HNVR PE Ratio & Valuation,Is HNVR Overvalued

HNVR Relative Valuation

HNVR's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HNVR is overvalued; if below, it's undervalued.

Historical Valuation

Hanover Bancorp Inc (HNVR) is now in the Fair zone, suggesting that its current forward PE ratio of 9.30 is considered Fairly compared with the five-year average of 10.18. The fair price of Hanover Bancorp Inc (HNVR) is between 21.17 to 29.85 according to relative valuation methord.

Relative Value

Fair Zone

21.17-29.85

Current Price：23.99

Fair

9.30

0.00

EV/EBITDA

Hanover Bancorp Inc. (HNVR) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

Hanover Bancorp Inc. (HNVR) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

2.08

Hanover Bancorp Inc. (HNVR) has a current PS of 2.08. The 5-year average PS is 1.79. The thresholds are as follows: Strongly Undervalued below 0.58, Undervalued between 0.58 and 1.19, Fairly Valued between 2.39 and 1.19, Overvalued between 2.39 and 3.00, and Strongly Overvalued above 3.00. The current Forward PS of 2.08 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Hanover Bancorp Inc. (HNVR) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Hanover Bancorp Inc. (HNVR) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Hanover Bancorp Inc (HNVR) has a current Price-to-Book (P/B) ratio of 0.88. Compared to its 3-year average P/B ratio of 0.76 , the current P/B ratio is approximately 15.14% higher. Relative to its 5-year average P/B ratio of 0.78, the current P/B ratio is about 12.80% higher. Hanover Bancorp Inc (HNVR) has a Forward Free Cash Flow (FCF) yield of approximately 6.32%. Compared to its 3-year average FCF yield of 6.24%, the current FCF yield is approximately 1.30% lower. Relative to its 5-year average FCF yield of 7.53% , the current FCF yield is about -16.07% lower.

0.88

P/B

Median3y

0.76

Median5y

0.78

6.32

FCF Yield

Median3y

6.24

Median5y

7.53

Competitors Valuation Multiple

The average P/S ratio for HNVR's competitors is 1.73, providing a benchmark for relative valuation. Hanover Bancorp Inc Corp (HNVR) exhibits a P/S ratio of 2.08, which is 20.11% above the industry average. Given its robust revenue growth of 7.18%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of HNVR increased by 4.06% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 16.47M to 17.66M.

The secondary factor is the P/E Change, contributed 4.84%to the performance.

Overall, the performance of HNVR in the past 1 year is driven by Revenue Growth. Which is more sustainable.

7.18%

16.47M → 17.66M

Revenue Growth

-7.96%

21.48 → 19.77

Margin Expansion

4.84%

15.08 → 15.81

P/E Change

4.06%

23.06 → 23.99

Mkt Cap Growth

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Frequently Asked Questions

Is Hanover Bancorp Inc (HNVR) currently overvalued or undervalued?

What is Hanover Bancorp Inc (HNVR) fair value?

HNVR's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Hanover Bancorp Inc (HNVR) is between 21.17 to 29.85 according to relative valuation methord.

How does HNVR's valuation metrics compare to the industry average?

What is the current P/B ratio for Hanover Bancorp Inc (HNVR) as of Dec 15 2025?

As of Dec 15 2025, Hanover Bancorp Inc (HNVR) has a P/B ratio of 0.88. This indicates that the market values HNVR at 0.88 times its book value.

What is the current FCF Yield for Hanover Bancorp Inc (HNVR) as of Dec 15 2025?

As of Dec 15 2025, Hanover Bancorp Inc (HNVR) has a FCF Yield of 6.32%. This means that for every dollar of Hanover Bancorp Inc’s market capitalization, the company generates 6.32 cents in free cash flow.

What is the current Forward P/E ratio for Hanover Bancorp Inc (HNVR) as of Dec 15 2025?

As of Dec 15 2025, Hanover Bancorp Inc (HNVR) has a Forward P/E ratio of 9.30. This means the market is willing to pay $9.30 for every dollar of Hanover Bancorp Inc’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Hanover Bancorp Inc (HNVR) as of Dec 15 2025?

As of Dec 15 2025, Hanover Bancorp Inc (HNVR) has a Forward P/S ratio of 2.08. This means the market is valuing HNVR at $2.08 for every dollar of expected revenue over the next 12 months.

HNVR Valuation

HNVR Valuation

HNVR Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

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Frequently Asked Questions

Is Hanover Bancorp Inc (HNVR) currently overvalued or undervalued?

What is Hanover Bancorp Inc (HNVR) fair value?

How does HNVR's valuation metrics compare to the industry average?

What is the current P/B ratio for Hanover Bancorp Inc (HNVR) as of Dec 15 2025?

What is the current FCF Yield for Hanover Bancorp Inc (HNVR) as of Dec 15 2025?

What is the current Forward P/E ratio for Hanover Bancorp Inc (HNVR) as of Dec 15 2025?

What is the current Forward P/S ratio for Hanover Bancorp Inc (HNVR) as of Dec 15 2025?