Should I Buy MTG? MTG 2026 Analysis

Should You Buy MGIC Investment Corp (MTG) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

26.890

1 Day change

1.74%

52 Week Range

29.970

Analysis Updated At

2026/01/26

MGIC Investment Corp (MTG) is not a strong buy for a beginner, long-term investor at this moment. While the stock has potential for modest growth in the coming weeks and months, the lack of strong positive catalysts, recent insider and hedge fund selling, and declining financial performance suggest a cautious approach. Holding the stock or waiting for a better entry point is recommended.

Technical Analysis

The MACD is negatively contracting (-0.209), RSI is neutral at 32.115, and moving averages are converging, indicating no strong trend. The stock is trading near its support level (S1: 25.799), with resistance at 27.247. Overall, the technical indicators suggest a neutral to slightly bearish trend.

Options Data

Bearish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

EPS increased by 7.79% YoY in Q3 2025.

Neutral/Negative Catalysts

No recent news or congress trading data to support positive sentiment.

Financial Performance

In Q3 2025, revenue dropped by 0.70% YoY to $304.5M, and net income fell by 4.44% YoY to $191.1M. However, EPS increased by 7.79% YoY to 0.83, showing some profitability improvement.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Barclays raised the price target to $30 from $28, maintaining an Equal Weight rating. Keefe Bruyette raised the price target to $28 from $27 with an Outperform rating, citing double-digit book value growth expectations.

3 Analyst Rating

Wall Street analysts forecast MTG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MTG is 29.33 USD with a low forecast of 28 USD and a high forecast of 30 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

2 Hold

0 Sell

Moderate Buy

Current: 26.430

Low

Averages

29.33

High

Current: 26.430

Low

Averages

29.33

High

Barclays

Equal Weight

maintain

$28 -> $30

AI Analysis

2026-01-06

Reason

Barclays

Price Target

$28 -> $30

AI Analysis

2026-01-06

maintain

Equal Weight

Reason

Barclays raised the firm's price target on MGIC Investment to $30 from $28 and keeps an Equal Weight rating on the shares. The firm sees additional upside in select consumer finance name in 2026. A "benign' credit environment sets the stage for loan growth, the analyst tells investors in a research note. Barclays also forecasts a better mortgage origination market in 2026. The firm adjusted price targets as part of its 2026 outlook.

Keefe Bruyette

Bose George

Outperform

maintain

$27 -> $28

2025-12-18

Reason

Keefe Bruyette

Bose George

Price Target

$27 -> $28

2025-12-18

maintain

Outperform

Reason

Keefe Bruyette analyst Bose George raised the firm's price target on MGIC Investment to $28 from $27 and keeps an Outperform rating on the shares. The firm remains reasonably constructive on the mortgage insurers given the expectation that the companies will generate double-digit book value growth, the analyst tells investors in a research note.

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MTG Should I Buy

MTG Should I Buy

Should You Buy MGIC Investment Corp (MTG) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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