Historical Valuation
Merchants Bancorp (MBIN) is now in the Fair zone, suggesting that its current forward PE ratio of 7.31 is considered Fairly compared with the five-year average of 6.55. The fair price of Merchants Bancorp (MBIN) is between 33.85 to 41.78 according to relative valuation methord.
Relative Value
Fair Zone
33.85-41.78
Current Price：35.87
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Merchants Bancorp (MBIN) has a current Price-to-Book (P/B) ratio of 0.91. Compared to its 3-year average P/B ratio of 1.18 , the current P/B ratio is approximately -23.09% higher. Relative to its 5-year average P/B ratio of 1.31, the current P/B ratio is about -30.73% higher. Merchants Bancorp (MBIN) has a Forward Free Cash Flow (FCF) yield of approximately 1.53%. Compared to its 3-year average FCF yield of -25.25%, the current FCF yield is approximately -106.05% lower. Relative to its 5-year average FCF yield of 6.33% , the current FCF yield is about -75.86% lower.
P/B
Median3y
1.18
Median5y
1.31
FCF Yield
Median3y
-25.25
Median5y
6.33
Competitors Valuation Multiple
AI Analysis for MBIN
The average P/S ratio for MBIN competitors is 3.12, providing a benchmark for relative valuation. Merchants Bancorp Corp (MBIN.O) exhibits a P/S ratio of 2.19, which is -29.81% above the industry average. Given its robust revenue growth of 8.81%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for MBIN
1Y
3Y
5Y
Market capitalization of MBIN increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of MBIN in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is MBIN currently overvalued or undervalued?
Merchants Bancorp (MBIN) is now in the Fair zone, suggesting that its current forward PE ratio of 7.31 is considered Fairly compared with the five-year average of 6.55. The fair price of Merchants Bancorp (MBIN) is between 33.85 to 41.78 according to relative valuation methord.
What is Merchants Bancorp (MBIN) fair value?
MBIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Merchants Bancorp (MBIN) is between 33.85 to 41.78 according to relative valuation methord.
How does MBIN's valuation metrics compare to the industry average?
The average P/S ratio for MBIN's competitors is 3.12, providing a benchmark for relative valuation. Merchants Bancorp Corp (MBIN) exhibits a P/S ratio of 2.19, which is -29.81% above the industry average. Given its robust revenue growth of 8.81%, this premium appears unsustainable.
What is the current P/B ratio for Merchants Bancorp (MBIN) as of Jan 11 2026?
As of Jan 11 2026, Merchants Bancorp (MBIN) has a P/B ratio of 0.91. This indicates that the market values MBIN at 0.91 times its book value.
What is the current FCF Yield for Merchants Bancorp (MBIN) as of Jan 11 2026?
As of Jan 11 2026, Merchants Bancorp (MBIN) has a FCF Yield of 1.53%. This means that for every dollar of Merchants Bancorp’s market capitalization, the company generates 1.53 cents in free cash flow.
What is the current Forward P/E ratio for Merchants Bancorp (MBIN) as of Jan 11 2026?
As of Jan 11 2026, Merchants Bancorp (MBIN) has a Forward P/E ratio of 7.31. This means the market is willing to pay $7.31 for every dollar of Merchants Bancorp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Merchants Bancorp (MBIN) as of Jan 11 2026?
As of Jan 11 2026, Merchants Bancorp (MBIN) has a Forward P/S ratio of 2.19. This means the market is valuing MBIN at $2.19 for every dollar of expected revenue over the next 12 months.