Navient Corp. (NAVI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Navient Corp. (NAVI) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.14
PS
Navient Corp. (NAVI) has a current PS of 2.14. The 5-year average PS is 2.63. The thresholds are as follows: Strongly Undervalued below 1.48, Undervalued between 1.48 and 2.06, Fairly Valued between 3.21 and 2.06, Overvalued between 3.21 and 3.78, and Strongly Overvalued above 3.78. The current Forward PS of 2.14 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Navient Corp. (NAVI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Navient Corp. (NAVI) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Navient Corp (NAVI) has a current Price-to-Book (P/B) ratio of 0.48. Compared to its 3-year average P/B ratio of 0.66 , the current P/B ratio is approximately -26.33% higher. Relative to its 5-year average P/B ratio of 0.80, the current P/B ratio is about -39.49% higher. Navient Corp (NAVI) has a Forward Free Cash Flow (FCF) yield of approximately 15.80%. Compared to its 3-year average FCF yield of 29.57%, the current FCF yield is approximately -46.56% lower. Relative to its 5-year average FCF yield of 30.26% , the current FCF yield is about -47.77% lower.
0.50
P/B
Median3y
0.66
Median5y
0.80
15.71
FCF Yield
Median3y
29.57
Median5y
30.26
Competitors Valuation Multiple
The average P/S ratio for NAVI's competitors is 0.54, providing a benchmark for relative valuation. Navient Corp Corp (NAVI) exhibits a P/S ratio of , which is -100.00% above the industry average. Given its robust revenue growth of -27.53%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Performance Decomposition
1Y
3Y
5Y
Market capitalization of NAVI decreased by 21.37% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 27.49 to 41.89.
The secondary factor is the Revenue Growth, contributed -27.53%to the performance.
Overall, the performance of NAVI in the past 1 year is driven by P/E Change. Which is more unsustainable.
People Also Watch
ARQT
Arcutis Biotherapeutics Inc
14.840
USD
+0.68%
VRE
Veris Residential Inc
14.030
USD
+0.50%
MLNK
MeridianLink Inc
19.790
USD
+0.05%
AKO.B
Embotelladora Andina SA
23.860
USD
-0.38%
SUPV
Grupo Supervielle SA
10.950
USD
-0.64%
MLKN
MillerKnoll Inc
21.220
USD
+1.24%
SPHR
Sphere Entertainment Co
38.700
USD
-0.15%
MODG
Topgolf Callaway Brands Corp
8.840
USD
+1.26%
AAOI
Applied Optoelectronics Inc
23.880
USD
+4.78%
GB
Global Blue Group Holding Ltd
7.480
USD
0.00%
FAQ
Is Navient Corp (NAVI) currently overvalued or undervalued?
Navient Corp (NAVI) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.50 is considered Undervalued compared with the five-year average of 7.15. The fair price of Navient Corp (NAVI) is between 17.64 to 23.75 according to relative valuation methord. Compared to the current price of 12.96 USD , Navient Corp is Undervalued By 26.51% .
What is Navient Corp (NAVI) fair value?
How does NAVI's valuation metrics compare to the industry average?
What is the current P/B ratio for Navient Corp (NAVI) as of Aug 13 2025?
What is the current FCF Yield for Navient Corp (NAVI) as of Aug 13 2025?
What is the current Forward P/E ratio for Navient Corp (NAVI) as of Aug 13 2025?