MBIN PE Ratio & Valuation,Is MBIN Overvalued

MBIN Relative Valuation

MBIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, MBIN is overvalued; if below, it's undervalued.

Historical Valuation

Merchants Bancorp (MBIN) is now in the Fair zone, suggesting that its current forward PE ratio of 7.99 is considered Fairly compared with the five-year average of 6.51. The fair price of Merchants Bancorp (MBIN) is between 33.83 to 41.31 according to relative valuation methord.

Relative Value

Fair Zone

33.83-41.31

Current Price：36.23

Fair

8.09

0.00

EV/EBITDA

Merchants Bancorp. (MBIN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Merchants Bancorp. (MBIN) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.39

Merchants Bancorp. (MBIN) has a current PS of 2.39. The 5-year average PS is 2.61. The thresholds are as follows: Strongly Undervalued below 1.78, Undervalued between 1.78 and 2.19, Fairly Valued between 3.02 and 2.19, Overvalued between 3.02 and 3.43, and Strongly Overvalued above 3.43. The current Forward PS of 2.39 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Merchants Bancorp. (MBIN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Merchants Bancorp. (MBIN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Merchants Bancorp (MBIN) has a current Price-to-Book (P/B) ratio of 0.99. Compared to its 3-year average P/B ratio of 1.19 , the current P/B ratio is approximately -16.12% higher. Relative to its 5-year average P/B ratio of 1.32, the current P/B ratio is about -24.59% higher. Merchants Bancorp (MBIN) has a Forward Free Cash Flow (FCF) yield of approximately 1.40%. Compared to its 3-year average FCF yield of -21.98%, the current FCF yield is approximately -106.37% lower. Relative to its 5-year average FCF yield of 5.01% , the current FCF yield is about -72.06% lower.

1.01

P/B

Median3y

1.19

Median5y

1.32

1.40

FCF Yield

Median3y

-21.98

Median5y

5.01

Competitors Valuation Multiple

The average P/S ratio for MBIN's competitors is , providing a benchmark for relative valuation. Merchants Bancorp Corp (MBIN) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 8.81%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of MBIN increased by 0.69% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 7.70 to 8.46.

The secondary factor is the Revenue Growth, contributed 8.81%to the performance.

Overall, the performance of MBIN in the past 1 year is driven by P/E Change. Which is more unsustainable.

8.81%

140.68M → 153.08M

Revenue Growth

-17.96%

43.55 → 35.73

Margin Expansion

9.84%

7.70 → 8.46

P/E Change

0.69%

36.47 → 36.72

Mkt Cap Growth

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Frequently Asked Questions

Is Merchants Bancorp (MBIN) currently overvalued or undervalued?

What is Merchants Bancorp (MBIN) fair value?

MBIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Merchants Bancorp (MBIN) is between 33.83 to 41.31 according to relative valuation methord.

How does MBIN's valuation metrics compare to the industry average?

What is the current P/B ratio for Merchants Bancorp (MBIN) as of Dec 16 2025?

As of Dec 16 2025, Merchants Bancorp (MBIN) has a P/B ratio of 0.99. This indicates that the market values MBIN at 0.99 times its book value.

What is the current FCF Yield for Merchants Bancorp (MBIN) as of Dec 16 2025?

As of Dec 16 2025, Merchants Bancorp (MBIN) has a FCF Yield of 1.40%. This means that for every dollar of Merchants Bancorp’s market capitalization, the company generates 1.40 cents in free cash flow.

What is the current Forward P/E ratio for Merchants Bancorp (MBIN) as of Dec 16 2025?

As of Dec 16 2025, Merchants Bancorp (MBIN) has a Forward P/E ratio of 7.99. This means the market is willing to pay $7.99 for every dollar of Merchants Bancorp’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Merchants Bancorp (MBIN) as of Dec 16 2025?

As of Dec 16 2025, Merchants Bancorp (MBIN) has a Forward P/S ratio of 2.39. This means the market is valuing MBIN at $2.39 for every dollar of expected revenue over the next 12 months.

MBIN Valuation

MBIN Valuation

MBIN Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is Merchants Bancorp (MBIN) currently overvalued or undervalued?

What is Merchants Bancorp (MBIN) fair value?

How does MBIN's valuation metrics compare to the industry average?

What is the current P/B ratio for Merchants Bancorp (MBIN) as of Dec 16 2025?

What is the current FCF Yield for Merchants Bancorp (MBIN) as of Dec 16 2025?

What is the current Forward P/E ratio for Merchants Bancorp (MBIN) as of Dec 16 2025?

What is the current Forward P/S ratio for Merchants Bancorp (MBIN) as of Dec 16 2025?