Should You Buy Midwestone Financial Group Inc (IOWA) (MOFG) Today? Analysis, Price Targets, and 2026 Outlook.
Conclusion
Hold
Latest Price
46.430
1 Day change
3.45%
52 Week Range
46.960
Analysis Updated At
2026/01/26
MidWestOne Financial Group Inc (MOFG) is not a strong buy at this moment for a beginner investor with a long-term strategy. The recent downgrade by analysts, poor financial performance in Q3 2025, and lack of positive catalysts make it less appealing. Additionally, the stock is expected to decline in the short term based on historical patterns, and there are no significant trading signals or influential figures showing interest in the stock. Holding off on investment for now is recommended.
Technical Analysis
The technical indicators show mixed signals. The MACD is above 0 but positively contracting, suggesting weakening momentum. RSI is neutral at 68.897, and moving averages are bullish (SMA_5 > SMA_20 > SMA_200). The stock is trading near its resistance level (R1: 45.794), which could limit upside potential in the short term.
Options Data
Bearish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio
Technical Summary
Sell
3
Buy
11
Positive Catalysts
NULL identified. There are no recent news updates, and hedge funds and insiders are neutral with no significant trading trends.
Neutral/Negative Catalysts
Stephens downgraded the stock to Equal Weight from Overweight due to an all-stock acquisition deal by Nicolet Bankshares. The company's financial performance in Q3 2025 showed significant declines in revenue (-162.36% YoY), net income (-117.78% YoY), and EPS (-113.55% YoY).
Financial Performance
The company's Q3 2025 financials were weak, with revenue dropping to $59.3 million (-162.36% YoY), net income falling to $17.01 million (-117.78% YoY), and EPS decreasing to 0.82 (-113.55% YoY). Gross margin remained unchanged at 0%.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Stephens downgraded the stock to Equal Weight from Overweight, citing the acquisition by Nicolet Bankshares as a key factor. No recent price target changes were noted.
Wall Street analysts forecast MOFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MOFG is 50 USD with a low forecast of 50 USD and a high forecast of 50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
Wall Street analysts forecast MOFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MOFG is 50 USD with a low forecast of 50 USD and a high forecast of 50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 44.880
Low
50
Averages
50
High
50
Current: 44.880
Low
50
Averages
50
High
50
Stephens
Overweight -> Equal Weight
downgrade
AI Analysis
2025-10-28
Reason
Stephens
Price Target
AI Analysis
2025-10-28
downgrade
Overweight -> Equal Weight
Reason
Stephens downgraded MidWestOne to Equal Weight from Overweight after Nicolet Bankshares last week announced plans to acquire MidWestOne in an all-stock deal.
Keefe Bruyette
NULL -> Outperform
upgrade
$37 -> $50
2025-10-27
Reason
Keefe Bruyette
Price Target
$37 -> $50
2025-10-27
upgrade
NULL -> Outperform
Reason
Keefe Bruyette raised the firm's price target on MidWestOne to $50 from $37 and keeps an Outperform rating on the shares.
Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for MOFG
