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INDB Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
76.045
Open
75.335
VWAP
75.47
Vol
126.93K
Mkt Cap
3.74B
Low
75.070
Amount
9.58M
EV/EBITDA(TTM)
12.63
Total Shares
48.99M
EV
4.34B
EV/OCF(TTM)
6.12
P/S(TTM)
4.36
Independent Bank Corp. is the holding company of Rockland Trust Company (the Bank). With retail branches in Eastern Massachusetts, Worcester County, and Southern New Hampshire, as well as commercial banking and investment management offices in Massachusetts, New Hampshire, and Rhode Island, the Bank offers a wide range of banking, investment, and insurance services to individuals, families, and businesses. The Bank also offers a full suite of mobile, online, and telephone banking services. The Bank's commercial, consumer real estate, and other consumer loan portfolios consist of loans made to residents and businesses located in the Bank's market area. Its commercial loans consist of commercial real estate loans, commercial construction loans, commercial and industrial loans, and small business loans. The Bank's consumer portfolio consists of real estate loans comprised of residential mortgages and home equity loans and lines, all secured by one-to-four family residential properties.
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Events Timeline

(ET)
2026-01-22
16:20:00
Independent Bank Reports 4.5% YoY Increase in Q4 Net Interest Income
select
2025-10-16 (ET)
2025-10-16
16:11:59
Independent Bank announces Q3 EPS of $1.55, surpassing consensus estimate of $1.53
select

News

seekingalpha
9.5
01-23seekingalpha
Independent Bank Corp. (INDB) Reports 60% EPS Growth in Q4 2025
  • Performance Highlights: In Q4 2025, Independent Bank Corp. reported a net income of $75.3 million and diluted EPS of $1.52, reflecting a 60% year-over-year increase, demonstrating ongoing progress in restoring the bank's historically strong performance.
  • Loan Growth: Commercial and industrial loans grew organically by 9% in 2025, now representing 25% of total loans compared to 22% at the end of 2024, indicating the bank's success in expanding its loan portfolio.
  • Cost Control: Net interest income increased by $9.1 million to $212.5 million for the quarter, with the net interest margin rising to 3.77%, reflecting effective strategies in cost management and revenue optimization.
  • Future Outlook: Management anticipates a return on average assets of 1.4% for 2026, with plans for core deposit and loan growth in the low to mid-single digits, showcasing confidence in future profitability.
NASDAQ.COM
2.0
01-23NASDAQ.COM
Independent Bank (INDB) Earnings Call Transcript
Yahoo Finance
9.5
01-22Yahoo Finance
Independent Bank Corp Reports Q4 Net Income of $18.6M with Significant Loan Growth
  • Net Income Growth: Independent Bank Corp reported a net income of $18.6 million for Q4 2025, slightly up from $18.5 million in the previous year, indicating the company's ongoing ability to maintain stable profitability.
  • Strong Loan Demand: The company achieved a net loan growth of $78 million, annualized at 7.4%, reflecting robust market demand for loans, which is expected to contribute positively to future revenue growth.
  • Improved Capital Ratio: The tangible common equity ratio increased to 8.65%, demonstrating a stronger capital position that supports future expansion and investment opportunities.
  • Decline in Non-Interest Income: Despite the increase in net income, non-interest income fell to $12 million in Q4 2025 from $19.1 million a year earlier, highlighting challenges in revenue diversification.
seekingalpha
9.5
01-22seekingalpha
Independent Bank Q4 Non-GAAP EPS Beats Expectations with 43.6% Revenue Growth
  • Earnings Beat: Independent Bank reported a Q4 Non-GAAP EPS of $1.70, exceeding expectations by $0.05, indicating a robust enhancement in profitability that strengthens investor confidence.
  • Significant Revenue Growth: The bank's Q4 revenue reached $253.93 million, marking a 43.6% year-over-year increase, which not only surpassed expectations by $5.01 million but also reflects its strong market performance and business expansion capabilities.
  • Positive Market Reaction: The financial results exceeding expectations are likely to positively impact Independent Bank's stock price, attracting more investor attention and enhancing market expectations for future growth.
  • Sustained Growth Potential: With ongoing expansion across various business sectors, Independent Bank demonstrates strong growth potential, expected to continue attracting investor interest and driving stock price increases.
NASDAQ.COM
2.0
2025-12-10NASDAQ.COM
Isabella Bank (ISBA) Rises 5.4%: Could This Signal More Growth Ahead?
  • Stock Performance: Isabella Bank Corporation (ISBA) shares rose 5.4% to $48.99, with a notable increase in trading volume, contributing to a 15.7% gain over the past month.

  • Earnings Expectations: The company is projected to report quarterly earnings of $0.74 per share, reflecting a 42.3% year-over-year increase, with revenues expected to reach $20.8 million, up 12.3% from the previous year.

  • Market Outlook: Weakening job markets may lead the Federal Reserve to lower interest rates, which could impact banks' net interest income, but positive loan demand and asset repricing may support stock performance.

  • Zacks Rank: Isabella Bank holds a Zacks Rank of #1 (Strong Buy), indicating strong investor confidence, while Independent Bank Corp. (INDB) has a Zacks Rank of #3 (Hold) with stable earnings estimates.

NASDAQ.COM
5.0
2025-10-23NASDAQ.COM
Moody Aldrich Sells All 136K SKWD Shares Valued at $7.8 Million
  • Moody Aldrich Partners' Exit: Moody Aldrich Partners LLC has fully liquidated its position in Skyward Specialty Insurance Group, selling 135,635 shares for an estimated $7.84 million, reducing its stake from 1.5% to 0% of its assets under management (AUM).

  • Stock Performance: As of late October 2025, Skyward's shares are priced at $46.64, down 7.7% year-to-date, significantly trailing the S&P 500 by 22.2 percentage points, indicating a challenging year for the stock.

  • Market Context: The decision to sell appears to be a tactical move by Moody Aldrich, reallocating funds to sectors with better short-term momentum, rather than a reflection of concerns about Skyward's fundamentals.

  • Insurance Sector Challenges: Despite Skyward's strong niche in high-risk insurance and disciplined underwriting, the broader insurance market is facing pressure from competitive pricing and rising loss costs, impacting profit margins.

Wall Street analysts forecast INDB stock price to rise
4 Analyst Rating
Wall Street analysts forecast INDB stock price to rise
2 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
76.00
Averages
80.75
High
84.00
Current: 0.000
sliders
Low
76.00
Averages
80.75
High
84.00
Barclays
Equal Weight -> Underweight
downgrade
$80
AI Analysis
2026-02-02
Reason
Barclays
Price Target
$80
AI Analysis
2026-02-02
downgrade
Equal Weight -> Underweight
Reason
Barclays downgraded Independent Bank to Underweight from Equal Weight with an unchanged price target of $80. The firm says a "premium" is being placed on the bank's organic growth while competition is "heating up in its markets." Independent Bank's valuation multiples will remain below historical averages for the foreseeable future, the analyst tells investors in a research note.
Keefe Bruyette
NULL -> Outperform
maintain
$83 -> $96
2026-01-26
Reason
Keefe Bruyette
Price Target
$83 -> $96
2026-01-26
maintain
NULL -> Outperform
Reason
Keefe Bruyette raised the firm's price target on Independent Bank to $96 from $83 and keeps an Outperform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for INDB
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Valuation Metrics

The current forward P/E ratio for Independent Bank Corp (Massachusetts) (INDB.O) is 10.50, compared to its 5-year average forward P/E of 13.20. For a more detailed relative valuation and DCF analysis to assess Independent Bank Corp (Massachusetts)'s fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
13.20
Current PE
10.50
Overvalued PE
15.94
Undervalued PE
10.46

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.03
Current PS
3.57
Overvalued PS
4.86
Undervalued PS
3.19

Financials

AI Analysis
Annual
Quarterly

Whales Holding INDB

L
Leeward Investments, LLC
Holding
INDB
+16.69%
3M Return
R
Reinhart Partners, LLC
Holding
INDB
+5.18%
3M Return
D
DePrince, Race & Zollo, Inc.
Holding
INDB
+4.84%
3M Return
N
NFJ Investment Group, LLC
Holding
INDB
+2.85%
3M Return
V
Verition Fund Management LLC
Holding
INDB
+1.34%
3M Return
T
The Rockland Trust Investment Management Group
Holding
INDB
+0.62%
3M Return

Trading Trends

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Frequently Asked Questions

What is Independent Bank Corp (Massachusetts) (INDB) stock price today?

The current price of INDB is 75.29 USD — it has decreased -1.52

What is Independent Bank Corp (Massachusetts) (INDB)'s business?

Independent Bank Corp. is the holding company of Rockland Trust Company (the Bank). With retail branches in Eastern Massachusetts, Worcester County, and Southern New Hampshire, as well as commercial banking and investment management offices in Massachusetts, New Hampshire, and Rhode Island, the Bank offers a wide range of banking, investment, and insurance services to individuals, families, and businesses. The Bank also offers a full suite of mobile, online, and telephone banking services. The Bank's commercial, consumer real estate, and other consumer loan portfolios consist of loans made to residents and businesses located in the Bank's market area. Its commercial loans consist of commercial real estate loans, commercial construction loans, commercial and industrial loans, and small business loans. The Bank's consumer portfolio consists of real estate loans comprised of residential mortgages and home equity loans and lines, all secured by one-to-four family residential properties.

What is the price predicton of INDB Stock?

Wall Street analysts forecast INDB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for INDB is80.75 USD with a low forecast of 76.00 USD and a high forecast of 84.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Independent Bank Corp (Massachusetts) (INDB)'s revenue for the last quarter?

Independent Bank Corp (Massachusetts) revenue for the last quarter amounts to 240.30M USD, increased 44.43

What is Independent Bank Corp (Massachusetts) (INDB)'s earnings per share (EPS) for the last quarter?

Independent Bank Corp (Massachusetts). EPS for the last quarter amounts to 1.52 USD, increased 28.81

How many employees does Independent Bank Corp (Massachusetts) (INDB). have?

Independent Bank Corp (Massachusetts) (INDB) has 2294 emplpoyees as of March 11 2026.

What is Independent Bank Corp (Massachusetts) (INDB) market cap?

Today INDB has the market capitalization of 3.74B USD.