Historical Valuation
Hanover Bancorp Inc (HNVR) is now in the Fair zone, suggesting that its current forward PE ratio of 8.85 is considered Fairly compared with the five-year average of 10.17. The fair price of Hanover Bancorp Inc (HNVR) is between 21.59 to 30.21 according to relative valuation methord.
Relative Value
Fair Zone
21.59-30.21
Current Price：22.80
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Hanover Bancorp Inc (HNVR) has a current Price-to-Book (P/B) ratio of 0.83. Compared to its 3-year average P/B ratio of 0.76 , the current P/B ratio is approximately 9.24% higher. Relative to its 5-year average P/B ratio of 0.78, the current P/B ratio is about 6.84% higher. Hanover Bancorp Inc (HNVR) has a Forward Free Cash Flow (FCF) yield of approximately 6.66%. Compared to its 3-year average FCF yield of 6.02%, the current FCF yield is approximately 10.66% lower. Relative to its 5-year average FCF yield of 7.52% , the current FCF yield is about -11.37% lower.
P/B
Median3y
0.76
Median5y
0.78
FCF Yield
Median3y
6.02
Median5y
7.52
Competitors Valuation Multiple
AI Analysis for HNVR
The average P/S ratio for HNVR competitors is 1.55, providing a benchmark for relative valuation. Hanover Bancorp Inc Corp (HNVR.O) exhibits a P/S ratio of 1.98, which is 27.17% above the industry average. Given its robust revenue growth of 7.18%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for HNVR
1Y
3Y
5Y
Market capitalization of HNVR increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of HNVR in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is HNVR currently overvalued or undervalued?
Hanover Bancorp Inc (HNVR) is now in the Fair zone, suggesting that its current forward PE ratio of 8.85 is considered Fairly compared with the five-year average of 10.17. The fair price of Hanover Bancorp Inc (HNVR) is between 21.59 to 30.21 according to relative valuation methord.
What is Hanover Bancorp Inc (HNVR) fair value?
HNVR's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Hanover Bancorp Inc (HNVR) is between 21.59 to 30.21 according to relative valuation methord.
How does HNVR's valuation metrics compare to the industry average?
The average P/S ratio for HNVR's competitors is 1.55, providing a benchmark for relative valuation. Hanover Bancorp Inc Corp (HNVR) exhibits a P/S ratio of 1.98, which is 27.17% above the industry average. Given its robust revenue growth of 7.18%, this premium appears unsustainable.
What is the current P/B ratio for Hanover Bancorp Inc (HNVR) as of Jan 10 2026?
As of Jan 10 2026, Hanover Bancorp Inc (HNVR) has a P/B ratio of 0.83. This indicates that the market values HNVR at 0.83 times its book value.
What is the current FCF Yield for Hanover Bancorp Inc (HNVR) as of Jan 10 2026?
As of Jan 10 2026, Hanover Bancorp Inc (HNVR) has a FCF Yield of 6.66%. This means that for every dollar of Hanover Bancorp Inc’s market capitalization, the company generates 6.66 cents in free cash flow.
What is the current Forward P/E ratio for Hanover Bancorp Inc (HNVR) as of Jan 10 2026?
As of Jan 10 2026, Hanover Bancorp Inc (HNVR) has a Forward P/E ratio of 8.85. This means the market is willing to pay $8.85 for every dollar of Hanover Bancorp Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Hanover Bancorp Inc (HNVR) as of Jan 10 2026?
As of Jan 10 2026, Hanover Bancorp Inc (HNVR) has a Forward P/S ratio of 1.98. This means the market is valuing HNVR at $1.98 for every dollar of expected revenue over the next 12 months.