MSBI Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

74.49M

-1.46%

0.750

-129.76%

75.60M

-0.46%

0.632

+10.88%

76.25M

-7.27%

0.664

+50.91%

Estimates Revision

The market is revising Downward the revenue expectations for Midland States Bancorp, Inc. (MSBI) for FY2025, with the revenue forecasts being adjusted by -0.75% over the past three months. During the same period, the stock price has changed by 33.54%.

Revenue Estimates for FY2025

Revise Downward

-0.75%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-11.79%

In Past 3 Month

Stock Price

Go Up

+33.54%

In Past 3 Month

4 Analyst Rating

Wall Street analysts forecast MSBI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MSBI is 18.67 USD with a low forecast of 17.00 USD and a high forecast of 21.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

4 Hold

0 Sell

Hold

Current: 0.000

Low

17.00

Averages

18.67

High

21.00

Current: 0.000

Low

17.00

Averages

18.67

High

21.00

Keefe Bruyette

Market Perform

maintain

$17 -> $19

2025-12-08

Reason

Keefe Bruyette

Price Target

$17 -> $19

2025-12-08

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Midland States to $19 from $17 and keeps a Market Perform rating on the shares. The firm adjusted its estimates to reflect an improved credit and expense outlook, the analyst tells investors in a research note.

Piper Sandler

Nathan Race

Neutral

maintain

$18 -> $19

2025-12-02

Reason

Piper Sandler

Nathan Race

Price Target

$18 -> $19

2025-12-02

maintain

Neutral

Reason

Piper Sandler analyst Nathan Race raised the firm's price target on Midland States to $19 from $18 and keeps a Neutral rating on the shares. The firm notes the company announced the majority sale of its Midland Equipment Finance portfolio totaling $545M to North Mill Equipment Finance for $502M. Proceeds are expected to pay down about $350M in higher cost wholesale funding.

Piper Sandler

Neutral

downgrade

$21 -> $18

2025-11-04

Reason

Piper Sandler

Price Target

$21 -> $18

2025-11-04

downgrade

Neutral

Reason

Piper Sandler lowered the firm's price target on Midland States to $18 from $21 and keeps a Neutral rating on the shares following quarterly results. While elevated credit costs were again a disappointment in Q3, the firm believes management's decision to cease equipment finance production and various other ongoing initiatives should eventually improve Midland's franchise value.

Keefe Bruyette

Market Perform

downgrade

$20 -> $17

2025-11-03

Reason

Keefe Bruyette

Price Target

$20 -> $17

2025-11-03

downgrade

Market Perform

Reason

Keefe Bruyette lowered the firm's price target on Midland States to $17 from $20 and keeps a Market Perform rating on the shares.

Stephens

Equal Weight

maintain

$21

2025-09-10

Reason

Stephens

Price Target

$21

2025-09-10

maintain

Equal Weight

Reason

Stephens reinstated coverage of Midland States with an Equal Weight rating and $21 price target, noting that the company has filed 10-Qs as well as updated presentations after having reported delays in financial reporting connected to errors in third-party loan origination programs. Management's efforts to exit or strengthen underwriting in several lending platforms should improve Midland's credit trends in 2026, though the firm is \"less sure\" about the second half of 2025, the analyst tells investors.

Piper Sandler

Neutral

maintain

$18 -> $21

2025-07-11

Reason

Piper Sandler

Price Target

$18 -> $21

2025-07-11

maintain

Neutral

Reason

Piper Sandler raised the firm's price target on Midland States to $21 from $18 and keeps a Neutral rating on the shares. The firm notes that Midland recently filed its 2024 10-K that included some first half of 2025 updates and restated results from 2022 to 2024, reflecting accounting adjustments tied to largely discontinued third-party loan origination programs.

Valuation Metrics

The current forward P/E ratio for Midland States Bancorp Inc (MSBI.O) is 7.73, compared to its 5-year average forward P/E of 7.81. For a more detailed relative valuation and DCF analysis to assess Midland States Bancorp Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

7.81

Current PE

7.73

Overvalued PE

9.24

Undervalued PE

6.38

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

1.72

Current PS

1.51

Overvalued PS

2.02

Undervalued PS

1.41

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areBuying! The selling amount has increased 613.86% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areBuying! The selling amount has increased 613.86% over the last month.

Sold

Bought

MSBI News & Events

Events Timeline

No data

News

9.5

01-02Globenewswire

Midland States Bancorp to Release Q4 2025 Financial Results on January 22

4.5

2025-12-01Globenewswire

Midland States Bancorp Sells Equipment Finance Portfolio for $502 Million

4.5

2025-12-01Newsfilter

Midland States Bancorp Sells Equipment Finance Portfolio for $502 Million

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Frequently Asked Questions

What is Midland States Bancorp Inc (MSBI) stock price today?

The current price of MSBI is 21.78 USD — it has decreased -1.71 % in the last trading day.

What is Midland States Bancorp Inc (MSBI)'s business?

Midland States Bancorp, Inc. is a diversified financial holding company. The Company’s segments include Banking, Wealth Management, and Other. The Banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The Wealth Management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.

What is the price predicton of MSBI Stock?

What is Midland States Bancorp Inc (MSBI)'s revenue for the last quarter?

Midland States Bancorp Inc revenue for the last quarter amounts to 76.93M USD, increased 4.26 % YoY.

What is Midland States Bancorp Inc (MSBI)'s earnings per share (EPS) for the last quarter?

Midland States Bancorp Inc. EPS for the last quarter amounts to 0.24 USD, decreased -71.08 % YoY.

What changes have occurred in the market's expectations for Midland States Bancorp Inc (MSBI)'s fundamentals?

How many employees does Midland States Bancorp Inc (MSBI). have?

Midland States Bancorp Inc (MSBI) has 864 emplpoyees as of January 10 2026.

What is Midland States Bancorp Inc (MSBI) market cap?

Today MSBI has the market capitalization of 469.40M USD.