Historical Valuation
Heritage Financial Corp (HFWA) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.11 is considered Undervalued compared with the five-year average of 11.92. The fair price of Heritage Financial Corp (HFWA) is between 24.97 to 32.01 according to relative valuation methord. Compared to the current price of 24.55 USD , Heritage Financial Corp is Undervalued By 1.68%.
Relative Value
Fair Zone
24.97-32.01
Current Price：24.55
1.68%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Heritage Financial Corp (HFWA) has a current Price-to-Book (P/B) ratio of 0.89. Compared to its 3-year average P/B ratio of 0.87 , the current P/B ratio is approximately 2.56% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about -8.88% higher. Heritage Financial Corp (HFWA) has a Forward Free Cash Flow (FCF) yield of approximately 10.34%. Compared to its 3-year average FCF yield of 11.52%, the current FCF yield is approximately -10.29% lower. Relative to its 5-year average FCF yield of 9.79% , the current FCF yield is about 5.64% lower.
P/B
Median3y
0.87
Median5y
0.98
FCF Yield
Median3y
11.52
Median5y
9.79
Competitors Valuation Multiple
AI Analysis for HFWA
The average P/S ratio for HFWA competitors is 2.64, providing a benchmark for relative valuation. Heritage Financial Corp Corp (HFWA.O) exhibits a P/S ratio of 2.50, which is -5.56% above the industry average. Given its robust revenue growth of 21.31%, this premium appears sustainable.
Performance Decomposition
AI Analysis for HFWA
1Y
3Y
5Y
Market capitalization of HFWA increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of HFWA in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is HFWA currently overvalued or undervalued?
Heritage Financial Corp (HFWA) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.11 is considered Undervalued compared with the five-year average of 11.92. The fair price of Heritage Financial Corp (HFWA) is between 24.97 to 32.01 according to relative valuation methord. Compared to the current price of 24.55 USD , Heritage Financial Corp is Undervalued By 1.68% .
What is Heritage Financial Corp (HFWA) fair value?
HFWA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Heritage Financial Corp (HFWA) is between 24.97 to 32.01 according to relative valuation methord.
How does HFWA's valuation metrics compare to the industry average?
The average P/S ratio for HFWA's competitors is 2.64, providing a benchmark for relative valuation. Heritage Financial Corp Corp (HFWA) exhibits a P/S ratio of 2.50, which is -5.56% above the industry average. Given its robust revenue growth of 21.31%, this premium appears sustainable.
What is the current P/B ratio for Heritage Financial Corp (HFWA) as of Jan 09 2026?
As of Jan 09 2026, Heritage Financial Corp (HFWA) has a P/B ratio of 0.89. This indicates that the market values HFWA at 0.89 times its book value.
What is the current FCF Yield for Heritage Financial Corp (HFWA) as of Jan 09 2026?
As of Jan 09 2026, Heritage Financial Corp (HFWA) has a FCF Yield of 10.34%. This means that for every dollar of Heritage Financial Corp’s market capitalization, the company generates 10.34 cents in free cash flow.
What is the current Forward P/E ratio for Heritage Financial Corp (HFWA) as of Jan 09 2026?
As of Jan 09 2026, Heritage Financial Corp (HFWA) has a Forward P/E ratio of 10.11. This means the market is willing to pay $10.11 for every dollar of Heritage Financial Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Heritage Financial Corp (HFWA) as of Jan 09 2026?
As of Jan 09 2026, Heritage Financial Corp (HFWA) has a Forward P/S ratio of 2.50. This means the market is valuing HFWA at $2.50 for every dollar of expected revenue over the next 12 months.