MSBI

Midland States Bancorp Inc

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Advanced Chart

16.960

-0.35(-2.022%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

17.170

Open

17.160

VWAP

17.01

Vol

112.99K

Mkt Cap

364.90M

Low

16.920

Amount

1.92M

EV/EBITDA(TTM)

Total Shares

21.48M

678.77M

EV/OCF(TTM)

P/S(TTM)

1.24

Midland States Bancorp, Inc. is a diversified financial holding company. Its segments include Banking, Wealth Management, and Other. The Banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; commercial equipment financing; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The Wealth Management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

75.29M

-0.87%

0.610

+7.02%

79.00M

+4.5%

0.680

-126.98%

79.00M

+6.34%

0.700

-5.41%

Estimates Revision

The market is revising Upward the revenue expectations for Midland States Bancorp, Inc. (MSBI) for FY2025, with the revenue forecasts being adjusted by 2.32% over the past three months. During the same period, the stock price has changed by -3.75%.

Revenue Estimates for FY2025

Revise Upward

+2.32%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-0.63%

In Past 3 Month

Stock Price

Go Down

-3.75%

In Past 3 Month

3 Analyst Rating

15.98% Upside

Wall Street analysts forecast MSBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MSBI is 19.67 USD with a low forecast of 18.00 USD and a high forecast of 21.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

3 Hold

0 Sell

Hold

15.98% Upside

Current: 16.960

Low

18.00

Averages

19.67

High

21.00

15.98% Upside

Current: 16.960

Low

18.00

Averages

19.67

High

21.00

Piper Sandler

Neutral

maintain

$18 -> $21

2025-07-11

Reason

Piper Sandler

Price Target

$18 -> $21

2025-07-11

maintain

Neutral

Reason

Piper Sandler raised the firm's price target on Midland States to $21 from $18 and keeps a Neutral rating on the shares. The firm notes that Midland recently filed its 2024 10-K that included some first half of 2025 updates and restated results from 2022 to 2024, reflecting accounting adjustments tied to largely discontinued third-party loan origination programs.

Piper Sandler

Nathan Race

Hold

Maintains

$29 → $23

2025-01-28

Reason

Piper Sandler

Nathan Race

Price Target

$29 → $23

2025-01-28

Maintains

Hold

Reason

DA Davidson

Jeff Rulis

Hold

Maintains

$27 → $21

2025-01-28

Reason

DA Davidson

Jeff Rulis

Price Target

$27 → $21

2025-01-28

Maintains

Hold

Reason

Keefe, Bruyette & Woods

Damon Delmonte

Hold

Maintains

$24 → $28

2024-12-04

Reason

Keefe, Bruyette & Woods

Damon Delmonte

Price Target

$24 → $28

2024-12-04

Maintains

Hold

Reason

Piper Sandler

Nathan Race

Hold

Maintains

$26 → $27

2024-10-29

Reason

Piper Sandler

Nathan Race

Price Target

$26 → $27

2024-10-29

Maintains

Hold

Reason

Piper Sandler raised the firm's price target on Midland States to $27 from $26 and keeps a Neutral rating on the shares. The firm notes the company's Q3 results included several positives as PPNR was 3% above expectations with higher-than-expected net interest income and core fee income. While NCOs exceeded expectations and substandard loans increased, Piper is encouraged that the pace of NPL inflows slowed, and NCOs remained concentrated in Midland's LendingPoint and equipment finance portfolios that are both in run-off.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Midland States Bancorp Inc (MSBI.O) is 6.95, compared to its 5-year average forward P/E of 7.87. For a more detailed relative valuation and DCF analysis to assess Midland States Bancorp Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

7.87

Current PE

6.95

Overvalued PE

9.28

Undervalued PE

6.46

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Undervalued

5Y Average PS

1.72

Current PS

1.23

Overvalued PS

2.02

Undervalued PS

1.43

Financials

Annual

Quarterly

FY2025Q2

YoY :

+6.82%

73.64M

Total Revenue

FY2025Q2

YoY :

+30.74%

11.02M

Operating Profit

FY2025Q2

YoY :

+78.13%

12.02M

Net Income after Tax

FY2025Q2

YoY :

+125.00%

0.45

EPS - Diluted

FY2024Q4

YoY :

-425.56%

36.02M

Free Cash Flow

FY2025Q2

YoY :

-100.00%

N/A

FCF Margin - %

FY2025Q2

YoY :

+66.80%

16.33

Net Margin - %

FY2025Q2

YoY :

-100.00%

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

465.1K

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

91.3K

USD

Months

0-12

0.0

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

0.0

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

0.0

Volume

Months

6-9

0.0

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

465.1K

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

91.3K

USD

Months

0-12

0.0

USD

Months

MSBI News & Events

Events Timeline

2025-07-24 (ET)

2025-07-24

16:56:32

Midland States reports Q2 adjusted EPS 44c, consensus 62c

2025-05-23 (ET)

2025-05-23

16:47:15

Midland States receives expected notification of listing deficiency from Nasdaq

2025-04-30 (ET)

2025-04-30

16:56:30

Midland States reports preliminary Q1 EPS 57c, consensus 55c

News

9.5

07-24NASDAQ.COM

Midland States Bancorp (MSBI) Reports Q2 Earnings: What Key Metrics Have to Say

7.0

05-23Newsfilter

Midland States Bancorp, Inc. receives expected notification of deficiency from Nasdaq related to delayed filing of Quarterly Report on Form 10-Q

7.0

05-23SeekingAlpha

Midland States Bancorp receives deficiency notification from Nasdaq

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50.710

USD

-0.82%

FAQ

What is Midland States Bancorp Inc (MSBI) stock price today?

The current price of MSBI is 16.96 USD — it has decreased -2.02 % in the last trading day.

MSBI

Market Estimates

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

MSBI News & Events

Events Timeline

News

People Also Watch

FAQ

What is Midland States Bancorp Inc (MSBI) stock price today?

What is Midland States Bancorp Inc (MSBI)'s business?

What is the price predicton of MSBI Stock?

What is Midland States Bancorp Inc (MSBI)'s revenue for the last quarter?

What is Midland States Bancorp Inc (MSBI)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Midland States Bancorp Inc (MSBI)'s fundamentals?

How many employees does Midland States Bancorp Inc (MSBI). have?

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