HFWA Valuation

Heritage Financial Corp

Add to Watchlist

Advanced Chart

22.190

-0.26(-1.158%)1D

HFWA Relative Valuation

HFWA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HFWA is overvalued; if below, it's undervalued.

Historical Valuation

Heritage Financial Corp (HFWA) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.47 is considered Undervalued compared with the five-year average of 12.02. The fair price of Heritage Financial Corp (HFWA) is between 24.25 to 31.00 according to relative valuation methord. Compared to the current price of 22.19 USD , Heritage Financial Corp is Undervalued By 8.5%.

Relative Value

Fair Zone

24.25-31.00

Current Price：22.19

8.5%

Undervalued

9.47

Trailing

Forward

0.00

EV/EBITDA

Heritage Financial Corp. (HFWA) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Heritage Financial Corp. (HFWA) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

22.19

Heritage Financial Corp. (HFWA) has a current PS of 22.19. The 5-year average PS is 3.40. The thresholds are as follows: Strongly Undervalued below 0.67, Undervalued between 0.67 and 2.04, Fairly Valued between 4.76 and 2.04, Overvalued between 4.76 and 6.13, and Strongly Overvalued above 6.13. The current Forward PS of 22.19 falls within the Strongly Overvalued range.

0.00

P/OCF

Heritage Financial Corp. (HFWA) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Heritage Financial Corp. (HFWA) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Heritage Financial Corp (HFWA) has a current Price-to-Book (P/B) ratio of 0.83. Compared to its 3-year average P/B ratio of 0.90 , the current P/B ratio is approximately -7.45% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about -15.19% higher. Heritage Financial Corp (HFWA) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 11.08%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 9.56% , the current FCF yield is about -100.00% lower.

0.83

P/B

Median3y

0.90

Median5y

0.98

0.00

FCF Yield

Median3y

11.08

Median5y

9.56

Competitors Valuation Multiple

The average P/S ratio for HFWA's competitors is 30.22, providing a benchmark for relative valuation. Heritage Financial Corp Corp (HFWA) exhibits a P/S ratio of 22.19, which is -26.58% above the industry average. Given its robust revenue growth of 21.31%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

HFWA.O

Heritage Financial Corp

Central Pacific Financial Corp

Equity Bancshares Inc

Performance Decomposition

Market capitalization of HFWA decreased by 16.11% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 23.14 to 32.01.

The secondary factor is the Revenue Growth, contributed 21.31%to the performance.

Overall, the performance of HFWA in the past 1 year is driven by Margin Expansion. Which is more sustainable.

21.31%

49.36M → 59.88M

Revenue Growth

38.33%

23.14 → 32.01

Margin Expansion

-75.75%

55.45 → 13.45

P/E Change

-16.11%