Should I Buy LOAN? LOAN 2026 Analysis

Should You Buy Manhattan Bridge Capital Inc (LOAN) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

4.510

1 Day change

-0.66%

52 Week Range

5.920

Analysis Updated At

2026/01/30

LOAN is not a good buy right now for an impatient buyer. The chart structure is still bearish (SMA200 > SMA20 > SMA5) and the latest quarter showed clear YoY declines in revenue, net income, and EPS. Options positioning looks extremely call-heavy, but liquidity is tiny and implied volatility is very elevated, which reduces the quality of the sentiment read. Without a proprietary buy signal or a clear catalyst, the probability-weighted setup is “avoid/new-buy = no” at current levels.

Technical Analysis

Trend is still down: moving averages are stacked bearishly (SMA_200 > SMA_20 > SMA_5), which typically signals a persistent downtrend. Momentum is trying to stabilize: MACD histogram is slightly positive (0.00224) but positively contracting, implying the rebound impulse is fading rather than accelerating. RSI(6) at ~33 is near oversold/weak territory, which can support a short-lived bounce, but it is not a trend reversal by itself. Key levels: near-term support S1=4.467 (then S2=4.376). Immediate overhead pivot/resistance is 4.614, with R1=4.761. With price around 4.53, the stock is sitting just above first support but still below the pivot—bearish positioning until it reclaims 4.614+ decisively. Intellectia Proprietary Trading Signals: - [AI Stock Picker](module://ai_stock_pick): no signal on given stock today. - [SwingMax](module://swingmax): No signal on given stock recently.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Open interest is overwhelmingly skewed to calls (put/call OI ~0.02), which is generally bullish positioning, but total contracts are extremely small (call OI 194 vs put OI 4; today’s volume only 1 contract). Implied volatility is very high (30D IV ~94%) versus historical volatility (~26%), and IV percentile is elevated (~91), suggesting options are priced for large moves despite limited actual trading activity. Net takeaway: sentiment appears bullish on paper, but the signal quality is low due to illiquidity and inflated IV.

Technical Summary

Sell

Buy

Positive Catalysts

can fuel a short-term technical bounce off support (4.467).

Neutral/Negative Catalysts

with price still below the pivot (4.614).

Financial Performance

Latest quarter: 2025/Q3. Growth trends are weakening YoY: revenue $2,035,753 (-12.00% YoY), net income $1,202,180 (-14.09% YoY), EPS $0.11 (-8.33% YoY). This is a negative fundamental backdrop versus buying into a downtrending chart.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No analyst rating/price-target change data was provided, so there is no observable recent trend in Wall Street upgrades/downgrades or target revisions from this dataset. Wall Street-style pros/cons view based on the available data: Pros—potential mean-reversion bounce from near-oversold levels and call-skewed options positioning. Cons—downtrending technical structure and decelerating YoY financial performance. Politicians/congress: no recent congress trading data available in the last 90 days.

Analyst Rating

Wall Street analysts forecast LOAN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LOAN is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy