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MSBI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
23.040
Open
22.430
VWAP
22.80
Vol
90.62K
Mkt Cap
493.72M
Low
22.360
Amount
2.07M
EV/EBITDA(TTM)
22.33
Total Shares
21.47M
EV
905.61M
EV/OCF(TTM)
--
P/S(TTM)
1.81
Midland States Bancorp, Inc. is a diversified financial holding company. The Company’s segments include Banking, Wealth Management, and Other. The Banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The Wealth Management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.
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Events Timeline

(ET)
2026-02-03
16:50:00
Midland States Announces Patriot Financial Acquires Shares and Adds Director
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2026-01-22 (ET)
2026-01-22
17:10:00
CEO: Improving Credit Quality Top Priority for 2025
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2025-12-01 (ET)
2025-12-01
09:10:00
Midland States Bancorp Sells Equipment Finance Portfolio for $502 Million
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2025-11-03 (ET)
2025-11-03
16:48:30
Midland States Launches $25 Million Stock Buyback Initiative
select

News

NASDAQ.COM
8.0
03-12NASDAQ.COM
Midland States Bancorp Dividend History Analysis
  • Dividend Overview: Midland States Bancorp Inc's Reset Rate Non-Cumul Preferred Series A (Symbol: MSBIP) recently declared a dividend of $0.4844 per share, indicating the company's commitment to maintaining shareholder returns.
  • Stock Performance: In Thursday trading, MSBIP shares rose approximately 0.4%, while common shares (Symbol: MSBI) fell about 1.2%, reflecting the preferred stock's relative resilience amid market fluctuations.
  • Investor Focus: As market interest in S.A.F.E. dividend stocks grows, investors should consider companies with preferred shares to seek stable returns in uncertain market conditions.
  • Market Perspective: While the author's views do not necessarily reflect those of Nasdaq, the analysis of Midland States Bancorp provides valuable insights into its dividend policy and market performance.
Yahoo Finance
9.5
02-11Yahoo Finance
Midland States Bancorp Added to High Yield Stocks List
  • Target Price Increase: DA Davidson raised the price target for Midland States Bancorp from $23 to $24, maintaining a Neutral rating despite Q4 results falling short of expectations, indicating cautious optimism about future performance.
  • Credit Quality Improvement: The company prioritized improving credit quality in 2025, and although non-performing assets remained above the 0.75% target, strengthening the credit team and tightening underwriting standards laid a solid foundation for continued improvement.
  • Enhanced Capital Position: By year-end, the common equity tier 1 ratio improved to 9.89%, nearing the 10% target, while the company repurchased $9.6 million of its common stock during the quarter, demonstrating robust capital management.
  • Loan Growth Momentum: The Community Bank segment experienced approximately 6.5% annualized loan growth, supported by a healthy net interest margin, and the wealth management business also achieved record performance, with expectations for this momentum to continue into 2026.
Newsfilter
5.0
02-03Newsfilter
Midland States Bancorp Welcomes New Board Member and Investment
  • Shareholder Acquisition: Patriot Financial Partners has acquired a position in Midland States Bancorp's common stock through open-market purchases, enhancing confidence in the company's future and demonstrating institutional investors' recognition of its growth potential.
  • New Board Member: James F. Deutsch has been appointed to the board effective February 3, 2026, bringing extensive experience in the financial services industry that will provide crucial support for the company's strategic development in a competitive market.
  • Management's Remarks: Chairman Jeffrey C. Smith expressed pleasure in welcoming Jim to the board, emphasizing that Patriot's investment will enhance the company's market competitiveness and further drive shareholder returns.
  • Asset Scale: As of December 31, 2025, Midland States Bancorp reported total assets of approximately $6.51 billion and assets under administration of approximately $4.48 billion in its Wealth Management Group, indicating a solid foundation and growth potential in the financial services sector.
Newsfilter
8.0
02-03Newsfilter
Midland States Bancorp Declares Quarterly Cash Dividend
  • Quarterly Cash Dividend: Midland States Bancorp announced a cash dividend of $0.32 per share of common stock, payable on February 20, 2026, reflecting the company's commitment to shareholder returns and enhancing investor confidence.
  • Preferred Stock Dividend: The company also declared a cash dividend of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, payable on March 30, 2026, which further enhances its appeal in the capital markets.
  • Asset Scale: As of December 31, 2025, Midland States Bancorp had total assets of approximately $6.51 billion, indicating a solid financial foundation and market competitiveness that supports future growth strategies.
  • Wealth Management Business: The company's Wealth Management Group had approximately $4.48 billion in assets under administration, showcasing its capability in providing comprehensive financial services aimed at attracting more high-net-worth clients and expanding market share.
seekingalpha
9.5
01-23seekingalpha
Midland States Bancorp (MSBI) Q4 Non-GAAP EPS Misses by $0.11, Revenue Beats by $11.22M
  • Earnings Performance: Midland States Bancorp reported a Q4 Non-GAAP EPS of $0.53, missing expectations by $0.11, indicating pressure on profitability that could affect investor confidence.
  • Revenue Trends: The company's Q4 revenue was $85.57 million, down 8.9% year-over-year, although it beat expectations by $11.22 million, the ongoing revenue decline may pose challenges for future growth.
  • Asset Quality Metrics: The ratio of nonperforming assets to total assets remained stable at 1.02%, consistent with the prior quarter, indicating stable asset quality but still necessitating attention to potential credit loss risks.
  • Credit Loss Provisions: The provision for credit losses on loans was $11.8 million in Q4, significantly down from $20.5 million in Q3, reflecting the company's cautious stance on future credit risks, which may help improve capital adequacy.
Globenewswire
9.5
01-02Globenewswire
Midland States Bancorp to Release Q4 2025 Financial Results on January 22
  • Earnings Release Schedule: Midland States Bancorp will announce its Q4 2025 financial results after market close on January 22, 2026, which is expected to provide investors with insights into the company's latest financial performance and future outlook.
  • Asset Scale Overview: As of September 30, 2025, the company reported total assets of approximately $6.91 billion, reflecting robust growth in the community banking sector and enhancing its competitive position in the market.
  • Wealth Management Assets: The company's Wealth Management Group had approximately $4.36 billion in assets under administration, indicating strong performance in wealth management services that helps increase customer loyalty and diversify revenue streams.
  • Comprehensive Financial Services: Midland States Bancorp offers a full range of commercial and consumer banking products and services, including merchant credit card services, trust, and investment management, aimed at meeting diverse financial needs and driving business growth.
Wall Street analysts forecast MSBI stock price to rise
3 Analyst Rating
Wall Street analysts forecast MSBI stock price to rise
0 Buy
3 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
19.00
Averages
19.00
High
19.00
Current: 0.000
sliders
Low
19.00
Averages
19.00
High
19.00
DA Davidson
Neutral
maintain
$23 -> $24
AI Analysis
2026-01-26
Reason
DA Davidson
Price Target
$23 -> $24
AI Analysis
2026-01-26
maintain
Neutral
Reason
DA Davidson raised the firm's price target on Midland States to $24 from $23 and keeps a Neutral rating on the shares after its Q4 results. Earnings missed estimates, but efforts to return the franchise to a core community banking organization with more consistency and credit stability carry the promise of a cleaner 2026, the analyst tells investors in a research note.
Keefe Bruyette
Market Perform
maintain
$19 -> $22
2026-01-26
Reason
Keefe Bruyette
Price Target
$19 -> $22
2026-01-26
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Midland States to $22 from $19 and keeps a Market Perform rating on the shares.
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Valuation Metrics

The current forward P/E ratio for Midland States Bancorp Inc (MSBI.O) is 8.22, compared to its 5-year average forward P/E of 7.88. For a more detailed relative valuation and DCF analysis to assess Midland States Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.88
Current PE
8.22
Overvalued PE
9.27
Undervalued PE
6.50

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.68
Current EV/EBITDA
6.82
Overvalued EV/EBITDA
3.67
Undervalued EV/EBITDA
-2.30

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.70
Current PS
1.56
Overvalued PS
2.00
Undervalued PS
1.40

Financials

AI Analysis
Annual
Quarterly

Whales Holding MSBI

B
Busey Trust Company
Holding
MSBI
-6.16%
3M Return

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Frequently Asked Questions

What is Midland States Bancorp Inc (MSBI) stock price today?

The current price of MSBI is 23 USD — it has increased 0.7

What is Midland States Bancorp Inc (MSBI)'s business?

Midland States Bancorp, Inc. is a diversified financial holding company. The Company’s segments include Banking, Wealth Management, and Other. The Banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The Wealth Management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.

What is the price predicton of MSBI Stock?

Wall Street analysts forecast MSBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MSBI is19.00 USD with a low forecast of 19.00 USD and a high forecast of 19.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Midland States Bancorp Inc (MSBI)'s revenue for the last quarter?

Midland States Bancorp Inc revenue for the last quarter amounts to 51.62M USD, decreased -39.78

What is Midland States Bancorp Inc (MSBI)'s earnings per share (EPS) for the last quarter?

Midland States Bancorp Inc. EPS for the last quarter amounts to -0.24 USD, increased 60.00

How many employees does Midland States Bancorp Inc (MSBI). have?

Midland States Bancorp Inc (MSBI) has 861 emplpoyees as of April 03 2026.

What is Midland States Bancorp Inc (MSBI) market cap?

Today MSBI has the market capitalization of 493.72M USD.