Historical Valuation
Midwestone Financial Group Inc (IOWA) (MOFG) is now in the Fair zone, suggesting that its current forward PE ratio of 10.67 is considered Fairly compared with the five-year average of 9.28. The fair price of Midwestone Financial Group Inc (IOWA) (MOFG) is between 31.65 to 40.59 according to relative valuation methord.
Relative Value
Fair Zone
31.65-40.59
Current Price：40.27
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Midwestone Financial Group Inc (IOWA) (MOFG) has a current Price-to-Book (P/B) ratio of 1.30. Compared to its 3-year average P/B ratio of 0.88 , the current P/B ratio is approximately 46.87% higher. Relative to its 5-year average P/B ratio of 0.91, the current P/B ratio is about 42.27% higher. Midwestone Financial Group Inc (IOWA) (MOFG) has a Forward Free Cash Flow (FCF) yield of approximately 10.04%. Compared to its 3-year average FCF yield of 14.28%, the current FCF yield is approximately -29.69% lower. Relative to its 5-year average FCF yield of 13.95% , the current FCF yield is about -28.01% lower.
P/B
Median3y
0.88
Median5y
0.91
FCF Yield
Median3y
14.28
Median5y
13.95
Competitors Valuation Multiple
AI Analysis for MOFG
The average P/S ratio for MOFG competitors is 2.59, providing a benchmark for relative valuation. Midwestone Financial Group Inc (IOWA) Corp (MOFG.O) exhibits a P/S ratio of 2.97, which is 14.71% above the industry average. Given its robust revenue growth of -162.36%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for MOFG
1Y
3Y
5Y
Market capitalization of MOFG increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of MOFG in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is MOFG currently overvalued or undervalued?
Midwestone Financial Group Inc (IOWA) (MOFG) is now in the Fair zone, suggesting that its current forward PE ratio of 10.67 is considered Fairly compared with the five-year average of 9.28. The fair price of Midwestone Financial Group Inc (IOWA) (MOFG) is between 31.65 to 40.59 according to relative valuation methord.
What is Midwestone Financial Group Inc (IOWA) (MOFG) fair value?
MOFG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Midwestone Financial Group Inc (IOWA) (MOFG) is between 31.65 to 40.59 according to relative valuation methord.
How does MOFG's valuation metrics compare to the industry average?
The average P/S ratio for MOFG's competitors is 2.59, providing a benchmark for relative valuation. Midwestone Financial Group Inc (IOWA) Corp (MOFG) exhibits a P/S ratio of 2.97, which is 14.71% above the industry average. Given its robust revenue growth of -162.36%, this premium appears unsustainable.
What is the current P/B ratio for Midwestone Financial Group Inc (IOWA) (MOFG) as of Jan 09 2026?
As of Jan 09 2026, Midwestone Financial Group Inc (IOWA) (MOFG) has a P/B ratio of 1.30. This indicates that the market values MOFG at 1.30 times its book value.
What is the current FCF Yield for Midwestone Financial Group Inc (IOWA) (MOFG) as of Jan 09 2026?
As of Jan 09 2026, Midwestone Financial Group Inc (IOWA) (MOFG) has a FCF Yield of 10.04%. This means that for every dollar of Midwestone Financial Group Inc (IOWA)’s market capitalization, the company generates 10.04 cents in free cash flow.
What is the current Forward P/E ratio for Midwestone Financial Group Inc (IOWA) (MOFG) as of Jan 09 2026?
As of Jan 09 2026, Midwestone Financial Group Inc (IOWA) (MOFG) has a Forward P/E ratio of 10.67. This means the market is willing to pay $10.67 for every dollar of Midwestone Financial Group Inc (IOWA)’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Midwestone Financial Group Inc (IOWA) (MOFG) as of Jan 09 2026?
As of Jan 09 2026, Midwestone Financial Group Inc (IOWA) (MOFG) has a Forward P/S ratio of 2.97. This means the market is valuing MOFG at $2.97 for every dollar of expected revenue over the next 12 months.