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LKFN Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
62.860
Open
62.500
VWAP
61.72
Vol
186.16K
Mkt Cap
1.53B
Low
60.760
Amount
11.49M
EV/EBITDA(TTM)
10.98
Total Shares
24.91M
EV
1.54B
EV/OCF(TTM)
4.38
P/S(TTM)
6.19
Lakeland Financial Corporation is a bank holding company, which provides, through its subsidiary Lake City Bank (the Bank), a range of financial products and services throughout its Northern and Central Indiana markets. It offers commercial and consumer banking services, and trust and wealth management, brokerage, and treasury management commercial services. It serves a diverse customer base, including commercial customers across a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care. The Bank serves Central and Northern Indiana communities with 55 branch offices and a robust digital banking platform. The Bank’s deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) to the maximum extent provided under federal law and FDIC regulations. It also provides credit card services to retail and commercial customers.
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Events Timeline

(ET)
2026-04-27
16:20:00
Major Averages Close Mixed Amid Escalating Geopolitical Tensions
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2026-04-27
12:00:00
Major Averages Decline Amid Stalled US-Iran Peace Talks
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2026-04-27
07:10:00
Lake City Bank Reports Q1 Tangible Book Value of $29.69
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2026-01-26 (ET)
2026-01-26
16:30:00
Major Averages Close Broadly Higher as Investors Brace for Earnings Reports
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2026-01-26
12:11:00
Major Averages Rebound, Nasdaq Up 0.67%
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2026-01-26
07:10:00
Lake City Bank Reports Double-Digit Net Income Growth in Q4
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2026-01-13 (ET)
2026-01-13
14:40:00
Lakeland Financial Announces Q1 2026 Cash Dividend of 52 Cents Per Share
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News

Yahoo Finance
4.5
04-28Yahoo Finance
U.S. Stocks Decline Amid Geopolitical Tensions and Earnings Strength
  • Geopolitical Tensions: Stalled peace negotiations between the U.S. and Iran have led to rising oil prices, raising fresh concerns about inflation and global economic growth, as investors balance strong corporate earnings against geopolitical uncertainties.
  • Earnings Performance: Verizon (VZ) reported a better-than-expected Q1, while Domino's Pizza (DPZ) posted disappointing results and announced an additional $1 billion share repurchase program, highlighting the varied market reactions to different companies.
  • Acquisition Activity: Shell (SHEL) agreed to acquire ARC Resources (AETUF) for C$32.80 per share, while China blocked Meta's (META) acquisition of AI startup Manus, reflecting the complexities of the global M&A landscape.
  • Market Index Fluctuations: Near midday, the Dow was down 0.25%, the Nasdaq down 0.28%, and the S&P 500 down 0.14%, indicating the market's sensitive response to geopolitical tensions and economic data.
seekingalpha
8.0
04-27seekingalpha
Lakeland Financial Declares Quarterly Dividend of $0.52
  • Quarterly Dividend Declaration: Lakeland Financial has declared a quarterly dividend of $0.52 per share, consistent with previous distributions, indicating the company's stable cash flow and commitment to shareholder returns.
  • Dividend Yield: The forward yield of 3.37% reflects the company's attractiveness in the current market environment, potentially drawing in more income-focused investors seeking reliable returns.
  • Financial Performance: Lakeland Financial reported a GAAP EPS of $1.04, beating estimates by $0.03, showcasing the company's robust profitability; however, revenue of $69.71 million fell short of expectations by $0.71 million, indicating challenges in revenue growth.
  • Record and Payment Dates: The dividend will be payable on May 5, with a record date of April 25 and an ex-dividend date of April 24, ensuring shareholders receive timely returns and bolstering investor confidence.
NASDAQ.COM
9.5
04-27NASDAQ.COM
Lakeland Financial Reports Q1 Earnings Growth
  • Significant Earnings Growth: Lakeland Financial's Q1 net income reached $26.48 million, translating to an EPS of $1.04, which marks a substantial increase from last year's $20.09 million and $0.78, indicating enhanced profitability.
  • Steady Revenue Increase: The company's revenue for the first quarter was $56.77 million, up 7.4% from $52.88 million last year, demonstrating its competitive strength and ability to expand its business.
  • Improved Financial Performance: The growth rates for net income and EPS compared to last year were 32% and 33.3%, respectively, highlighting the company's effective cost management and revenue growth strategies.
  • Increased Market Confidence: The dual growth in earnings and revenue not only boosts investor confidence in Lakeland Financial but also lays a solid foundation for future business development, potentially attracting more investor interest.
Newsfilter
9.5
04-27Newsfilter
Lakeland Financial Reports Record Q1 Net Income of $26.5 Million
  • Record Net Income: Lakeland Financial achieved a record net income of $26.5 million in Q1 2026, representing a $6.4 million increase or 32% year-over-year, indicating strong performance in loan growth and interest income expansion, further solidifying its market position.
  • Earnings Per Share at All-Time High: The diluted earnings per share for Q1 2026 reached $1.04, an increase of $0.26 or 33% compared to Q1 2025, reflecting a significant enhancement in profitability and boosting investor confidence.
  • Loan and Deposit Growth: Average loans rose to $5.44 billion, a 5% increase year-over-year, while average deposits grew to $6.06 billion, up 3%, demonstrating the company's positive progress in expanding its customer base and market share.
  • Strong Capital Ratios: As of March 31, 2026, the common equity tier 1 capital ratio stood at 14.45%, significantly above the regulatory requirement of 10%, showcasing the company's robust capital base that supports future business expansion and shareholder returns.
seekingalpha
9.5
04-27seekingalpha
Lakeland Financial Q1 Earnings Beat Expectations
  • Earnings Beat: Lakeland Financial reported a Q1 GAAP EPS of $1.04, exceeding expectations by $0.03, indicating robust profitability despite revenue falling short of forecasts.
  • Revenue Growth Lags: Revenue increased by 9.3% year-over-year to $69.71 million, yet missed expectations by $0.71 million, reflecting heightened market competition and economic uncertainties impacting revenue generation.
  • Improved Return Metrics: Return on average equity rose to 13.89% from 11.70% year-over-year, showcasing enhanced capital efficiency that may attract increased investor interest in the company.
  • Loan and Deposit Growth: Average loans grew by $255 million, or 5%, to $5.44 billion, while average deposits increased by $180.8 million, or 3%, indicating steady expansion in customer base and market share.
Fool
5.0
03-24Fool
Lakeland Financial Director Increases Stock Holdings
  • Stock Purchase Activity: M. Scott Welch, Director of Lakeland Financial Corporation, executed three open-market purchases totaling 25,000 shares between February 27 and March 12, 2026, amounting to $1.419 million, indicating his confidence in the company's future prospects.
  • Indirect Ownership Structure: All transactions were conducted through indirect ownership channels, with the first two via a partnership entity (By LLP) and the third through a spousal account, suggesting Welch's strategic approach to increasing his holdings.
  • Significant Ownership Changes: Following these transactions, the LLP-held shares increased from 39,000 to 54,000, while the spousal account reached 212,006 shares post-March 12, reflecting a sustained bullish outlook on the stock.
  • Market Context Analysis: Despite facing challenges from rising interest rates impacting loan demand and deposit costs, Welch's purchases suggest he perceives the current stock price as attractive, potentially signaling a rebound in the company's value in the future.
Wall Street analysts forecast LKFN stock price to rise
3 Analyst Rating
Wall Street analysts forecast LKFN stock price to rise
0 Buy
3 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
66.00
Averages
66.50
High
67.00
Current: 0.000
sliders
Low
66.00
Averages
66.50
High
67.00
Keefe Bruyette
Market Perform
maintain
$66 -> $67
AI Analysis
2026-01-27
Reason
Keefe Bruyette
Price Target
$66 -> $67
AI Analysis
2026-01-27
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Lakeland Financial to $67 from $66 and keeps a Market Perform rating on the shares. A better outlook for net interest margin boosts the firm's net interest income expectations, the analyst tells investors in a research note.
Stephens
Stephens
Equal Weight
maintain
$64 -> $66
2026-01-27
Reason
Stephens
Stephens
Price Target
$64 -> $66
2026-01-27
maintain
Equal Weight
Reason
Stephens raised the firm's price target on Lakeland Financial to $66 from $64 and keeps an Equal Weight rating on the shares. Lakeland's Q4 earnings were 9.4% above consensus due to more favorable revenue trends, no loan loss provision recorded, and a lower rate, the analyst tells investors. The benefits of a healthy Indiana economy and ongoing investments translating into accelerating loan growth, combined with net interest margin expansion, should drive 7.5% growth in net interest income in 2026, the analyst forecasts.
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Valuation Metrics

The current forward P/E ratio for Lakeland Financial Corp (LKFN.O) is 20.08, compared to its 5-year average forward P/E of 17.57. For a more detailed relative valuation and DCF analysis to assess Lakeland Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
17.57
Current PE
20.08
Overvalued PE
19.67
Undervalued PE
15.46

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.32
Current EV/EBITDA
9.83
Overvalued EV/EBITDA
6.42
Undervalued EV/EBITDA
-3.77

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
6.54
Current PS
5.01
Overvalued PS
7.56
Undervalued PS
5.52

Financials

AI Analysis
Annual
Quarterly

Whales Holding LKFN

N
NFJ Investment Group, LLC
Holding
LKFN
+7.01%
3M Return
T
Timucuan Asset Management Inc
Holding
LKFN
-12.19%
3M Return

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Frequently Asked Questions

What is Lakeland Financial Corp (LKFN) stock price today?

The current price of LKFN is 61.55 USD — it has decreased -1.68

What is Lakeland Financial Corp (LKFN)'s business?

Lakeland Financial Corporation is a bank holding company, which provides, through its subsidiary Lake City Bank (the Bank), a range of financial products and services throughout its Northern and Central Indiana markets. It offers commercial and consumer banking services, and trust and wealth management, brokerage, and treasury management commercial services. It serves a diverse customer base, including commercial customers across a wide variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care. The Bank serves Central and Northern Indiana communities with 55 branch offices and a robust digital banking platform. The Bank’s deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) to the maximum extent provided under federal law and FDIC regulations. It also provides credit card services to retail and commercial customers.

What is the price predicton of LKFN Stock?

Wall Street analysts forecast LKFN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LKFN is66.50 USD with a low forecast of 66.00 USD and a high forecast of 67.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Lakeland Financial Corp (LKFN)'s revenue for the last quarter?

Lakeland Financial Corp revenue for the last quarter amounts to 64.72M USD, increased 10.29

What is Lakeland Financial Corp (LKFN)'s earnings per share (EPS) for the last quarter?

Lakeland Financial Corp. EPS for the last quarter amounts to 1.04 USD, increased 33.33

How many employees does Lakeland Financial Corp (LKFN). have?

Lakeland Financial Corp (LKFN) has 655 emplpoyees as of May 10 2026.

What is Lakeland Financial Corp (LKFN) market cap?

Today LKFN has the market capitalization of 1.53B USD.