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HBNC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
17.995
Open
17.860
VWAP
17.71
Vol
268.36K
Mkt Cap
903.40M
Low
17.520
Amount
4.75M
EV/EBITDA(TTM)
--
Total Shares
51.33M
EV
1.22B
EV/OCF(TTM)
--
P/S(TTM)
--
Horizon Bancorp, Inc. is a commercial bank holding company for Horizon Bank (the Bank), which serves customers across Midwestern markets through convenient digital and virtual tools, as well as its Indiana and Michigan branches. Its retail offerings include prime residential and other secured consumer lending to in-market customers, as well as a range of personal banking and wealth management solutions. It also provides a comprehensive array of in-market business banking and treasury management services, as well as equipment financing solutions for customers regionally and nationally, with commercial lending representing over half of total loans. The Company operates in a single segment, namely, commercial banking. The Bank maintains approximately 71 full-service offices. It has wholly owned direct and indirect subsidiaries: Horizon Investments, Inc., Horizon Properties, Inc., Horizon Insurance Services, Inc., Horizon Grantor Trust and Wolverine Commercial Holdings, LLC.
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Events Timeline

(ET)
2026-04-22
16:30:00
Horizon Reports Q1 CET1 Capital Ratio at 10.82%
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2026-01-26 (ET)
2026-01-26
10:40:00
Horizon Bancorp Board Member James Dworkin Announces Retirement
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2026-01-21 (ET)
2026-01-21
16:20:00
Horizon Reports Q4 Tangible Book Value of $10.32
select
2025-10-22 (ET)
2025-10-22
16:20:13
Horizon Bancorp Announces Q3 Earnings Per Share of $4.69, Up from 41 Cents Year-Over-Year
select

News

CNBC
6.5
05-02CNBC
Jim Cramer's Insights on Stock Picks
  • Aurora Innovation Outlook: Although Aurora Innovation has yet to turn a profit, it is considered a worthy speculative investment, reflecting market recognition of its future potential, which may attract risk-tolerant investors.
  • RTX Corp Investment Opportunity: Jim Cramer strongly recommends RTX Corp, arguing that its current depressed stock price is linked to insufficient aircraft servicing, suggesting that the market's pessimism about air travel may be overblown, presenting a buying opportunity for investors.
  • Amprius Technologies Speculation: Amprius Technologies is viewed as another promising speculative investment focused on the storage sector, indicating market interest in emerging technologies and investor expectations for future growth.
  • Market Sentiment Analysis: Cramer's comments reveal a keen insight into market sentiment, particularly in the aviation and storage sectors, suggesting that investors should monitor developments in these industries to capitalize on potential investment opportunities.
NASDAQ.COM
2.0
04-24NASDAQ.COM
Horizon (HBNC) Q1 2026 Earnings Call Transcript
seekingalpha
9.5
04-23seekingalpha
Horizon Bancorp Q1 2026 Earnings Call Insights
  • Profitability Metrics: Horizon Bancorp reported an annualized return on average assets exceeding 1.60% and a return on average tangible common equity above 19% in Q1 2026, demonstrating the core strength of its community banking model despite market challenges.
  • Deposit and Loan Growth: The company noted over $147 million in deposit growth, with an annualized growth rate of 11%, alongside a $34 million increase in commercial lending, indicating strong loan demand in a deposit-driven market environment.
  • Stable Net Interest Margin: Despite management's adjustment of rate expectations, the net interest margin remained steady at 4.29%, with full-year net interest income projected to grow in the low teens, showcasing the company's resilience and stability amid interest rate fluctuations.
  • Capital Generation and Expenses: Capital ratios improved significantly, with the CET1 ratio rising 40 basis points to 10.82%, while the company expects full-year expenses to remain around $160 million, reflecting effective management of profitability and cost control.
NASDAQ.COM
8.0
04-01NASDAQ.COM
Analysis of HBNC Dividend Expectations and Stock Performance
  • Dividend Yield Expectation: HBNC's current estimated annualized dividend yield stands at 3.81%, and while dividends are not always predictable, historical data suggests this yield may remain stable, reflecting investor confidence in the company's ongoing profitability.
  • Stock Price Range: HBNC's 52-week low is $12.70 per share and the high is $19.07, with the last trade at $16.83, indicating that the stock price fluctuates within a reasonable range, potentially attracting investors seeking stable returns.
  • ETF Holding Proportion: HBNC comprises 1.22% of the First Trust Dow Jones Select Microcap Index Fund ETF, which is trading up about 0.7% on the day, suggesting a generally positive market sentiment towards HBNC that could influence its stock performance.
  • Intraday Trading Performance: On Wednesday, Horizon Bancorp Inc shares rose approximately 1.3%, indicating increased market demand for the stock, which may reflect investor optimism regarding its future growth potential.
Yahoo Finance
6.5
03-15Yahoo Finance
Elizabeth Park Capital Advisors Increases Stake in Origin Bancorp
  • Share Acquisition: On February 17, 2026, Elizabeth Park Capital Advisors disclosed the purchase of 70,151 shares of Origin Bancorp (NYSE:OBK), representing an estimated $2.51 million trade, indicating confidence in the company's future growth prospects.
  • Value Increase: As of December 31, 2025, the value of Origin Bancorp's holdings rose by $2.81 million from the previous quarter, reflecting ongoing growth in lending and deposit activities, which further solidifies its market position.
  • Portfolio Diversification: This acquisition positions Origin Bancorp at 3.9% of Elizabeth Park's 13F reportable AUM, alongside other regional banks like QCR Holdings and Citizens Financial, highlighting a strategic preference for smaller lenders with strong regional footprints.
  • Market Performance Analysis: Although Origin Bancorp's shares have increased by 17% over the past year, slightly trailing the S&P 500's 20% gain, its stable net income and growth in commercial lending indicate a solid momentum in its core markets.
Newsfilter
5.0
01-26Newsfilter
Horizon Bancorp Board Members Retire
  • Board Member Retirement: Horizon Bancorp announced that James Dworkin will retire from the Board of Directors on May 7, 2026, concluding his tenure since 2003, which may impact the company's governance structure and future strategic direction.
  • Independent Director Resignation: Julie Freigang resigned from the Board on January 20, 2026, affecting the company's governance in cybersecurity, potentially leading to a reassessment of related risk management practices.
  • Governance Contributions Acknowledged: Board Chairman Eric Blackhurst noted that the contributions of Dworkin and Freigang have been critical to Horizon Bank's growth, highlighting the importance of independent directors in corporate governance.
  • Company Background: Horizon Bancorp is a $6.4 billion asset commercial bank holding company providing diverse personal and business banking services, and changes in the board may affect its market competitiveness and customer service strategies.
Wall Street analysts forecast HBNC stock price to rise
3 Analyst Rating
Wall Street analysts forecast HBNC stock price to rise
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
18.50
Averages
18.75
High
19.00
Current: 0.000
sliders
Low
18.50
Averages
18.75
High
19.00
Piper Sandler
Nathan Race
Neutral
downgrade
$22 -> $21
AI Analysis
2026-04-27
Reason
Piper Sandler
Nathan Race
Price Target
$22 -> $21
AI Analysis
2026-04-27
downgrade
Neutral
Reason
Piper Sandler analyst Nathan Race lowered the firm's price target on Horizon Bancorp to $21 from $22 and keeps a Neutral rating on the shares. Following 1.5 weeks of Q1 earnings season, results across the firm's Midwest coverage have been broadly constructive with 5% median EPS upside and Piper's estimates generally moving slightly higher.
Stephens
Brandon Rud
initiated
$20
2026-03-27
Reason
Stephens
Brandon Rud
Price Target
$20
2026-03-27
initiated
Reason
Stephens analyst Brandon Rud assumed coverage of Horizon Bancorp with an Overweight rating and $20 price target. Balance sheet actions taken in 2025 set the company up for a profitable 2026, the analyst tells investors.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for HBNC
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Valuation Metrics

The current forward P/E ratio for Horizon Bancorp Inc (HBNC.O) is 11.05, compared to its 5-year average forward P/E of 9.14. For a more detailed relative valuation and DCF analysis to assess Horizon Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.14
Current PE
11.05
Overvalued PE
10.35
Undervalued PE
7.93

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-0.10
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.33
Undervalued EV/EBITDA
-0.53

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.76
Current PS
2.82
Overvalued PS
3.21
Undervalued PS
2.31

Financials

AI Analysis
Annual
Quarterly

Whales Holding HBNC

S
Sapient Capital, LLC
Holding
HBNC
+8.96%
3M Return

Trading Trends

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Frequently Asked Questions

What is Horizon Bancorp Inc (HBNC) stock price today?

The current price of HBNC is 17.6 USD — it has decreased -1.57

What is Horizon Bancorp Inc (HBNC)'s business?

Horizon Bancorp, Inc. is a commercial bank holding company for Horizon Bank (the Bank), which serves customers across Midwestern markets through convenient digital and virtual tools, as well as its Indiana and Michigan branches. Its retail offerings include prime residential and other secured consumer lending to in-market customers, as well as a range of personal banking and wealth management solutions. It also provides a comprehensive array of in-market business banking and treasury management services, as well as equipment financing solutions for customers regionally and nationally, with commercial lending representing over half of total loans. The Company operates in a single segment, namely, commercial banking. The Bank maintains approximately 71 full-service offices. It has wholly owned direct and indirect subsidiaries: Horizon Investments, Inc., Horizon Properties, Inc., Horizon Insurance Services, Inc., Horizon Grantor Trust and Wolverine Commercial Holdings, LLC.

What is the price predicton of HBNC Stock?

Wall Street analysts forecast HBNC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HBNC is18.75 USD with a low forecast of 18.50 USD and a high forecast of 19.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Horizon Bancorp Inc (HBNC)'s revenue for the last quarter?

Horizon Bancorp Inc revenue for the last quarter amounts to 67.81M USD, increased 18.95

What is Horizon Bancorp Inc (HBNC)'s earnings per share (EPS) for the last quarter?

Horizon Bancorp Inc. EPS for the last quarter amounts to 0.51 USD, decreased -5.56

How many employees does Horizon Bancorp Inc (HBNC). have?

Horizon Bancorp Inc (HBNC) has 465 emplpoyees as of May 17 2026.

What is Horizon Bancorp Inc (HBNC) market cap?

Today HBNC has the market capitalization of 903.40M USD.