HFWA Relative Valuation
HFWA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HFWA is overvalued; if below, it's undervalued.
Historical Valuation
Heritage Financial Corp (HFWA) is now in the Undervalued zone, suggesting that its current forward PE ratio of 10.27 is considered Undervalued compared with the five-year average of 11.95. The fair price of Heritage Financial Corp (HFWA) is between 24.46 to 31.28 according to relative valuation methord. Compared to the current price of 24.08 USD , Heritage Financial Corp is Undervalued By 1.55%.
Relative Value
Fair Zone
24.46-31.28
Current Price：24.08
1.55%
Undervalued
10.33
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Heritage Financial Corp. (HFWA) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Heritage Financial Corp. (HFWA) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.54
PS
Heritage Financial Corp. (HFWA) has a current PS of 2.54. The 5-year average PS is 3.28. The thresholds are as follows: Strongly Undervalued below 2.08, Undervalued between 2.08 and 2.68, Fairly Valued between 3.88 and 2.68, Overvalued between 3.88 and 4.48, and Strongly Overvalued above 4.48. The current Forward PS of 2.54 falls within the Undervalued range.
0.00
P/OCF
Heritage Financial Corp. (HFWA) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Heritage Financial Corp. (HFWA) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Heritage Financial Corp (HFWA) has a current Price-to-Book (P/B) ratio of 0.90. Compared to its 3-year average P/B ratio of 0.88 , the current P/B ratio is approximately 2.55% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about -7.62% higher. Heritage Financial Corp (HFWA) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 11.44%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 9.75% , the current FCF yield is about -100.00% lower.
0.91
P/B
Median3y
0.88
Median5y
0.98
10.18
FCF Yield
Median3y
11.44
Median5y
9.75
Competitors Valuation Multiple
The average P/S ratio for HFWA's competitors is , providing a benchmark for relative valuation. Heritage Financial Corp Corp (HFWA) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 21.31%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of HFWA decreased by 1.18% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 23.14 to 32.01.
The secondary factor is the Revenue Growth, contributed 21.31%to the performance.
Overall, the performance of HFWA in the past 1 year is driven by Margin Expansion. Which is more sustainable.
People Also Watch
FAQ
Is Heritage Financial Corp (HFWA) currently overvalued or undervalued?
What is Heritage Financial Corp (HFWA) fair value?
How does HFWA's valuation metrics compare to the industry average?
What is the current P/B ratio for Heritage Financial Corp (HFWA) as of Dec 05 2025?
What is the current FCF Yield for Heritage Financial Corp (HFWA) as of Dec 05 2025?
What is the current Forward P/E ratio for Heritage Financial Corp (HFWA) as of Dec 05 2025?